Buy Cheap Trenton, NJ Auto Insurance (2021)

Trenton, NJ auto insurance rates average $539 a month. Minimum auto insurance requirements in Trenton, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Trenton, NJ, compare Trenton auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Trenton, NJ for teens drivers are $12,018/year
  • The most expensive auto insurance company in Trenton is State Farm
  • The most expensive auto insurance company in Trenton after a DUI is State Farm

Finding affordable Trenton, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Trenton, NJ auto insurance with confidence is right here. Auto insurance rates in Trenton are affected by local factors as well as personal ones like your driving record.

See how Trenton, NJ car insurance rates compare to Camden auto insurance rates, Clifton auto insurance rates, and Union City auto insurance rates before you read more about the cost of auto insurance in Trenton.

Don’t buy Trenton, NJ auto insurance until you’ve compared rates. Get free Trenton, New Jersey auto insurance quotes when you enter your ZIP code above.

Trenton, NJ Minimum Auto Insurance Requirements

The required auto insurance in Trenton, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Trenton, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Trenton, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Trenton, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Trenton, NJ. Take a look at Trenton, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Trenton, New Jersey

Insurance Company Poor Fair Good
Allstate $8,481 $5,422 $4,260
Farmers $11,212 $8,703 $8,203
GEICO $4,907 $2,807 $2,025
Liberty Mutual $9,435 $6,987 $5,893
Progressive $5,336 $4,630 $4,257
State Farm $14,326 $8,615 $6,702
Travelers $6,110 $4,428 $2,980

Buy Cheap Trenton, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Trenton, New Jersey auto insurance rates? Find out how car insurance rates in Trenton, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Trenton, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,656 $3,639 $3,558 $3,558 $11,451 $13,854 $4,318 $4,402
Farmers $5,951 $6,008 $5,788 $5,640 $17,396 $19,979 $7,059 $7,161
GEICO $2,653 $2,603 $2,588 $2,588 $4,802 $4,738 $3,054 $2,945
Liberty Mutual $4,937 $4,937 $5,421 $5,421 $12,724 $14,428 $5,421 $6,215
Progressive $2,438 $2,239 $2,191 $2,270 $11,093 $12,100 $2,884 $2,717
State Farm $5,721 $5,721 $5,191 $5,191 $18,995 $24,384 $6,540 $7,303
Travelers $3,464 $3,328 $3,208 $3,216 $7,667 $8,563 $3,328 $3,276

Buy Cheap Trenton, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Trenton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Trenton, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Trenton, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,451 $13,854
Farmers $17,396 $19,979
GEICO $4,802 $4,738
Liberty Mutual $12,724 $14,428
Progressive $11,093 $12,100
State Farm $18,995 $24,384
Travelers $7,667 $8,563

Buy Cheap Trenton, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Trenton, New Jersey by comparing Trenton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Trenton, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Trenton, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,558 $3,558
Farmers $5,788 $5,640
GEICO $2,588 $2,588
Liberty Mutual $5,421 $5,421
Progressive $2,191 $2,270
State Farm $5,191 $5,191
Travelers $3,208 $3,216

Find Cheap Auto Insurance Rates in Trenton, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Trenton, New Jersey auto insurance. Compare Trenton, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Trenton, New Jersey

Insurance Company Low Medium High
Allstate $5,582 $6,143 $6,438
Farmers $8,447 $9,305 $10,366
GEICO $2,907 $3,307 $3,526
Liberty Mutual $6,630 $7,669 $8,016
Progressive $4,312 $4,809 $5,102
State Farm $9,111 $10,022 $10,510
Travelers $4,108 $4,502 $4,909

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Trenton, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Trenton. Compare auto insurance rates in Trenton, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Trenton, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,044 $6,065
Farmers $9,373 $9,373
GEICO $3,219 $3,274
Liberty Mutual $7,366 $7,510
Progressive $4,741 $4,741
State Farm $9,618 $10,144
Travelers $4,506 $4,506

Find Cheap Trenton, NJ Auto Insurance Rates by ZIP Code

Auto insurance rates in Trenton, New Jersey can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Trenton, NJ to see how much where you live in Trenton affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Trenton, New Jersey

ZIP Code Average Annual Rates
8608 $6,431
8609 $6,431
8610 $5,521
8611 $6,431
8618 $6,431
8619 $5,419
8620 $4,732
8628 $4,899
8629 $6,431
8638 $6,191

Find Cheap Trenton, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Trenton, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Trenton, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Trenton.

Annual Trenton, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,545 $7,554 $6,593 $5,526
Farmers $7,256 $12,344 $10,041 $7,850
GEICO $2,515 $3,321 $4,636 $2,515
Liberty Mutual $7,141 $8,182 $7,288 $7,141
Progressive $4,043 $5,495 $4,669 $4,759
State Farm $5,340 $9,778 $15,751 $8,655
Travelers $3,452 $5,172 $4,989 $4,412

Find Cheap Trenton, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Trenton, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Trenton for less when you shop around and compare rates from multiple Trenton, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Trenton, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,593
Farmers $10,041
GEICO $4,636
Liberty Mutual $7,288
Progressive $4,669
State Farm $15,751
Travelers $4,989

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Trenton, NJ

Compare rates from the cheapest auto insurance companies in Trenton, NJ for your needs. Take a look at how Trenton, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Trenton, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap Trenton, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Trenton, NJ auto insurance companies overall, you can compare them here. Find the best price for Trenton, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Trenton, New Jersey

Insurance Company Average Annual Rates
Allstate $6,054
Farmers $9,373
GEICO $3,246
Liberty Mutual $7,438
Progressive $4,741
State Farm $9,881
Travelers $4,506

What affects Trenton, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Trenton, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Trenton auto insurance rates.

Commute Times in Trenton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Trenton, NJ is 24.1 minutes according to City-Data.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Trenton, NJ

You can buy cheap Trenton, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Trenton, New Jersey auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption