Buy Cheap Baldwinsville, NY Auto Insurance (2021)

Baldwinsville, NY auto insurance rates average $256 a month. Minimum auto insurance requirements in Baldwinsville, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Baldwinsville, NY, compare Baldwinsville auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Baldwinsville after a DUI is Liberty Mutual
  • Average auto insurance rates in Baldwinsville, NY are $256/month
  • Average auto insurance rates in Baldwinsville, NY for teens drivers are $5,371/year

Finding affordable Baldwinsville, New York auto insurance can be challenging, but everything you need to know to buy cheap Baldwinsville, NY auto insurance with confidence is right here. Auto insurance rates in Baldwinsville are affected by local factors as well as personal ones like your driving record.

See how Baldwinsville, NY car insurance rates compare to Mount Vernon auto insurance rates, Albany auto insurance rates, and Yonkers auto insurance rates before you read more about the cost of auto insurance in Baldwinsville.

Don’t buy Baldwinsville, NY auto insurance until you’ve compared rates. Get free Baldwinsville, New York auto insurance quotes when you enter your ZIP code above.

Baldwinsville, NY Minimum Auto Insurance Requirements

The required auto insurance in Baldwinsville, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Baldwinsville, New York is outlined here.

Minimum Required Auto Insurance Coverage in Baldwinsville, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Baldwinsville, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Baldwinsville, NY. Take a look at Baldwinsville, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Baldwinsville, New York

Insurance Company Poor Fair Good
Allstate $5,232 $3,086 $2,670
GEICO $2,316 $1,702 $1,527
Liberty Mutual $6,321 $4,146 $3,114
Nationwide $2,702 $2,702 $2,702
Progressive $4,002 $2,082 $1,531
State Farm $4,607 $2,889 $2,293
Travelers $4,443 $2,834 $2,471
USAA $4,309 $2,210 $1,959

Buy Cheap Baldwinsville, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Baldwinsville, New York auto insurance rates? Find out how car insurance rates in Baldwinsville, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Baldwinsville, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,282 $2,278 $2,324 $7,301 $7,901 $2,385 $2,412
GEICO $1,343 $1,295 $1,310 $1,290 $2,865 $4,230 $1,208 $1,247
Liberty Mutual $3,284 $3,284 $3,062 $3,062 $6,397 $10,359 $3,284 $3,483
Nationwide $2,040 $2,040 $1,927 $1,927 $3,642 $5,406 $2,040 $2,595
Progressive $1,520 $1,418 $1,217 $1,237 $5,219 $5,811 $1,968 $1,918
State Farm $2,028 $2,028 $1,774 $1,774 $6,083 $7,817 $2,237 $2,364
Travelers $2,300 $2,316 $2,120 $2,268 $5,469 $6,525 $2,448 $2,549
USAA $1,468 $1,438 $1,341 $1,334 $5,994 $7,111 $1,867 $2,053

Buy Cheap Baldwinsville, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Baldwinsville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Baldwinsville, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Baldwinsville, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,301 $7,901
GEICO $2,865 $4,230
Liberty Mutual $6,397 $10,359
Nationwide $3,642 $5,406
Progressive $5,219 $5,811
State Farm $6,083 $7,817
Travelers $5,469 $6,525
USAA $5,994 $7,111

Buy Cheap Baldwinsville, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Baldwinsville, New York by comparing Baldwinsville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Baldwinsville, NY here.

Annual Auto Insurance Rates for Senior Drivers in Baldwinsville, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,278 $2,324
GEICO $1,310 $1,290
Liberty Mutual $3,062 $3,062
Nationwide $1,927 $1,927
Progressive $1,217 $1,237
State Farm $1,774 $1,774
Travelers $2,120 $2,268
USAA $1,341 $1,334

Find Cheap Auto Insurance Rates in Baldwinsville, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Baldwinsville, New York auto insurance. Compare Baldwinsville, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Baldwinsville, New York

Insurance Company Low Medium High
Allstate $3,479 $3,651 $3,857
GEICO $1,756 $1,847 $1,943
Liberty Mutual $4,321 $4,511 $4,749
Nationwide $2,548 $2,683 $2,875
Progressive $2,416 $2,527 $2,673
State Farm $3,086 $3,283 $3,420
Travelers $3,098 $3,225 $3,425
USAA $2,741 $2,813 $2,922

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Baldwinsville, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Baldwinsville. Compare auto insurance rates in Baldwinsville, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Baldwinsville, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,613 $3,712
GEICO $1,794 $1,903
Liberty Mutual $4,401 $4,653
Nationwide $2,702 $2,702
Progressive $2,539 $2,539
State Farm $3,148 $3,378
Travelers $3,249 $3,249
USAA $2,798 $2,854

Find Cheap Baldwinsville, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Baldwinsville, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Baldwinsville, NY, take a look at the average cost for various violations versus rates for a clean driving record in Baldwinsville.

Annual Baldwinsville, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,082 $3,082 $4,563 $3,922
GEICO $1,442 $1,572 $2,938 $1,442
Liberty Mutual $3,612 $3,612 $7,273 $3,612
Nationwide $2,075 $2,075 $4,536 $2,121
Progressive $2,469 $2,469 $2,733 $2,484
State Farm $3,103 $3,103 $3,423 $3,423
Travelers $2,767 $3,473 $3,525 $3,233
USAA $2,498 $2,540 $3,724 $2,540

Find Cheap Baldwinsville, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Baldwinsville, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Baldwinsville for less when you shop around and compare rates from multiple Baldwinsville, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Baldwinsville, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,563
GEICO $2,938
Liberty Mutual $7,273
Nationwide $4,536
Progressive $2,733
State Farm $3,423
Travelers $3,525
USAA $3,724

Winners by Category: Where to Buy Cheap Auto Insurance in Baldwinsville, NY

Compare rates from the cheapest auto insurance companies in Baldwinsville, NY for your needs. Take a look at how Baldwinsville, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Baldwinsville, New York

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Baldwinsville, New York Auto Insurance Companies

If you’re looking for the cheapest Baldwinsville, NY auto insurance companies overall, you can compare them here. Find the best price for Baldwinsville, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Baldwinsville, New York

Insurance Company Average Annual Rates
Allstate $3,662
GEICO $1,848
Liberty Mutual $4,527
Nationwide $2,702
Progressive $2,539
State Farm $3,263
Travelers $3,249
USAA $2,826

What affects Baldwinsville, New York auto insurance rates?

Local factors affect auto insurance rates in Baldwinsville, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Baldwinsville auto insurance rates.

Commute Times in Baldwinsville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Baldwinsville, NY is 21.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Baldwinsville, NY

You can buy cheap Baldwinsville, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Baldwinsville, New York auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption