Buy Cheap Russellville, KY Auto Insurance (2022)

Russellville, KY auto insurance rates average $324 a month. Minimum auto insurance requirements in Russellville, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Russellville, KY, compare Russellville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Russellville is Allstate
  • The most expensive auto insurance company in Russellville after a DUI is GEICO
  • Average auto insurance rates in Russellville, KY after a DUI are $4,677/year

Finding affordable Russellville, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Russellville, KY auto insurance with confidence is right here. Auto insurance rates in Russellville are affected by local factors as well as personal ones like your driving record.

See how Russellville, KY car insurance rates compare to Owensboro auto insurance rates, Florence auto insurance rates, and Independence auto insurance rates before you read more about the cost of auto insurance in Russellville.

Don’t buy Russellville, KY auto insurance until you’ve compared rates. Get free Russellville, Kentucky auto insurance quotes when you enter your ZIP code above.

Russellville, KY Minimum Auto Insurance Requirements

The required auto insurance in Russellville, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Russellville, Kentucky is outlined here.

Minimum Required Auto Insurance Coverage in Russellville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Russellville, KY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Russellville, KY. Take a look at Russellville, Kentucky auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Russellville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,400 $3,936 $3,112
Nationwide $5,239 $4,104 $3,569
Progressive $3,878 $3,395 $3,170
State Farm $4,211 $2,537 $1,976
Travelers $3,965 $3,365 $3,351
USAA $4,131 $2,310 $1,881

Buy Cheap Russellville, KY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Russellville, Kentucky auto insurance rates? Find out how car insurance rates in Russellville, KY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Russellville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,509 $2,718 $2,162 $2,410 $9,879 $10,889 $2,608 $2,688
Nationwide $3,102 $3,105 $2,800 $2,930 $6,819 $8,506 $3,500 $3,672
Progressive $1,665 $1,580 $1,503 $1,506 $8,176 $9,259 $2,060 $2,098
State Farm $1,797 $1,797 $1,603 $1,603 $5,389 $6,820 $2,006 $2,249
Travelers $1,585 $1,613 $1,554 $1,558 $7,180 $11,443 $1,652 $1,900
USAA $1,864 $1,870 $1,680 $1,711 $4,929 $5,203 $2,356 $2,581

Buy Cheap Russellville, KY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Russellville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Russellville, KY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Russellville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $9,879 $10,889
Nationwide $6,819 $8,506
Progressive $8,176 $9,259
State Farm $5,389 $6,820
Travelers $7,180 $11,443
USAA $4,929 $5,203

Buy Cheap Russellville, KY Auto Insurance for Seniors

You can save on senior auto insurance rates in Russellville, Kentucky by comparing Russellville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Russellville, KY here.

Annual Auto Insurance Rates for Senior Drivers in Russellville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,162 $2,410
Nationwide $2,800 $2,930
Progressive $1,503 $1,506
State Farm $1,603 $1,603
Travelers $1,554 $1,558
USAA $1,680 $1,711

Find Cheap Auto Insurance Rates in Russellville, KY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Russellville, Kentucky auto insurance. Compare Russellville, KY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Russellville, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,258 $4,452 $4,739
Nationwide $4,380 $4,252 $4,281
Progressive $3,184 $3,428 $3,830
State Farm $2,751 $2,907 $3,067
Travelers $3,378 $3,578 $3,726
USAA $2,655 $2,768 $2,900

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Find Cheap Russellville, KY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Russellville. Compare auto insurance rates in Russellville, KY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Russellville, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $4,483 $4,483
Nationwide $4,304 $4,304
Progressive $3,481 $3,481
State Farm $2,837 $2,979
Travelers $3,561 $3,561
USAA $2,671 $2,877

Find Cheap Russellville, KY Auto Insurance Rates by Driving Record

Auto insurance rates in Russellville, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Russellville, KY, take a look at the average cost for various violations versus rates for a clean driving record in Russellville.

Annual Russellville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,744 $5,739 $4,469 $3,979
Nationwide $3,414 $4,428 $5,612 $3,764
Progressive $2,881 $4,268 $3,281 $3,494
State Farm $2,657 $3,160 $2,908 $2,908
Travelers $3,118 $3,205 $4,583 $3,336
USAA $2,092 $2,958 $3,528 $2,519

Find Cheap Russellville, KY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Russellville, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Russellville for less when you shop around and compare rates from multiple Russellville, KY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Russellville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $4,469
Nationwide $5,612
Progressive $3,281
State Farm $2,908
Travelers $4,583
USAA $3,528

Winners by Category: Where to Buy Cheap Auto Insurance in Russellville, KY

Compare rates from the cheapest auto insurance companies in Russellville, KY for your needs. Take a look at how Russellville, Kentucky auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Russellville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Russellville, Kentucky Auto Insurance Companies

If you’re looking for the cheapest Russellville, KY auto insurance companies overall, you can compare them here. Find the best price for Russellville, Kentucky car insurance by company.

Average Annual Auto Insurance Rates by Company in Russellville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $4,483
Nationwide $4,304
Progressive $3,481
State Farm $2,908
Travelers $3,561
USAA $2,774

What affects Russellville, Kentucky auto insurance rates?

Local factors affect auto insurance rates in Russellville, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Russellville auto insurance rates.

Commute Times in Russellville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Russellville, KY is 18.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Russellville, KY

You can buy cheap Russellville, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Russellville, Kentucky auto insurance quotes from top companies.

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