Buy Cheap Salinas, CA Auto Insurance (2021)

Salinas, CA auto insurance rates average $278 a month. Minimum auto insurance requirements in Salinas, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Salinas, CA, compare Salinas auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Salinas, CA after a DUI are $4,697/year
  • The most expensive auto insurance company in Salinas is Nationwide
  • Average auto insurance rates in Salinas, CA are $278/month

Finding affordable Salinas, California auto insurance can be challenging, but everything you need to know to buy cheap Salinas, CA auto insurance with confidence is right here. Auto insurance rates in Salinas are affected by local factors as well as personal ones like your driving record.

See how Salinas, CA car insurance rates compare to Oakland auto insurance rates, Long Beach auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Salinas.

Don’t buy Salinas, CA auto insurance until you’ve compared rates. Get free Salinas, California auto insurance quotes when you enter your ZIP code above.

Salinas, CA Minimum Auto Insurance Requirements

The required auto insurance in Salinas, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Salinas, California is outlined here.

Minimum Required Auto Insurance Coverage in Salinas, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Salinas, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Salinas, California auto insurance rates? Find out how car insurance rates in Salinas, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Salinas, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,669 $2,695 $1,930 $1,972 $7,176 $9,077 $3,477 $3,905
Farmers $2,256 $2,256 $2,031 $2,031 $7,173 $11,772 $2,671 $2,972
GEICO $1,584 $1,586 $1,491 $1,491 $4,805 $4,896 $2,274 $2,330
Liberty Mutual $2,126 $2,014 $1,979 $1,918 $4,666 $4,958 $2,399 $2,415
Nationwide $2,957 $2,829 $2,576 $2,434 $7,427 $8,206 $3,529 $3,497
Progressive $1,720 $1,769 $1,446 $1,721 $4,502 $5,438 $2,465 $2,649
State Farm $3,084 $3,084 $2,755 $2,755 $5,643 $6,996 $3,411 $3,519
Travelers $2,265 $2,198 $2,000 $1,979 $4,599 $5,270 $2,929 $2,876
USAA $1,862 $1,766 $1,817 $1,827 $4,216 $4,250 $2,584 $2,444

Buy Cheap Salinas, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Salinas can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Salinas, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Salinas, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,176 $9,077
Farmers $7,173 $11,772
GEICO $4,805 $4,896
Liberty Mutual $4,666 $4,958
Nationwide $7,427 $8,206
Progressive $4,502 $5,438
State Farm $5,643 $6,996
Travelers $4,599 $5,270
USAA $4,216 $4,250

Buy Cheap Salinas, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Salinas, California by comparing Salinas senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Salinas, CA here.

Annual Auto Insurance Rates for Senior Drivers in Salinas, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,930 $1,972
Farmers $2,031 $2,031
GEICO $1,491 $1,491
Liberty Mutual $1,979 $1,918
Nationwide $2,576 $2,434
Progressive $1,446 $1,721
State Farm $2,755 $2,755
Travelers $2,000 $1,979
USAA $1,817 $1,827

Find Cheap Auto Insurance Rates in Salinas, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Salinas, California auto insurance. Compare Salinas, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Salinas, California

Insurance Company Low Medium High
Allstate $3,926 $4,144 $4,269
Farmers $3,868 $4,175 $4,393
GEICO $2,346 $2,584 $2,742
Liberty Mutual $2,628 $2,834 $2,966
Nationwide $3,779 $4,252 $4,514
Progressive $2,464 $2,789 $2,888
State Farm $3,552 $3,964 $4,202
Travelers $2,651 $3,092 $3,301
USAA $2,375 $2,642 $2,770

Find Cheap Salinas, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Salinas. Compare auto insurance rates in Salinas, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Salinas, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,709 $4,517
Farmers $3,762 $4,529
GEICO $2,323 $2,791
Liberty Mutual $2,581 $3,038
Nationwide $3,698 $4,666
Progressive $2,462 $2,966
State Farm $3,764 $4,048
Travelers $2,714 $3,314
USAA $2,394 $2,798

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Find Cheap Salinas, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Salinas, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Salinas, CA to see how much where you live in Salinas affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Salinas, California

ZIP Code Average Annual Rates
93901 $4,368
93905 $4,907
93906 $4,646
93908 $4,274

Find Cheap Salinas, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Salinas, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Salinas, CA, take a look at the average cost for various violations versus rates for a clean driving record in Salinas.

Annual Salinas, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,467 $4,188 $6,549 $3,247
Farmers $3,064 $4,173 $5,201 $4,144
GEICO $1,791 $2,753 $3,464 $2,221
Liberty Mutual $2,439 $3,267 $2,947 $2,584
Nationwide $2,920 $3,741 $6,327 $3,741
Progressive $1,783 $3,014 $3,491 $2,567
State Farm $2,784 $3,322 $6,284 $3,233
Travelers $2,031 $3,265 $3,804 $2,958
USAA $1,726 $2,565 $4,202 $1,890

Find Cheap Salinas, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Salinas, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Salinas for less when you shop around and compare rates from multiple Salinas, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Salinas, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,549
Farmers $5,201
GEICO $3,464
Liberty Mutual $2,947
Nationwide $6,327
Progressive $3,491
State Farm $6,284
Travelers $3,804
USAA $4,202

Winners by Category: Where to Buy Cheap Auto Insurance in Salinas, CA

Compare rates from the cheapest auto insurance companies in Salinas, CA for your needs. Take a look at how Salinas, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Salinas, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Salinas, California Auto Insurance Companies

If you’re looking for the cheapest Salinas, CA auto insurance companies overall, you can compare them here. Find the best price for Salinas, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Salinas, California

Insurance Company Average Annual Rates
Allstate $4,113
Farmers $4,145
GEICO $2,557
Liberty Mutual $2,809
Nationwide $4,182
Progressive $2,714
State Farm $3,906
Travelers $3,014
USAA $2,596

What affects Salinas, California auto insurance rates?

Local factors affect auto insurance rates in Salinas, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Salinas auto insurance rates.

Auto Theft in Salinas

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Salinas, CA auto theft show a total of 1,227 vehicle thefts annually.

Commute Times in Salinas

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Salinas, CA is 23.7 minutes according to City-Data.

Traffic in Salinas

How is traffic in Salinas, California? Inrix data shows that Salinas, CA traffic makes it the 902nd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Salinas, CA

You can buy cheap Salinas, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Salinas, California auto insurance quotes from top companies.

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