Buy Cheap Berlin, CT Auto Insurance (2021)

Berlin, CT auto insurance rates average $366 a month. Minimum auto insurance requirements in Berlin, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Berlin, CT, compare Berlin auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Berlin is Liberty Mutual
  • The most expensive auto insurance company in Berlin after a DUI is Liberty Mutual
  • Average auto insurance rates in Berlin, CT after a DUI are $5,322/year

Finding affordable Berlin, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Berlin, CT auto insurance with confidence is right here. Auto insurance rates in Berlin are affected by local factors as well as personal ones like your driving record.

See how Berlin, CT car insurance rates compare to Stamford auto insurance rates, New Haven auto insurance rates, and New Britain auto insurance rates before you read more about the cost of auto insurance in Berlin.

Don’t buy Berlin, CT auto insurance until you’ve compared rates. Get free Berlin, Connecticut auto insurance quotes when you enter your ZIP code above.

Berlin, CT Minimum Auto Insurance Requirements

The required auto insurance in Berlin, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Berlin, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Berlin, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Berlin, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Berlin, CT. Take a look at Berlin, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Berlin, Connecticut

Insurance Company Poor Fair Good
Allstate $7,505 $5,686 $4,513
GEICO $4,155 $2,507 $1,910
Liberty Mutual $10,272 $6,402 $5,032
Nationwide $4,380 $2,949 $2,614
Progressive $5,047 $4,522 $4,329
State Farm $4,001 $2,563 $2,064
Travelers $6,215 $5,185 $5,039
USAA $3,765 $2,553 $2,248

Buy Cheap Berlin, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Berlin, Connecticut auto insurance rates? Find out how car insurance rates in Berlin, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Berlin, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,695 $3,651 $3,406 $3,648 $11,407 $13,490 $3,860 $4,054
GEICO $2,112 $2,118 $1,960 $1,975 $4,902 $5,783 $2,036 $1,972
Liberty Mutual $3,494 $3,802 $2,690 $3,318 $17,480 $19,709 $3,534 $3,856
Nationwide $2,124 $2,148 $1,912 $2,004 $5,833 $7,393 $2,459 $2,642
Progressive $2,502 $2,334 $2,133 $2,223 $10,351 $11,468 $2,857 $3,193
State Farm $1,750 $1,750 $1,614 $1,614 $5,337 $6,717 $1,969 $2,255
Travelers $1,645 $1,669 $1,646 $1,640 $12,775 $20,668 $1,792 $2,003
USAA $1,757 $1,736 $1,646 $1,622 $5,529 $5,784 $2,347 $2,423

Buy Cheap Berlin, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Berlin can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Berlin, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Berlin, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,407 $13,490
GEICO $4,902 $5,783
Liberty Mutual $17,480 $19,709
Nationwide $5,833 $7,393
Progressive $10,351 $11,468
State Farm $5,337 $6,717
Travelers $12,775 $20,668
USAA $5,529 $5,784

Buy Cheap Berlin, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Berlin, Connecticut by comparing Berlin senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Berlin, CT here.

Annual Auto Insurance Rates for Senior Drivers in Berlin, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,406 $3,648
GEICO $1,960 $1,975
Liberty Mutual $2,690 $3,318
Nationwide $1,912 $2,004
Progressive $2,133 $2,223
State Farm $1,614 $1,614
Travelers $1,646 $1,640
USAA $1,646 $1,622

Find Cheap Auto Insurance Rates in Berlin, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Berlin, Connecticut auto insurance. Compare Berlin, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Berlin, Connecticut

Insurance Company Low Medium High
Allstate $5,574 $5,895 $6,236
GEICO $2,630 $2,819 $3,122
Liberty Mutual $6,941 $7,178 $7,587
Nationwide $3,370 $3,339 $3,233
Progressive $4,315 $4,593 $4,990
State Farm $2,688 $2,881 $3,059
Travelers $5,058 $5,440 $5,940
USAA $2,657 $2,858 $3,051

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Find Cheap Berlin, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Berlin. Compare auto insurance rates in Berlin, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Berlin, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,901 $5,901
GEICO $2,813 $2,901
Liberty Mutual $7,235 $7,235
Nationwide $3,314 $3,314
Progressive $4,633 $4,633
State Farm $2,804 $2,948
Travelers $5,480 $5,480
USAA $2,821 $2,889

Find Cheap Berlin, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Berlin, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Berlin, CT, take a look at the average cost for various violations versus rates for a clean driving record in Berlin.

Annual Berlin, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,013 $6,204 $7,375 $5,013
GEICO $1,808 $2,370 $5,031 $2,219
Liberty Mutual $6,336 $7,933 $7,858 $6,815
Nationwide $2,704 $3,518 $4,025 $3,009
Progressive $3,952 $5,732 $4,156 $4,691
State Farm $2,676 $2,943 $2,943 $2,943
Travelers $4,413 $4,779 $6,956 $5,770
USAA $2,209 $2,774 $4,229 $2,209

Find Cheap Berlin, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Berlin, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Berlin for less when you shop around and compare rates from multiple Berlin, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Berlin, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,375
GEICO $5,031
Liberty Mutual $7,858
Nationwide $4,025
Progressive $4,156
State Farm $2,943
Travelers $6,956
USAA $4,229

Winners by Category: Where to Buy Cheap Auto Insurance in Berlin, CT

Compare rates from the cheapest auto insurance companies in Berlin, CT for your needs. Take a look at how Berlin, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Berlin, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Berlin, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Berlin, CT auto insurance companies overall, you can compare them here. Find the best price for Berlin, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Berlin, Connecticut

Insurance Company Average Annual Rates
Allstate $5,901
GEICO $2,857
Liberty Mutual $7,235
Nationwide $3,314
Progressive $4,633
State Farm $2,876
Travelers $5,480
USAA $2,855

What affects Berlin, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Berlin, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Berlin auto insurance rates.

Traffic in Berlin

How is traffic in Berlin, Connecticut? Inrix data shows that Berlin, CT traffic makes it the 41st-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Berlin, CT

You can buy cheap Berlin, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Berlin, Connecticut auto insurance quotes from top companies.

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