Buy Cheap Brookings, SD Auto Insurance (2022)

Brookings, SD auto insurance rates average $298 a month. Minimum auto insurance requirements in Brookings, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Brookings, SD, compare Brookings auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Brookings, SD for teens drivers are $7,036/year
  • The most expensive auto insurance company in Brookings after a DUI is Liberty Mutual
  • Average auto insurance rates in Brookings, SD after a DUI are $4,328/year

Finding affordable Brookings, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Brookings, SD auto insurance with confidence is right here. Auto insurance rates in Brookings are affected by local factors as well as personal ones like your driving record.

See how Brookings, SD car insurance rates compare to Pierre auto insurance rates, Aberdeen auto insurance rates, and Vermillion auto insurance rates before you read more about the cost of auto insurance in Brookings.

Don’t buy Brookings, SD auto insurance until you’ve compared rates. Get free Brookings, South Dakota auto insurance quotes when you enter your ZIP code above.

Brookings, SD Minimum Auto Insurance Requirements

The required auto insurance in Brookings, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Brookings, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Brookings, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Brookings, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Brookings, SD. Take a look at Brookings, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Brookings, South Dakota

Insurance Company Poor Fair Good
Allstate $5,617 $4,396 $3,817
American Family $4,802 $3,463 $2,924
Farmers $3,913 $3,311 $3,174
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,664 $5,823 $4,573
Nationwide $2,848 $2,252 $1,977
Progressive $3,500 $2,924 $2,704
State Farm $2,977 $1,781 $1,380

Buy Cheap Brookings, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Brookings, South Dakota auto insurance rates? Find out how car insurance rates in Brookings, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brookings, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,428 $2,484 $2,139 $2,288 $9,928 $11,847 $2,752 $3,013
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,801 $1,804 $1,583 $1,651 $8,207 $8,528 $2,014 $2,143
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,743 $4,067 $2,955 $3,594 $14,528 $16,312 $3,930 $4,364
Nationwide $1,676 $1,719 $1,502 $1,600 $3,692 $4,753 $1,886 $2,046
Progressive $1,720 $1,688 $1,418 $1,465 $6,394 $7,257 $2,152 $2,248
State Farm $1,362 $1,362 $1,187 $1,187 $3,522 $4,499 $1,528 $1,722

Buy Cheap Brookings, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Brookings can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Brookings, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Brookings, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,928 $11,847
American Family $5,616 $8,249
Farmers $8,207 $8,528
GEICO $4,398 $5,174
Liberty Mutual $14,528 $16,312
Nationwide $3,692 $4,753
Progressive $6,394 $7,257
State Farm $3,522 $4,499

Buy Cheap Brookings, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Brookings, South Dakota by comparing Brookings senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Brookings, SD here.

Annual Auto Insurance Rates for Senior Drivers in Brookings, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,139 $2,288
American Family $2,364 $2,364
Farmers $1,583 $1,651
GEICO $2,041 $1,881
Liberty Mutual $2,955 $3,594
Nationwide $1,502 $1,600
Progressive $1,418 $1,465
State Farm $1,187 $1,187

Find Cheap Auto Insurance Rates in Brookings, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Brookings, South Dakota auto insurance. Compare Brookings, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brookings, South Dakota

Insurance Company Low Medium High
Allstate $4,493 $4,603 $4,734
American Family $3,733 $3,834 $3,621
Farmers $3,309 $3,427 $3,663
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,564 $6,680 $6,816
Nationwide $2,218 $2,348 $2,511
Progressive $2,963 $3,017 $3,148
State Farm $1,968 $2,048 $2,122

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Find Cheap Brookings, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Brookings. Compare auto insurance rates in Brookings, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Brookings, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,497 $4,723
American Family $3,684 $3,775
Farmers $3,466 $3,466
GEICO $2,631 $2,696
Liberty Mutual $6,686 $6,686
Nationwide $2,359 $2,359
Progressive $3,043 $3,043
State Farm $1,996 $2,097

Find Cheap Brookings, SD Auto Insurance Rates by ZIP Code

Auto insurance rates in Brookings, South Dakota can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Brookings, SD to see how much where you live in Brookings affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Brookings, South Dakota

ZIP Code Average Annual Rates
57006 $3,714
57007 $3,759

Find Cheap Brookings, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Brookings, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Brookings, SD, take a look at the average cost for various violations versus rates for a clean driving record in Brookings.

Annual Brookings, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,824 $4,437 $5,901 $4,278
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,952 $3,738 $3,647 $3,528
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,638 $7,000 $7,268 $6,839
Nationwide $1,720 $2,366 $3,364 $1,987
Progressive $2,623 $3,566 $2,827 $3,155
State Farm $1,905 $2,187 $2,046 $2,046

Find Cheap Brookings, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Brookings, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Brookings for less when you shop around and compare rates from multiple Brookings, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Brookings, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,901
American Family $5,125
Farmers $3,647
GEICO $4,443
Liberty Mutual $7,268
Nationwide $3,364
Progressive $2,827
State Farm $2,046

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Winners by Category: Where to Buy Cheap Auto Insurance in Brookings, SD

Compare rates from the cheapest auto insurance companies in Brookings, SD for your needs. Take a look at how Brookings, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Brookings, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Brookings, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Brookings, SD auto insurance companies overall, you can compare them here. Find the best price for Brookings, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Brookings, South Dakota

Insurance Company Average Annual Rates
Allstate $4,610
American Family $3,730
Farmers $3,466
GEICO $2,664
Liberty Mutual $6,686
Nationwide $2,359
Progressive $3,043
State Farm $2,046

What affects Brookings, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Brookings, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Brookings auto insurance rates.

Auto Theft in Brookings

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Brookings, SD auto theft show a total of 14 vehicle thefts annually.

Commute Times in Brookings

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Brookings, SD is 13.6 minutes according to City-Data.

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Compare Auto Insurance Quotes in Brookings, SD

You can buy cheap Brookings, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Brookings, South Dakota auto insurance quotes from top companies.

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