Buy Cheap San Carlos, CA Auto Insurance (2021)

San Carlos, CA auto insurance rates average $281 a month. Minimum auto insurance requirements in San Carlos, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in San Carlos, CA, compare San Carlos auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in San Carlos after a DUI is Allstate
  • Average auto insurance rates in San Carlos, CA are $281/month
  • Average auto insurance rates in San Carlos, CA after a DUI are $4,732/year

Finding affordable San Carlos, California auto insurance can be challenging, but everything you need to know to buy cheap San Carlos, CA auto insurance with confidence is right here. Auto insurance rates in San Carlos are affected by local factors as well as personal ones like your driving record.

See how San Carlos, CA car insurance rates compare to Bakersfield auto insurance rates, Los Angeles auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in San Carlos.

Don’t buy San Carlos, CA auto insurance until you’ve compared rates. Get free San Carlos, California auto insurance quotes when you enter your ZIP code above.

San Carlos, CA Minimum Auto Insurance Requirements

The required auto insurance in San Carlos, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in San Carlos, California is outlined here.

Minimum Required Auto Insurance Coverage in San Carlos, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap San Carlos, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect San Carlos, California auto insurance rates? Find out how car insurance rates in San Carlos, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in San Carlos, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,671 $2,677 $1,963 $1,980 $7,498 $9,455 $3,424 $3,768
Farmers $2,376 $2,376 $2,150 $2,150 $7,666 $12,592 $2,826 $3,155
GEICO $1,659 $1,660 $1,561 $1,561 $5,057 $5,139 $2,384 $2,435
Liberty Mutual $2,151 $2,040 $2,007 $1,946 $4,788 $5,074 $2,430 $2,438
Nationwide $2,790 $2,660 $2,458 $2,314 $7,163 $7,891 $3,347 $3,294
Progressive $1,722 $1,771 $1,487 $1,753 $4,662 $5,591 $2,496 $2,681
State Farm $3,054 $3,054 $2,730 $2,730 $5,652 $7,014 $3,383 $3,488
Travelers $2,221 $2,148 $1,971 $1,951 $4,598 $5,222 $2,870 $2,814
USAA $1,855 $1,756 $1,809 $1,815 $4,236 $4,268 $2,571 $2,428

Buy Cheap San Carlos, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in San Carlos can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in San Carlos, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in San Carlos, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,498 $9,455
Farmers $7,666 $12,592
GEICO $5,057 $5,139
Liberty Mutual $4,788 $5,074
Nationwide $7,163 $7,891
Progressive $4,662 $5,591
State Farm $5,652 $7,014
Travelers $4,598 $5,222
USAA $4,236 $4,268

Buy Cheap San Carlos, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in San Carlos, California by comparing San Carlos senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in San Carlos, CA here.

Annual Auto Insurance Rates for Senior Drivers in San Carlos, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,963 $1,980
Farmers $2,150 $2,150
GEICO $1,561 $1,561
Liberty Mutual $2,007 $1,946
Nationwide $2,458 $2,314
Progressive $1,487 $1,753
State Farm $2,730 $2,730
Travelers $1,971 $1,951
USAA $1,809 $1,815

Find Cheap Auto Insurance Rates in San Carlos, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of San Carlos, California auto insurance. Compare San Carlos, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in San Carlos, California

Insurance Company Low Medium High
Allstate $3,987 $4,212 $4,339
Farmers $4,123 $4,447 $4,664
GEICO $2,444 $2,713 $2,889
Liberty Mutual $2,678 $2,886 $3,014
Nationwide $3,567 $4,071 $4,330
Progressive $2,436 $2,865 $3,010
State Farm $3,488 $3,960 $4,217
Travelers $2,587 $3,065 $3,272
USAA $2,358 $2,642 $2,777

Find Cheap San Carlos, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in San Carlos. Compare auto insurance rates in San Carlos, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in San Carlos, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,774 $4,585
Farmers $4,003 $4,820
GEICO $2,436 $2,928
Liberty Mutual $2,629 $3,090
Nationwide $3,527 $4,452
Progressive $2,513 $3,028
State Farm $3,747 $4,030
Travelers $2,679 $3,270
USAA $2,390 $2,794

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Find Cheap San Carlos, CA Auto Insurance Rates by Driving Record

Auto insurance rates in San Carlos, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in San Carlos, CA, take a look at the average cost for various violations versus rates for a clean driving record in San Carlos.

Annual San Carlos, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,525 $4,240 $6,639 $3,313
Farmers $3,260 $4,441 $5,533 $4,412
GEICO $1,875 $2,897 $3,631 $2,326
Liberty Mutual $2,483 $3,326 $2,998 $2,630
Nationwide $2,788 $3,574 $6,024 $3,574
Progressive $1,808 $3,089 $3,577 $2,607
State Farm $2,777 $3,310 $6,245 $3,221
Travelers $2,000 $3,224 $3,748 $2,926
USAA $1,723 $2,568 $4,192 $1,887

Find Cheap San Carlos, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in San Carlos, California is higher than for a clean driving record. You can buy auto insurance after a DUI in San Carlos for less when you shop around and compare rates from multiple San Carlos, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in San Carlos, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,639
Farmers $5,533
GEICO $3,631
Liberty Mutual $2,998
Nationwide $6,024
Progressive $3,577
State Farm $6,245
Travelers $3,748
USAA $4,192

Winners by Category: Where to Buy Cheap Auto Insurance in San Carlos, CA

Compare rates from the cheapest auto insurance companies in San Carlos, CA for your needs. Take a look at how San Carlos, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in San Carlos, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap San Carlos, California Auto Insurance Companies

If you’re looking for the cheapest San Carlos, CA auto insurance companies overall, you can compare them here. Find the best price for San Carlos, California car insurance by company.

Average Annual Auto Insurance Rates by Company in San Carlos, California

Insurance Company Average Annual Rates
Allstate $4,179
Farmers $4,411
GEICO $2,682
Liberty Mutual $2,859
Nationwide $3,990
Progressive $2,770
State Farm $3,888
Travelers $2,974
USAA $2,592

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What affects San Carlos, California auto insurance rates?

Local factors affect auto insurance rates in San Carlos, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact San Carlos auto insurance rates.

Commute Times in San Carlos

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in San Carlos, CA is 29.2 minutes according to City-Data.

Compare Auto Insurance Quotes in San Carlos, CA

You can buy cheap San Carlos, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free San Carlos, California auto insurance quotes from top companies.

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