Buy Cheap Alma, CO Auto Insurance (2021)

Alma, CO auto insurance rates average $326 a month. Minimum auto insurance requirements in Alma, Colorado are 25/50/15 to comply with Colorado laws. To buy cheap auto insurance in Alma, CO, compare Alma auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Alma, CO after a DUI are $4,648/year
  • The most expensive auto insurance company in Alma after a DUI is Allstate
  • The most expensive auto insurance company in Alma is Allstate

Finding affordable Alma, Colorado auto insurance can be challenging, but everything you need to know to buy cheap Alma, CO auto insurance with confidence is right here. Auto insurance rates in Alma are affected by local factors as well as personal ones like your driving record.

See how Alma, CO car insurance rates compare to Aurora auto insurance rates, Colorado Springs auto insurance rates, and Denver auto insurance rates before you read more about the cost of auto insurance in Alma.

Don’t buy Alma, CO auto insurance until you’ve compared rates. Get free Alma, Colorado auto insurance quotes when you enter your ZIP code above.

Alma, CO Minimum Auto Insurance Requirements

The required auto insurance in Alma, CO is 25/50/15 according to the auto insurance laws in Colorado. The minimum auto insurance in Alma, Colorado is outlined here.

Minimum Required Auto Insurance Coverage in Alma, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Alma, CO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Alma, CO. Take a look at Alma, Colorado auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Alma, Colorado

Insurance Company Poor Fair Good
Allstate $7,775 $5,991 $4,520
American Family $5,143 $3,648 $3,057
Farmers $6,196 $5,049 $4,799
GEICO $3,209 $2,672 $2,136
Liberty Mutual $3,829 $2,361 $1,878
Nationwide $4,245 $3,363 $2,929
Progressive $4,630 $3,968 $3,657
State Farm $4,995 $3,201 $2,576
USAA $4,794 $2,757 $2,217

Buy Cheap Alma, CO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Alma, Colorado auto insurance rates? Find out how car insurance rates in Alma, CO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Alma, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,710 $3,464 $3,322 $3,360 $13,006 $13,663 $4,103 $4,138
American Family $2,698 $2,698 $2,430 $2,430 $6,552 $8,774 $2,698 $3,313
Farmers $3,126 $3,100 $2,828 $3,036 $11,799 $11,929 $3,453 $3,513
GEICO $1,686 $1,849 $1,751 $1,963 $5,302 $5,671 $1,551 $1,603
Liberty Mutual $1,752 $1,660 $1,505 $1,660 $5,471 $5,955 $1,761 $1,752
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,441 $2,274 $2,128 $2,116 $8,617 $9,661 $2,760 $2,686
State Farm $2,234 $2,234 $2,006 $2,006 $6,518 $8,238 $2,505 $2,984
USAA $2,154 $2,135 $2,071 $2,057 $5,551 $6,336 $2,763 $2,983

Buy Cheap Alma, CO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Alma can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Alma, CO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Alma, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,006 $13,663
American Family $6,552 $8,774
Farmers $11,799 $11,929
GEICO $5,302 $5,671
Liberty Mutual $5,471 $5,955
Nationwide $5,929 $7,587
Progressive $8,617 $9,661
State Farm $6,518 $8,238
USAA $5,551 $6,336

Buy Cheap Alma, CO Auto Insurance for Seniors

You can save on senior auto insurance rates in Alma, Colorado by comparing Alma senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Alma, CO here.

Annual Auto Insurance Rates for Senior Drivers in Alma, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,322 $3,360
American Family $2,430 $2,430
Farmers $2,828 $3,036
GEICO $1,751 $1,963
Liberty Mutual $1,505 $1,660
Nationwide $2,085 $2,204
Progressive $2,128 $2,116
State Farm $2,006 $2,006
USAA $2,071 $2,057

Find Cheap Auto Insurance Rates in Alma, CO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Alma, Colorado auto insurance. Compare Alma, CO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Alma, Colorado

Insurance Company Low Medium High
Allstate $5,816 $6,078 $6,392
American Family $3,759 $4,030 $4,059
Farmers $4,751 $5,280 $6,013
GEICO $2,486 $2,640 $2,890
Liberty Mutual $2,501 $2,676 $2,890
Nationwide $3,535 $3,511 $3,491
Progressive $3,802 $4,097 $4,357
State Farm $3,373 $3,594 $3,805
USAA $3,090 $3,257 $3,422

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Find Cheap Alma, CO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Alma. Compare auto insurance rates in Alma, CO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Alma, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,096 $6,096
American Family $3,865 $4,034
Farmers $5,348 $5,348
GEICO $2,618 $2,726
Liberty Mutual $2,689 $2,689
Nationwide $3,512 $3,512
Progressive $4,085 $4,085
State Farm $3,503 $3,678
USAA $3,164 $3,348

Find Cheap Alma, CO Auto Insurance Rates by Driving Record

Auto insurance rates in Alma, Colorado are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Alma, CO, take a look at the average cost for various violations versus rates for a clean driving record in Alma.

Annual Alma, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,181 $5,968 $7,345 $5,888
American Family $2,923 $4,133 $5,425 $3,315
Farmers $4,517 $5,801 $5,721 $5,353
GEICO $1,895 $2,915 $3,404 $2,475
Liberty Mutual $2,365 $2,766 $2,850 $2,777
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,536 $4,958 $3,732 $4,115
State Farm $3,298 $3,883 $3,591 $3,591
USAA $2,369 $2,907 $5,082 $2,668

Find Cheap Alma, CO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Alma, Colorado is higher than for a clean driving record. You can buy auto insurance after a DUI in Alma for less when you shop around and compare rates from multiple Alma, CO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Alma, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,345
American Family $5,425
Farmers $5,721
GEICO $3,404
Liberty Mutual $2,850
Nationwide $4,685
Progressive $3,732
State Farm $3,591
USAA $5,082

Winners by Category: Where to Buy Cheap Auto Insurance in Alma, CO

Compare rates from the cheapest auto insurance companies in Alma, CO for your needs. Take a look at how Alma, Colorado auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Alma, Colorado

Category Insurance Company
Teenagers GEICO
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

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Find Cheap Alma, Colorado Auto Insurance Companies

If you’re looking for the cheapest Alma, CO auto insurance companies overall, you can compare them here. Find the best price for Alma, Colorado car insurance by company.

Average Annual Auto Insurance Rates by Company in Alma, Colorado

Insurance Company Average Annual Rates
Allstate $6,096
American Family $3,949
Farmers $5,348
GEICO $2,672
Liberty Mutual $2,689
Nationwide $3,512
Progressive $4,085
State Farm $3,591
USAA $3,256

What affects Alma, Colorado auto insurance rates?

Local factors affect auto insurance rates in Alma, CO, including traffic, theft statistics, and commute length. Take a look at the things that impact Alma auto insurance rates.

Commute Times in Alma

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Alma, CO is 34.5 minutes according to City-Data.

Traffic in Alma

How is traffic in Alma, Colorado? Inrix data shows that Alma, CO traffic makes it the 680th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Alma, CO

You can buy cheap Alma, CO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Alma, Colorado auto insurance quotes from top companies.

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