Buy Cheap Reynolds, IL Auto Insurance (2021)

Reynolds, IL auto insurance rates average $247 a month. Minimum auto insurance requirements in Reynolds, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Reynolds, IL, compare Reynolds auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Reynolds, IL after a DUI are $3,438/year
  • The most expensive auto insurance company in Reynolds is Allstate
  • Average auto insurance rates in Reynolds, IL for teens drivers are $5,573/year

Finding affordable Reynolds, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Reynolds, IL auto insurance with confidence is right here. Auto insurance rates in Reynolds are affected by local factors as well as personal ones like your driving record.

See how Reynolds, IL car insurance rates compare to Naperville auto insurance rates, Aurora auto insurance rates, and Elgin auto insurance rates before you read more about the cost of auto insurance in Reynolds.

Don’t buy Reynolds, IL auto insurance until you’ve compared rates. Get free Reynolds, Illinois auto insurance quotes when you enter your ZIP code above.

Reynolds, IL Minimum Auto Insurance Requirements

The required auto insurance in Reynolds, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Reynolds, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Reynolds, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Reynolds, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Reynolds, IL. Take a look at Reynolds, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Reynolds, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,742 $3,217 $2,718
Farmers $4,571 $3,826 $3,641
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,019 $1,883 $1,504
Nationwide $3,113 $2,512 $2,202
Progressive $3,935 $3,322 $3,063
State Farm $3,001 $1,797 $1,394
Travelers $2,738 $2,188 $1,784
USAA $3,299 $2,255 $1,854

Buy Cheap Reynolds, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Reynolds, Illinois auto insurance rates? Find out how car insurance rates in Reynolds, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Reynolds, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,197 $2,198 $1,955 $2,061 $9,089 $9,465 $2,507 $2,631
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,349 $1,458 $1,124 $1,257 $4,258 $4,739 $1,410 $1,489
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $2,048 $1,954 $1,685 $1,758 $7,049 $7,927 $2,450 $2,652
State Farm $1,325 $1,325 $1,173 $1,173 $3,659 $4,649 $1,494 $1,713
Travelers $1,455 $1,536 $1,313 $1,401 $4,017 $4,999 $1,545 $1,627
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

Buy Cheap Reynolds, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Reynolds can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Reynolds, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Reynolds, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,205 $8,633
Farmers $9,089 $9,465
GEICO $4,847 $5,129
Liberty Mutual $4,258 $4,739
Nationwide $4,540 $5,829
Progressive $7,049 $7,927
State Farm $3,659 $4,649
Travelers $4,017 $4,999
USAA $4,700 $5,201

Buy Cheap Reynolds, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Reynolds, Illinois by comparing Reynolds senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Reynolds, IL here.

Annual Auto Insurance Rates for Senior Drivers in Reynolds, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,037 $2,037
Farmers $1,955 $2,061
GEICO $1,521 $1,797
Liberty Mutual $1,124 $1,257
Nationwide $1,491 $1,581
Progressive $1,685 $1,758
State Farm $1,173 $1,173
Travelers $1,313 $1,401
USAA $1,379 $1,361

Find Cheap Auto Insurance Rates in Reynolds, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Reynolds, Illinois auto insurance. Compare Reynolds, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Reynolds, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,452 $3,688 $3,537
Farmers $3,835 $3,928 $4,275
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,016 $2,131 $2,260
Nationwide $2,611 $2,626 $2,590
Progressive $3,208 $3,427 $3,686
State Farm $1,965 $2,067 $2,160
Travelers $2,107 $2,234 $2,368
USAA $2,324 $2,467 $2,616

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Find Cheap Reynolds, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Reynolds. Compare auto insurance rates in Reynolds, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Reynolds, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,513 $3,605
Farmers $4,013 $4,013
GEICO $2,519 $2,617
Liberty Mutual $2,135 $2,135
Nationwide $2,609 $2,609
Progressive $3,440 $3,440
State Farm $2,012 $2,115
Travelers $2,150 $2,323
USAA $2,400 $2,538

Find Cheap Reynolds, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Reynolds, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Reynolds, IL, take a look at the average cost for various violations versus rates for a clean driving record in Reynolds.

Annual Reynolds, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,392 $4,361 $4,252 $4,046
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,787 $2,515 $2,218 $2,021
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,844 $4,179 $3,143 $3,596
State Farm $1,896 $2,232 $2,064 $2,064
Travelers $1,787 $2,331 $2,593 $2,236
USAA $1,769 $2,525 $3,453 $2,130

Find Cheap Reynolds, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Reynolds, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Reynolds for less when you shop around and compare rates from multiple Reynolds, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Reynolds, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,049
American Family $4,933
Farmers $4,252
GEICO $3,482
Liberty Mutual $2,218
Nationwide $3,196
Progressive $3,143
State Farm $2,064
Travelers $2,593
USAA $3,453

Winners by Category: Where to Buy Cheap Auto Insurance in Reynolds, IL

Compare rates from the cheapest auto insurance companies in Reynolds, IL for your needs. Take a look at how Reynolds, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Reynolds, Illinois

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Reynolds, Illinois Auto Insurance Companies

If you’re looking for the cheapest Reynolds, IL auto insurance companies overall, you can compare them here. Find the best price for Reynolds, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Reynolds, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,559
Farmers $4,013
GEICO $2,568
Liberty Mutual $2,135
Nationwide $2,609
Progressive $3,440
State Farm $2,064
Travelers $2,237
USAA $2,469

What affects Reynolds, Illinois auto insurance rates?

Local factors affect auto insurance rates in Reynolds, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Reynolds auto insurance rates.

Commute Times in Reynolds

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Reynolds, IL is 27.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Reynolds, IL

You can buy cheap Reynolds, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Reynolds, Illinois auto insurance quotes from top companies.

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