Buy Cheap Prescott, AZ Auto Insurance (2021)

Prescott, AZ auto insurance rates average $274 a month. Minimum auto insurance requirements in Prescott, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Prescott, AZ, compare Prescott auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Prescott, AZ after a DUI are $3,868/year
  • Average auto insurance rates in Prescott, AZ are $274/month
  • Average auto insurance rates in Prescott, AZ for teens drivers are $6,271/year

Finding affordable Prescott, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Prescott, AZ auto insurance with confidence is right here. Auto insurance rates in Prescott are affected by local factors as well as personal ones like your driving record.

See how Prescott, AZ car insurance rates compare to Tempe auto insurance rates, Peoria auto insurance rates, and Glendale auto insurance rates before you read more about the cost of auto insurance in Prescott.

Don’t buy Prescott, AZ auto insurance until you’ve compared rates. Get free Prescott, Arizona auto insurance quotes when you enter your ZIP code above.

Prescott, AZ Minimum Auto Insurance Requirements

The required auto insurance in Prescott, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Prescott, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Prescott, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Prescott, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Prescott, AZ. Take a look at Prescott, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Prescott, Arizona

Insurance Company Poor Fair Good
Allstate $5,113 $3,639 $3,227
American Family $4,677 $3,480 $2,999
Farmers $4,389 $3,671 $3,491
GEICO $2,959 $1,944 $1,564
Nationwide $3,582 $2,864 $2,512
Progressive $3,609 $3,153 $2,947
State Farm $7,564 $2,924 $1,829
Travelers $3,402 $2,781 $2,214
USAA $3,599 $2,516 $2,095

Buy Cheap Prescott, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Prescott, Arizona auto insurance rates? Find out how car insurance rates in Prescott, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Prescott, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,813 $2,813 $2,743 $2,743 $6,193 $8,045 $3,157 $3,437
American Family $2,467 $2,467 $2,266 $2,266 $6,484 $8,429 $2,467 $2,906
Farmers $2,107 $2,091 $1,878 $1,994 $8,789 $9,071 $2,392 $2,481
GEICO $1,464 $1,637 $1,226 $1,557 $4,219 $4,469 $1,340 $1,332
Nationwide $2,020 $2,056 $1,812 $1,915 $4,942 $6,307 $2,327 $2,510
Progressive $1,790 $1,572 $1,610 $1,529 $7,340 $8,196 $1,929 $1,925
State Farm $2,480 $2,480 $2,168 $2,168 $7,758 $9,717 $2,673 $3,403
Travelers $1,767 $1,856 $1,640 $1,740 $5,134 $6,420 $1,869 $1,964
USAA $1,500 $1,503 $1,404 $1,418 $5,584 $6,407 $1,966 $2,108

Buy Cheap Prescott, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Prescott can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Prescott, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Prescott, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,193 $8,045
American Family $6,484 $8,429
Farmers $8,789 $9,071
GEICO $4,219 $4,469
Nationwide $4,942 $6,307
Progressive $7,340 $8,196
State Farm $7,758 $9,717
Travelers $5,134 $6,420
USAA $5,584 $6,407

Buy Cheap Prescott, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Prescott, Arizona by comparing Prescott senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Prescott, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Prescott, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,743 $2,743
American Family $2,266 $2,266
Farmers $1,878 $1,994
GEICO $1,226 $1,557
Nationwide $1,812 $1,915
Progressive $1,610 $1,529
State Farm $2,168 $2,168
Travelers $1,640 $1,740
USAA $1,404 $1,418

Find Cheap Auto Insurance Rates in Prescott, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Prescott, Arizona auto insurance. Compare Prescott, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Prescott, Arizona

Insurance Company Low Medium High
Allstate $3,749 $4,013 $4,218
American Family $3,580 $3,838 $3,739
Farmers $3,395 $3,888 $4,268
GEICO $1,845 $2,184 $2,438
Nationwide $2,879 $3,014 $3,064
Progressive $2,881 $3,292 $3,536
State Farm $3,734 $4,174 $4,409
Travelers $2,522 $2,840 $3,035
USAA $2,520 $2,774 $2,915

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Prescott, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Prescott. Compare auto insurance rates in Prescott, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Prescott, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,993 $3,993
American Family $3,683 $3,755
Farmers $3,850 $3,850
GEICO $2,119 $2,192
Nationwide $2,986 $2,986
Progressive $3,236 $3,236
State Farm $4,005 $4,206
Travelers $2,799 $2,799
USAA $2,707 $2,766

Find Cheap Prescott, AZ Auto Insurance Rates by ZIP Code

Auto insurance rates in Prescott, Arizona can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Prescott, AZ to see how much where you live in Prescott affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Prescott, Arizona

ZIP Code Average Annual Rates
86301 $3,214
86303 $3,299
86305 $3,272

Find Cheap Prescott, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Prescott, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Prescott, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Prescott.

Annual Prescott, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,199 $4,037 $4,595 $4,141
American Family $2,623 $4,135 $5,069 $3,049
Farmers $3,247 $4,193 $4,089 $3,871
GEICO $1,674 $2,252 $3,022 $1,674
Nationwide $2,536 $2,663 $3,916 $2,830
Progressive $2,858 $3,755 $3,016 $3,316
State Farm $3,731 $4,481 $4,106 $4,106
Travelers $2,242 $2,921 $3,238 $2,795
USAA $1,991 $2,852 $3,759 $2,343

Find Cheap Prescott, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Prescott, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Prescott for less when you shop around and compare rates from multiple Prescott, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Prescott, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,595
American Family $5,069
Farmers $4,089
GEICO $3,022
Nationwide $3,916
Progressive $3,016
State Farm $4,106
Travelers $3,238
USAA $3,759

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Prescott, AZ

Compare rates from the cheapest auto insurance companies in Prescott, AZ for your needs. Take a look at how Prescott, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Prescott, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Find Cheap Prescott, Arizona Auto Insurance Companies

If you’re looking for the cheapest Prescott, AZ auto insurance companies overall, you can compare them here. Find the best price for Prescott, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Prescott, Arizona

Insurance Company Average Annual Rates
Allstate $3,993
American Family $3,719
Farmers $3,850
GEICO $2,156
Nationwide $2,986
Progressive $3,236
State Farm $4,106
Travelers $2,799
USAA $2,736

What affects Prescott, Arizona auto insurance rates?

Local factors affect auto insurance rates in Prescott, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Prescott auto insurance rates.

Auto Theft in Prescott

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Prescott, AZ auto theft show a total of 40 vehicle thefts annually.

Commute Times in Prescott

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Prescott, AZ is 20.6 minutes according to City-Data.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Prescott, AZ

You can buy cheap Prescott, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Prescott, Arizona auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption