Buy Cheap North Platte, NE Auto Insurance (2022)

North Platte, NE auto insurance rates average $285 a month. Minimum auto insurance requirements in North Platte, Nebraska are 25/50/25 to comply with Nebraska laws. To buy cheap auto insurance in North Platte, NE, compare North Platte auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Mar 15, 2022

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A Concise Overview

  • Average auto insurance rates in North Platte, NE are $285/month
  • The most expensive auto insurance company in North Platte after a DUI is Liberty Mutual
  • Average auto insurance rates in North Platte, NE after a DUI are $3,986/year

Finding affordable North Platte, Nebraska auto insurance can be challenging, but everything you need to know to buy cheap North Platte, NE auto insurance with confidence is right here. Auto insurance rates in North Platte are affected by local factors as well as personal ones like your driving record.

See how North Platte, NE car insurance rates compare to Omaha auto insurance rates, Hastings auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in North Platte.

Don’t buy North Platte, NE auto insurance until you’ve compared rates. Get free North Platte, Nebraska auto insurance quotes when you enter your ZIP code above.

North Platte, NE Minimum Auto Insurance Requirements

The required auto insurance in North Platte, NE is 25/50/25 according to the auto insurance laws in Nebraska. The minimum auto insurance in North Platte, Nebraska is outlined here.

Minimum Required Auto Insurance Coverage in North Platte, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap North Platte, NE Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in North Platte, NE. Take a look at North Platte, Nebraska auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in North Platte, Nebraska

Insurance Company Poor Fair Good
Allstate $4,378 $3,331 $2,879
American Family $2,874 $1,968 $1,600
Farmers $4,260 $3,519 $3,350
GEICO $4,804 $4,162 $3,624
Liberty Mutual $8,763 $5,271 $4,149
Nationwide $3,039 $2,412 $2,124
Progressive $4,191 $3,519 $3,248
State Farm $3,524 $2,113 $1,640
USAA $3,357 $2,256 $1,908

Buy Cheap North Platte, NE Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect North Platte, Nebraska auto insurance rates? Find out how car insurance rates in North Platte, NE are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in North Platte, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,275 $2,127 $2,146 $6,742 $7,125 $2,687 $2,739
American Family $1,725 $1,725 $1,569 $1,569 $2,873 $4,208 $1,687 $1,823
Farmers $2,164 $2,153 $1,944 $2,044 $8,059 $8,293 $2,450 $2,571
GEICO $3,271 $3,213 $3,200 $3,079 $6,485 $8,525 $2,940 $2,860
Liberty Mutual $3,257 $3,538 $2,570 $3,127 $13,537 $15,213 $3,434 $3,811
Nationwide $1,781 $1,842 $1,593 $1,709 $4,012 $5,015 $2,039 $2,209
Progressive $2,046 $1,975 $1,681 $1,745 $7,853 $8,855 $2,449 $2,619
State Farm $1,592 $1,592 $1,390 $1,390 $4,256 $5,435 $1,756 $1,992
USAA $1,509 $1,513 $1,359 $1,415 $4,567 $5,506 $1,972 $2,217

Buy Cheap North Platte, NE Auto Insurance for Teen Drivers

Auto insurance for teenagers in North Platte can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in North Platte, NE are listed here.

Annual Auto Insurance Rates for Teen Drivers in North Platte, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,742 $7,125
American Family $2,873 $4,208
Farmers $8,059 $8,293
GEICO $6,485 $8,525
Liberty Mutual $13,537 $15,213
Nationwide $4,012 $5,015
Progressive $7,853 $8,855
State Farm $4,256 $5,435
USAA $4,567 $5,506

Buy Cheap North Platte, NE Auto Insurance for Seniors

You can save on senior auto insurance rates in North Platte, Nebraska by comparing North Platte senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in North Platte, NE here.

