Buy Cheap Union City, CA Auto Insurance (2021)

Union City, CA auto insurance rates average $314 a month. Minimum auto insurance requirements in Union City, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Union City, CA, compare Union City auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Union City after a DUI is Nationwide
  • Average auto insurance rates in Union City, CA after a DUI are $5,289/year
  • Average auto insurance rates in Union City, CA are $314/month

Finding affordable Union City, California auto insurance can be challenging, but everything you need to know to buy cheap Union City, CA auto insurance with confidence is right here. Auto insurance rates in Union City are affected by local factors as well as personal ones like your driving record.

See how Union City, CA car insurance rates compare to Oakland auto insurance rates, Anaheim auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Union City.

Don’t buy Union City, CA auto insurance until you’ve compared rates. Get free Union City, California auto insurance quotes when you enter your ZIP code above.

Union City, CA Minimum Auto Insurance Requirements

The required auto insurance in Union City, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Union City, California is outlined here.

Minimum Required Auto Insurance Coverage in Union City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Union City, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Union City, California auto insurance rates? Find out how car insurance rates in Union City, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Union City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,744 $2,749 $2,007 $2,027 $7,652 $9,638 $3,518 $3,872
Farmers $2,862 $2,862 $2,579 $2,579 $9,187 $15,127 $3,398 $3,789
GEICO $1,719 $1,720 $1,617 $1,617 $5,240 $5,331 $2,470 $2,525
Liberty Mutual $2,317 $2,196 $2,154 $2,088 $5,087 $5,404 $2,616 $2,634
Nationwide $3,576 $3,414 $3,107 $2,929 $9,137 $10,067 $4,283 $4,244
Progressive $1,889 $1,943 $1,603 $1,903 $5,041 $6,068 $2,720 $2,921
State Farm $3,366 $3,366 $3,008 $3,008 $6,189 $7,657 $3,730 $3,849
Travelers $2,559 $2,479 $2,260 $2,235 $5,286 $6,084 $3,337 $3,270
USAA $1,929 $1,827 $1,882 $1,891 $4,377 $4,419 $2,683 $2,536

Buy Cheap Union City, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Union City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Union City, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Union City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,652 $9,638
Farmers $9,187 $15,127
GEICO $5,240 $5,331
Liberty Mutual $5,087 $5,404
Nationwide $9,137 $10,067
Progressive $5,041 $6,068
State Farm $6,189 $7,657
Travelers $5,286 $6,084
USAA $4,377 $4,419

Buy Cheap Union City, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Union City, California by comparing Union City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Union City, CA here.

Annual Auto Insurance Rates for Senior Drivers in Union City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,007 $2,027
Farmers $2,579 $2,579
GEICO $1,617 $1,617
Liberty Mutual $2,154 $2,088
Nationwide $3,107 $2,929
Progressive $1,603 $1,903
State Farm $3,008 $3,008
Travelers $2,260 $2,235
USAA $1,882 $1,891

Find Cheap Auto Insurance Rates in Union City, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Union City, California auto insurance. Compare Union City, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Union City, California

Insurance Company Low Medium High
Allstate $4,064 $4,311 $4,453
Farmers $4,963 $5,336 $5,594
GEICO $2,549 $2,811 $2,980
Liberty Mutual $2,860 $3,089 $3,236
Nationwide $4,640 $5,180 $5,464
Progressive $2,697 $3,106 $3,230
State Farm $3,898 $4,337 $4,579
Travelers $3,038 $3,530 $3,748
USAA $2,470 $2,740 $2,869

Find Cheap Union City, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Union City. Compare auto insurance rates in Union City, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Union City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,858 $4,694
Farmers $4,807 $5,788
GEICO $2,525 $3,034
Liberty Mutual $2,811 $3,312
Nationwide $4,494 $5,695
Progressive $2,729 $3,293
State Farm $4,119 $4,424
Travelers $3,089 $3,789
USAA $2,484 $2,902

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Find Cheap Union City, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Union City, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Union City, CA, take a look at the average cost for various violations versus rates for a clean driving record in Union City.

Annual Union City, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,579 $4,338 $6,801 $3,385
Farmers $3,911 $5,331 $6,651 $5,299
GEICO $1,944 $3,000 $3,763 $2,411
Liberty Mutual $2,658 $3,561 $3,212 $2,816
Nationwide $3,554 $4,552 $7,720 $4,552
Progressive $1,972 $3,353 $3,875 $2,844
State Farm $3,047 $3,635 $6,867 $3,537
Travelers $2,298 $3,724 $4,357 $3,375
USAA $1,789 $2,664 $4,359 $1,960

Find Cheap Union City, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Union City, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Union City for less when you shop around and compare rates from multiple Union City, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Union City, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,801
Farmers $6,651
GEICO $3,763
Liberty Mutual $3,212
Nationwide $7,720
Progressive $3,875
State Farm $6,867
Travelers $4,357
USAA $4,359

Winners by Category: Where to Buy Cheap Auto Insurance in Union City, CA

Compare rates from the cheapest auto insurance companies in Union City, CA for your needs. Take a look at how Union City, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Union City, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Union City, California Auto Insurance Companies

If you’re looking for the cheapest Union City, CA auto insurance companies overall, you can compare them here. Find the best price for Union City, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Union City, California

Insurance Company Average Annual Rates
Allstate $4,276
Farmers $5,298
GEICO $2,780
Liberty Mutual $3,062
Nationwide $5,095
Progressive $3,011
State Farm $4,272
Travelers $3,439
USAA $2,693

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What affects Union City, California auto insurance rates?

Local factors affect auto insurance rates in Union City, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Union City auto insurance rates.

Auto Theft in Union City

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Union City, CA auto theft show a total of 237 vehicle thefts annually.

Commute Times in Union City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Union City, CA is 36.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Union City, CA

You can buy cheap Union City, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Union City, California auto insurance quotes from top companies.

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