Understanding Car Insurance

Does auto insurance covers water leaks?

A Concise Overview Water leaks are covered if you purchase comprehensive coverage If the leak is caused by accident damage, collision insurance may cover it Comprehensive coverage typically covers flooding, but you will want to check your policy details if you live in an area prone to floods, storms, and hurricanes.  If your vehicle suffers water damage...

A Concise Overview Water leaks are covered if you purchase c...

Does auto insurance cover roadside assistance?

Many people think auto insurance and roadside assistance go hand in hand. However, that’s not always the case. For example, most auto insurance companies don’t automatically cover roadside assistance. Typically, roadside assistance is an add-on to your auto insurance policy. In addition, you may need to carry full coverage to get the extra coverage. Although...

Many people think auto insurance and roadside assistance go ...

Does auto insurance cover hiting a pole?

You’ll have a lot to think about if you’ve been unfortunate enough to crash into a pole when driving. While you will first want to take care of any injuries, you will soon need to figure out how to pay for the damages. In this case, does your insurance cover hitting a pole? And how...

You’ll have a lot to think about if you’ve been ...

Does auto insurance cover hydrolock?

Does auto insurance cover hydrolock? What even does a hydrolocked engine mean? Imagine driving down the road, and your car suddenly starts sputtering. You hear a loud thunk, and your engine shuts down. No matter how hard you try to restart the vehicle, the engine won’t turn over. A hydrolock occurs when water enters your...

Does auto insurance cover hydrolock? What even does a hydrol...

Buying a 12-Month Auto Insurance Policy: What You Need to Know in 2023

Most auto insurance companies offer 12-month policies, including Liberty Mutual and USAA. The cost of annual auto insurance coverages vs. monthly isn’t much different, but rates will be locked in longer. How much auto insurance is a month depends on many factors, but the average auto insurance rate is $325/month. You can save hundreds on...

Most auto insurance companies offer 12-month policies, inclu...

Buying No Contract Auto Insurance: What You Need To Know in 2023

A Concise Overview No-contract auto insurance is short-term auto insurance that lasts for one month Temporary auto insurance is necessary if a policy is canceled or an insurance company liquidates Short-term auto insurance ends when you stop paying Major auto insurance companies require customers to enter a six-month or 12-month contract. However, some companies offer...

A Concise Overview No-contract auto insurance is short-term ...

Buying Parked Car Insurance: What You Need To Know in 2023

Food for thought If you want to suspend auto insurance temporarily, you can purchase storage insurance for vehicles. Parked car insurance is often referred to as comprehensive-only auto insurance. Insurers usually require proof you have another vehicle for day-to-day use before they will sell storage auto insurance. Do you need storage insurance for vehicles you...

Food for thought If you want to suspend auto insurance tempo...

Buying Salvage Title Insurance: What You Need To Know in 2023

A Concise Overview Auto insurance for salvage cars may be expensive and hard to find A vehicle that has been deemed “totaled” by an insurer, can be rebuilt and re-titled Changing a salvage title to a clean title is considered fraud Whether restoring the cars or buying it from someone else at discount, people are...

A Concise Overview Auto insurance for salvage cars may be ex...

Is a car considered totaled if the airbags deploy?

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What to Do if Your Car Gets Hit in a Parking Lot

Parking lot fender benders can do a lot more than ruin your day. The smallest accident can cause a spike in your insurance rates, the need for medical care, not to mention the stress of hit-and-run drivers. Typically, if you are found to not be the driver responsible and it’s your first time in an...

Parking lot fender benders can do a lot more than ruin your ...

Buying Collision vs. Comprehensive Coverage: What You Need To Know in 2023

Whether you just bought the latest model off the lot or you’re serious about classic cars, all drivers need coverage for their ride. As two important components of full coverage auto insurance, collision and comprehensive coverage are popular choices for all drivers. Comprehensive and collision insurance coverages offer vital protection against a variety of threats...

Whether you just bought the latest model off the lot or you�...