Annual Auto Insurance Rates for Senior Drivers in North Platte, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,127 $2,146
American Family $1,569 $1,569
Farmers $1,944 $2,044
GEICO $3,200 $3,079
Liberty Mutual $2,570 $3,127
Nationwide $1,593 $1,709
Progressive $1,681 $1,745
State Farm $1,390 $1,390
USAA $1,359 $1,415

Find Cheap Auto Insurance Rates in North Platte, NE by Coverage Level

The amount of coverage you choose is a big factor in the cost of North Platte, Nebraska auto insurance. Compare North Platte, NE auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in North Platte, Nebraska

Insurance Company Low Medium High
Allstate $3,444 $3,522 $3,621
American Family $2,134 $2,211 $2,097
Farmers $3,570 $3,664 $3,895
GEICO $4,116 $4,193 $4,280
Liberty Mutual $5,910 $6,032 $6,241
Nationwide $2,573 $2,514 $2,488
Progressive $3,483 $3,643 $3,831
State Farm $2,336 $2,422 $2,518
USAA $2,436 $2,504 $2,582

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Find Cheap North Platte, NE Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in North Platte. Compare auto insurance rates in North Platte, NE by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in North Platte, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,529 $3,529
American Family $2,130 $2,165
Farmers $3,710 $3,710
GEICO $4,131 $4,262
Liberty Mutual $6,061 $6,061
Nationwide $2,525 $2,525
Progressive $3,653 $3,653
State Farm $2,364 $2,487
USAA $2,478 $2,537

Find Cheap North Platte, NE Auto Insurance Rates by Driving Record

Auto insurance rates in North Platte, Nebraska are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in North Platte, NE, take a look at the average cost for various violations versus rates for a clean driving record in North Platte.

Annual North Platte, Nebraska Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,062 $3,456 $4,172 $3,425
American Family $2,101 $2,285 $2,101 $2,101
Farmers $3,140 $4,018 $3,919 $3,761
GEICO $2,666 $3,862 $5,866 $4,392
Liberty Mutual $5,209 $6,112 $6,645 $6,277
Nationwide $1,785 $2,586 $3,702 $2,027
Progressive $3,105 $4,555 $3,473 $3,477
State Farm $2,258 $2,593 $2,425 $2,425
USAA $1,906 $2,389 $3,574 $2,159

Find Cheap North Platte, NE Auto Insurance Rates After a DUI

The cost of DUI auto insurance in North Platte, Nebraska is higher than for a clean driving record. You can buy auto insurance after a DUI in North Platte for less when you shop around and compare rates from multiple North Platte, NE auto insurance companies.

Annual Auto Insurance Rates After a DUI in North Platte, Nebraska

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,172
American Family $2,101
Farmers $3,919
GEICO $5,866
Liberty Mutual $6,645
Nationwide $3,702
Progressive $3,473
State Farm $2,425
USAA $3,574

Winners by Category: Where to Buy Cheap Auto Insurance in North Platte, NE

Compare rates from the cheapest auto insurance companies in North Platte, NE for your needs. Take a look at how North Platte, Nebraska auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in North Platte, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation Nationwide

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Find Cheap North Platte, Nebraska Auto Insurance Companies

If you’re looking for the cheapest North Platte, NE auto insurance companies overall, you can compare them here. Find the best price for North Platte, Nebraska car insurance by company.

Average Annual Auto Insurance Rates by Company in North Platte, Nebraska

Insurance Company Average Annual Rates
Allstate $3,529
American Family $2,147
Farmers $3,710
GEICO $4,197
Liberty Mutual $6,061
Nationwide $2,525
Progressive $3,653
State Farm $2,425
USAA $2,507

What affects North Platte, Nebraska auto insurance rates?

Local factors affect auto insurance rates in North Platte, NE, including traffic, theft statistics, and commute length. Take a look at the things that impact North Platte auto insurance rates.

Commute Times in North Platte

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in North Platte, NE is 12.5 minutes according to City-Data.

Compare Auto Insurance Quotes in North Platte, NE

You can buy cheap North Platte, NE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free North Platte, Nebraska auto insurance quotes from top companies.

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