Buy Cheap York, PA Auto Insurance (2022)

York, PA auto insurance rates average $307 a month. Minimum auto insurance requirements in York, Pennsylvania are 15/30/5 to comply with Pennsylvania laws. To buy cheap auto insurance in York, PA, compare York auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in York is Travelers
  • Average auto insurance rates in York, PA after a DUI are $4,056/year
  • Average auto insurance rates in York, PA are $307/month

Finding affordable York, Pennsylvania auto insurance can be challenging, but everything you need to know to buy cheap York, PA auto insurance with confidence is right here. Auto insurance rates in York are affected by local factors as well as personal ones like your driving record.

See how York, PA car insurance rates compare to Pittsburgh auto insurance rates, Erie auto insurance rates, and Altoona auto insurance rates before you read more about the cost of auto insurance in York.

Don’t buy York, PA auto insurance until you’ve compared rates. Get free York, Pennsylvania auto insurance quotes when you enter your ZIP code above.

York, PA Minimum Auto Insurance Requirements

The required auto insurance in York, PA is 15/30/5 according to the auto insurance laws in Pennsylvania. The minimum auto insurance in York, Pennsylvania is outlined here.

Minimum Required Auto Insurance Coverage in York, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap York, PA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in York, PA. Take a look at York, Pennsylvania auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in York, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,347 $3,239 $2,612
GEICO $3,416 $1,930 $1,494
Liberty Mutual $6,608 $4,740 $4,187
Nationwide $3,225 $2,665 $2,379
Progressive $5,397 $3,798 $3,050
State Farm $3,969 $2,455 $1,936
Travelers $8,080 $7,330 $6,939
USAA $1,966 $1,468 $1,304

Buy Cheap York, PA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect York, Pennsylvania auto insurance rates? Find out how car insurance rates in York, PA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in York, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,125 $2,125 $1,971 $1,971 $7,176 $7,176 $2,325 $2,325
GEICO $1,778 $1,540 $1,688 $1,463 $4,520 $3,922 $1,784 $1,546
Liberty Mutual $3,403 $3,403 $3,120 $3,120 $9,880 $9,880 $4,312 $4,312
Nationwide $1,855 $1,855 $1,761 $1,761 $5,323 $5,323 $2,087 $2,087
Progressive $2,536 $2,536 $2,269 $2,269 $8,297 $8,297 $3,225 $3,225
State Farm $1,670 $1,670 $1,483 $1,483 $6,141 $6,141 $1,851 $1,851
Travelers $1,631 $1,631 $1,775 $1,775 $24,442 $24,442 $1,950 $1,950
USAA $1,007 $1,007 $914 $914 $3,067 $3,067 $1,330 $1,330

Buy Cheap York, PA Auto Insurance for Teen Drivers

Auto insurance for teenagers in York can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in York, PA are listed here.

Annual Auto Insurance Rates for Teen Drivers in York, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,176 $7,176
GEICO $4,520 $3,922
Liberty Mutual $9,880 $9,880
Nationwide $5,323 $5,323
Progressive $8,297 $8,297
State Farm $6,141 $6,141
Travelers $24,442 $24,442
USAA $3,067 $3,067

Buy Cheap York, PA Auto Insurance for Seniors

You can save on senior auto insurance rates in York, Pennsylvania by comparing York senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in York, PA here.

Annual Auto Insurance Rates for Senior Drivers in York, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,971 $1,971
GEICO $1,688 $1,463
Liberty Mutual $3,120 $3,120
Nationwide $1,761 $1,761
Progressive $2,269 $2,269
State Farm $1,483 $1,483
Travelers $1,775 $1,775
USAA $914 $914

Find Cheap Auto Insurance Rates in York, PA by Coverage Level

The amount of coverage you choose is a big factor in the cost of York, Pennsylvania auto insurance. Compare York, PA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in York, Pennsylvania

Insurance Company Low Medium High
Allstate $3,238 $3,422 $3,537
GEICO $2,087 $2,304 $2,449
Liberty Mutual $4,912 $5,218 $5,406
Nationwide $2,741 $2,799 $2,729
Progressive $3,703 $4,122 $4,420
State Farm $2,586 $2,830 $2,943
Travelers $7,491 $7,474 $7,384
USAA $1,452 $1,596 $1,689

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Find Cheap York, PA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in York. Compare auto insurance rates in York, PA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in York, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,331 $3,467
GEICO $2,246 $2,314
Liberty Mutual $5,047 $5,310
Nationwide $2,756 $2,756
Progressive $4,082 $4,082
State Farm $2,704 $2,869
Travelers $7,450 $7,450
USAA $1,535 $1,624

Find Cheap York, PA Auto Insurance Rates by Driving Record

Auto insurance rates in York, Pennsylvania are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in York, PA, take a look at the average cost for various violations versus rates for a clean driving record in York.

Annual York, Pennsylvania Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,254 $3,834 $3,254 $3,254
GEICO $1,683 $2,884 $2,240 $2,314
Liberty Mutual $4,704 $5,433 $5,289 $5,289
Nationwide $1,994 $2,671 $3,706 $2,654
Progressive $3,696 $5,128 $3,801 $3,702
State Farm $2,534 $3,039 $2,786 $2,786
Travelers $5,258 $7,521 $9,498 $7,521
USAA $1,270 $1,756 $1,873 $1,418

Find Cheap York, PA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in York, Pennsylvania is higher than for a clean driving record. You can buy auto insurance after a DUI in York for less when you shop around and compare rates from multiple York, PA auto insurance companies.

Annual Auto Insurance Rates After a DUI in York, Pennsylvania

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,254
GEICO $2,240
Liberty Mutual $5,289
Nationwide $3,706
Progressive $3,801
State Farm $2,786
Travelers $9,498
USAA $1,873

Winners by Category: Where to Buy Cheap Auto Insurance in York, PA

Compare rates from the cheapest auto insurance companies in York, PA for your needs. Take a look at how York, Pennsylvania auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in York, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap York, Pennsylvania Auto Insurance Companies

If you’re looking for the cheapest York, PA auto insurance companies overall, you can compare them here. Find the best price for York, Pennsylvania car insurance by company.

Average Annual Auto Insurance Rates by Company in York, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,399
GEICO $2,280
Liberty Mutual $5,179
Nationwide $2,756
Progressive $4,082
State Farm $2,786
Travelers $7,450
USAA $1,579

What affects York, Pennsylvania auto insurance rates?

Local factors affect auto insurance rates in York, PA, including traffic, theft statistics, and commute length. Take a look at the things that impact York auto insurance rates.

Commute Times in York

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in York, PA is 26.1 minutes according to City-Data.

Traffic in York

How is traffic in York, Pennsylvania? Inrix data shows that York, PA traffic makes it the 3rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in York, PA

You can buy cheap York, PA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free York, Pennsylvania auto insurance quotes from top companies.

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