Buy Cheap Chadbourn, NC Auto Insurance (2022)

Chadbourn, NC auto insurance rates average $333 a month. Minimum auto insurance requirements in Chadbourn, North Carolina are 30/60/25 to comply with North Carolina laws. To buy cheap auto insurance in Chadbourn, NC, compare Chadbourn auto insurance quotes from top companies.

Compare Quotes Now

secured lock Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Chadbourn, NC after a DUI are $7,567/year
  • Average auto insurance rates in Chadbourn, NC for teens drivers are $6,233/year
  • The most expensive auto insurance company in Chadbourn is Allstate

Finding affordable Chadbourn, North Carolina auto insurance can be challenging, but everything you need to know to buy cheap Chadbourn, NC auto insurance with confidence is right here. Auto insurance rates in Chadbourn are affected by local factors as well as personal ones like your driving record.

See how Chadbourn, NC car insurance rates compare to Wilmington auto insurance rates, High Point auto insurance rates, and Durham auto insurance rates before you read more about the cost of auto insurance in Chadbourn.

Don’t buy Chadbourn, NC auto insurance until you’ve compared rates. Get free Chadbourn, North Carolina auto insurance quotes when you enter your ZIP code above.

Chadbourn, NC Minimum Auto Insurance Requirements

The required auto insurance in Chadbourn, NC is 30/60/25 according to the auto insurance laws in North Carolina. The minimum auto insurance in Chadbourn, North Carolina is outlined here.

Minimum Required Auto Insurance Coverage in Chadbourn, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Chadbourn, NC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Chadbourn, NC. Take a look at Chadbourn, North Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Chadbourn, North Carolina

Insurance Company Poor Fair Good
Allstate $10,978 $7,077 $6,214
GEICO $3,766 $3,462 $3,210
Liberty Mutual $2,592 $2,592 $2,592
Nationwide $3,394 $3,394 $3,394
Progressive $3,321 $2,912 $2,685
State Farm $5,234 $3,339 $2,590
Travelers $3,991 $3,624 $3,576

Buy Cheap Chadbourn, NC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Chadbourn, North Carolina auto insurance rates? Find out how car insurance rates in Chadbourn, NC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Chadbourn, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $6,239 $6,239 $5,132 $5,132 $14,626 $14,626 $6,362 $6,362
GEICO $3,002 $2,945 $2,949 $2,895 $5,418 $5,371 $2,635 $2,619
Liberty Mutual $2,177 $2,177 $2,253 $2,253 $3,762 $3,762 $2,177 $2,177
Nationwide $2,914 $2,914 $2,914 $2,914 $4,836 $4,836 $2,914 $2,914
Progressive $2,325 $2,325 $2,118 $2,118 $4,911 $4,911 $2,536 $2,536
State Farm $3,254 $3,254 $2,812 $2,812 $4,793 $4,793 $4,025 $4,025
Travelers $3,192 $3,192 $3,167 $3,167 $5,286 $5,286 $3,277 $3,277

Buy Cheap Chadbourn, NC Auto Insurance for Teen Drivers

Auto insurance for teenagers in Chadbourn can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chadbourn, NC are listed here.

Annual Auto Insurance Rates for Teen Drivers in Chadbourn, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,626 $14,626
GEICO $5,418 $5,371
Liberty Mutual $3,762 $3,762
Nationwide $4,836 $4,836
Progressive $4,911 $4,911
State Farm $4,793 $4,793
Travelers $5,286 $5,286

Buy Cheap Chadbourn, NC Auto Insurance for Seniors

You can save on senior auto insurance rates in Chadbourn, North Carolina by comparing Chadbourn senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chadbourn, NC here.

Annual Auto Insurance Rates for Senior Drivers in Chadbourn, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,132 $5,132
GEICO $2,949 $2,895
Liberty Mutual $2,253 $2,253
Nationwide $2,914 $2,914
Progressive $2,118 $2,118
State Farm $2,812 $2,812
Travelers $3,167 $3,167

Find Cheap Auto Insurance Rates in Chadbourn, NC by Coverage Level

The amount of coverage you choose is a big factor in the cost of Chadbourn, North Carolina auto insurance. Compare Chadbourn, NC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Chadbourn, North Carolina

Insurance Company Low Medium High
Allstate $7,763 $8,058 $8,448
GEICO $3,309 $3,467 $3,662
Liberty Mutual $2,454 $2,576 $2,747
Nationwide $3,237 $3,377 $3,570
Progressive $2,808 $2,956 $3,154
State Farm $3,529 $3,702 $3,932
Travelers $3,555 $3,710 $3,926

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Chadbourn, NC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Chadbourn. Compare auto insurance rates in Chadbourn, NC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Chadbourn, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,090 $8,090
GEICO $3,479 $3,479
Liberty Mutual $2,592 $2,592
Nationwide $3,394 $3,394
Progressive $2,973 $2,973
State Farm $3,695 $3,747
Travelers $3,730 $3,730

Find Cheap Chadbourn, NC Auto Insurance Rates by Driving Record

Auto insurance rates in Chadbourn, North Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chadbourn, NC, take a look at the average cost for various violations versus rates for a clean driving record in Chadbourn.

Annual Chadbourn, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,348 $7,724 $14,383 $5,904
GEICO $1,866 $2,755 $6,742 $2,555
Liberty Mutual $1,535 $1,978 $4,879 $1,978
Nationwide $1,983 $2,574 $6,446 $2,574
Progressive $1,407 $2,068 $6,406 $2,010
State Farm $2,005 $2,866 $7,147 $2,866
Travelers $2,193 $2,909 $6,963 $2,855

Find Cheap Chadbourn, NC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Chadbourn, North Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Chadbourn for less when you shop around and compare rates from multiple Chadbourn, NC auto insurance companies.

Annual Auto Insurance Rates After a DUI in Chadbourn, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $14,383
GEICO $6,742
Liberty Mutual $4,879
Nationwide $6,446
Progressive $6,406
State Farm $7,147
Travelers $6,963

Winners by Category: Where to Buy Cheap Auto Insurance in Chadbourn, NC

Compare rates from the cheapest auto insurance companies in Chadbourn, NC for your needs. Take a look at how Chadbourn, North Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Chadbourn, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Chadbourn, North Carolina Auto Insurance Companies

If you’re looking for the cheapest Chadbourn, NC auto insurance companies overall, you can compare them here. Find the best price for Chadbourn, North Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in Chadbourn, North Carolina

Insurance Company Average Annual Rates
Allstate $8,090
GEICO $3,479
Liberty Mutual $2,592
Nationwide $3,394
Progressive $2,973
State Farm $3,721
Travelers $3,730

What affects Chadbourn, North Carolina auto insurance rates?

Local factors affect auto insurance rates in Chadbourn, NC, including traffic, theft statistics, and commute length. Take a look at the things that impact Chadbourn auto insurance rates.

Commute Times in Chadbourn

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chadbourn, NC is 22.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Chadbourn, NC

You can buy cheap Chadbourn, NC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chadbourn, North Carolina auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption