Buy Cheap Riverside, CA Auto Insurance (2021)

Riverside, CA auto insurance rates average $317 a month. Minimum auto insurance requirements in Riverside, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Riverside, CA, compare Riverside auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Riverside, CA after a DUI are $5,353/year
  • The most expensive auto insurance company in Riverside is Farmers
  • Average auto insurance rates in Riverside, CA are $317/month

Finding affordable Riverside, California auto insurance can be challenging, but everything you need to know to buy cheap Riverside, CA auto insurance with confidence is right here. Auto insurance rates in Riverside are affected by local factors as well as personal ones like your driving record.

See how Riverside, CA car insurance rates compare to Bakersfield auto insurance rates, Los Angeles auto insurance rates, and San Jose auto insurance rates before you read more about the cost of auto insurance in Riverside.

Don’t buy Riverside, CA auto insurance until you’ve compared rates. Get free Riverside, California auto insurance quotes when you enter your ZIP code above.

Riverside, CA Minimum Auto Insurance Requirements

The required auto insurance in Riverside, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Riverside, California is outlined here.

Minimum Required Auto Insurance Coverage in Riverside, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Riverside, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Riverside, California auto insurance rates? Find out how car insurance rates in Riverside, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Riverside, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,025 $3,028 $2,202 $2,225 $8,424 $10,604 $3,882 $4,272
Farmers $2,862 $2,862 $2,587 $2,587 $9,124 $14,913 $3,391 $3,777
GEICO $1,787 $1,788 $1,681 $1,681 $5,444 $5,532 $2,568 $2,622
Liberty Mutual $2,372 $2,240 $2,213 $2,141 $5,166 $5,519 $2,667 $2,698
Nationwide $3,300 $3,148 $2,891 $2,723 $8,438 $9,310 $3,939 $3,889
Progressive $1,832 $1,887 $1,557 $1,849 $4,898 $5,909 $2,645 $2,846
State Farm $3,591 $3,591 $3,210 $3,210 $6,636 $8,237 $3,977 $4,100
Travelers $2,550 $2,467 $2,254 $2,229 $5,297 $6,058 $3,324 $3,249
USAA $1,907 $1,806 $1,860 $1,868 $4,347 $4,376 $2,642 $2,496

Buy Cheap Riverside, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Riverside can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Riverside, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Riverside, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,424 $10,604
Farmers $9,124 $14,913
GEICO $5,444 $5,532
Liberty Mutual $5,166 $5,519
Nationwide $8,438 $9,310
Progressive $4,898 $5,909
State Farm $6,636 $8,237
Travelers $5,297 $6,058
USAA $4,347 $4,376

Buy Cheap Riverside, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Riverside, California by comparing Riverside senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Riverside, CA here.

Annual Auto Insurance Rates for Senior Drivers in Riverside, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,202 $2,225
Farmers $2,587 $2,587
GEICO $1,681 $1,681
Liberty Mutual $2,213 $2,141
Nationwide $2,891 $2,723
Progressive $1,557 $1,849
State Farm $3,210 $3,210
Travelers $2,254 $2,229
USAA $1,860 $1,868

Find Cheap Auto Insurance Rates in Riverside, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Riverside, California auto insurance. Compare Riverside, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Riverside, California

Insurance Company Low Medium High
Allstate $4,461 $4,748 $4,914
Farmers $4,888 $5,305 $5,596
GEICO $2,601 $2,923 $3,140
Liberty Mutual $2,902 $3,156 $3,323
Nationwide $4,223 $4,787 $5,105
Progressive $2,627 $3,015 $3,141
State Farm $4,101 $4,651 $4,955
Travelers $2,990 $3,521 $3,774
USAA $2,421 $2,713 $2,853

Find Cheap Riverside, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Riverside. Compare auto insurance rates in Riverside, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Riverside, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,245 $5,171
Farmers $4,774 $5,751
GEICO $2,623 $3,153
Liberty Mutual $2,870 $3,384
Nationwide $4,151 $5,258
Progressive $2,657 $3,199
State Farm $4,403 $4,736
Travelers $3,083 $3,774
USAA $2,454 $2,871

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Find Cheap Riverside, CA Auto Insurance Rates by ZIP Code

Auto insurance rates in Riverside, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Riverside, CA to see how much where you live in Riverside affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Riverside, California

ZIP Code Average Annual Rates
92501 $5,301
92503 $5,310
92504 $5,311
92505 $5,259
92506 $4,963
92507 $5,346
92508 $5,149
92521 $5,286

Find Cheap Riverside, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Riverside, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Riverside, CA, take a look at the average cost for various violations versus rates for a clean driving record in Riverside.

Annual Riverside, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,831 $4,778 $7,502 $3,720
Farmers $3,894 $5,300 $6,597 $5,261
GEICO $2,018 $3,121 $3,909 $2,503
Liberty Mutual $2,714 $3,635 $3,282 $2,876
Nationwide $3,283 $4,208 $7,120 $4,208
Progressive $1,915 $3,257 $3,780 $2,760
State Farm $3,262 $3,889 $7,340 $3,785
Travelers $2,281 $3,731 $4,335 $3,367
USAA $1,769 $2,634 $4,309 $1,938

Find Cheap Riverside, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Riverside, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Riverside for less when you shop around and compare rates from multiple Riverside, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Riverside, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,502
Farmers $6,597
GEICO $3,909
Liberty Mutual $3,282
Nationwide $7,120
Progressive $3,780
State Farm $7,340
Travelers $4,335
USAA $4,309

Winners by Category: Where to Buy Cheap Auto Insurance in Riverside, CA

Compare rates from the cheapest auto insurance companies in Riverside, CA for your needs. Take a look at how Riverside, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Riverside, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

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Find Cheap Riverside, California Auto Insurance Companies

If you’re looking for the cheapest Riverside, CA auto insurance companies overall, you can compare them here. Find the best price for Riverside, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Riverside, California

Insurance Company Average Annual Rates
Allstate $4,708
Farmers $5,263
GEICO $2,888
Liberty Mutual $3,127
Nationwide $4,705
Progressive $2,928
State Farm $4,569
Travelers $3,428
USAA $2,663

What affects Riverside, California auto insurance rates?

Local factors affect auto insurance rates in Riverside, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Riverside auto insurance rates.

Auto Theft in Riverside

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Riverside, CA auto theft show a total of 1,845 vehicle thefts annually.

Commute Times in Riverside

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Riverside, CA is 45.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Riverside, CA

You can buy cheap Riverside, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Riverside, California auto insurance quotes from top companies.

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