Buy Cheap North Platte, NE Auto Insurance (2022)
North Platte, NE auto insurance rates average $285 a month. Minimum auto insurance requirements in North Platte, Nebraska are 25/50/25 to comply with Nebraska laws. To buy cheap auto insurance in North Platte, NE, compare North Platte auto insurance quotes from top companies.
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Written by
Sara Routhier
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Reviewed by
Cynthia Lanctot
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UPDATED: Mar 15, 2022
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- Average auto insurance rates in North Platte, NE are $285/month
- The most expensive auto insurance company in North Platte after a DUI is Liberty Mutual
- Average auto insurance rates in North Platte, NE after a DUI are $3,986/year
Finding affordable North Platte, Nebraska auto insurance can be challenging, but everything you need to know to buy cheap North Platte, NE auto insurance with confidence is right here. Auto insurance rates in North Platte are affected by local factors as well as personal ones like your driving record.
See how North Platte, NE car insurance rates compare to Omaha auto insurance rates, Hastings auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in North Platte.
Don’t buy North Platte, NE auto insurance until you’ve compared rates. Get free North Platte, Nebraska auto insurance quotes when you enter your ZIP code above.
Table of Contents
North Platte, NE Minimum Auto Insurance Requirements
The required auto insurance in North Platte, NE is 25/50/25 according to the auto insurance laws in Nebraska. The minimum auto insurance in North Platte, Nebraska is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap North Platte, NE Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in North Platte, NE. Take a look at North Platte, Nebraska auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,378 | $3,331 | $2,879 |
| American Family | $2,874 | $1,968 | $1,600 |
| Farmers | $4,260 | $3,519 | $3,350 |
| GEICO | $4,804 | $4,162 | $3,624 |
| Liberty Mutual | $8,763 | $5,271 | $4,149 |
| Nationwide | $3,039 | $2,412 | $2,124 |
| Progressive | $4,191 | $3,519 | $3,248 |
| State Farm | $3,524 | $2,113 | $1,640 |
| USAA | $3,357 | $2,256 | $1,908 |
Buy Cheap North Platte, NE Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect North Platte, Nebraska auto insurance rates? Find out how car insurance rates in North Platte, NE are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,390 | $2,275 | $2,127 | $2,146 | $6,742 | $7,125 | $2,687 | $2,739 |
| American Family | $1,725 | $1,725 | $1,569 | $1,569 | $2,873 | $4,208 | $1,687 | $1,823 |
| Farmers | $2,164 | $2,153 | $1,944 | $2,044 | $8,059 | $8,293 | $2,450 | $2,571 |
| GEICO | $3,271 | $3,213 | $3,200 | $3,079 | $6,485 | $8,525 | $2,940 | $2,860 |
| Liberty Mutual | $3,257 | $3,538 | $2,570 | $3,127 | $13,537 | $15,213 | $3,434 | $3,811 |
| Nationwide | $1,781 | $1,842 | $1,593 | $1,709 | $4,012 | $5,015 | $2,039 | $2,209 |
| Progressive | $2,046 | $1,975 | $1,681 | $1,745 | $7,853 | $8,855 | $2,449 | $2,619 |
| State Farm | $1,592 | $1,592 | $1,390 | $1,390 | $4,256 | $5,435 | $1,756 | $1,992 |
| USAA | $1,509 | $1,513 | $1,359 | $1,415 | $4,567 | $5,506 | $1,972 | $2,217 |
Buy Cheap North Platte, NE Auto Insurance for Teen Drivers
Auto insurance for teenagers in North Platte can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in North Platte, NE are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,742 | $7,125 |
| American Family | $2,873 | $4,208 |
| Farmers | $8,059 | $8,293 |
| GEICO | $6,485 | $8,525 |
| Liberty Mutual | $13,537 | $15,213 |
| Nationwide | $4,012 | $5,015 |
| Progressive | $7,853 | $8,855 |
| State Farm | $4,256 | $5,435 |
| USAA | $4,567 | $5,506 |
Buy Cheap North Platte, NE Auto Insurance for Seniors
You can save on senior auto insurance rates in North Platte, Nebraska by comparing North Platte senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in North Platte, NE here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,127 | $2,146 |
| American Family | $1,569 | $1,569 |
| Farmers | $1,944 | $2,044 |
| GEICO | $3,200 | $3,079 |
| Liberty Mutual | $2,570 | $3,127 |
| Nationwide | $1,593 | $1,709 |
| Progressive | $1,681 | $1,745 |
| State Farm | $1,390 | $1,390 |
| USAA | $1,359 | $1,415 |
Find Cheap Auto Insurance Rates in North Platte, NE by Coverage Level
The amount of coverage you choose is a big factor in the cost of North Platte, Nebraska auto insurance. Compare North Platte, NE auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,444 | $3,522 | $3,621 |
| American Family | $2,134 | $2,211 | $2,097 |
| Farmers | $3,570 | $3,664 | $3,895 |
| GEICO | $4,116 | $4,193 | $4,280 |
| Liberty Mutual | $5,910 | $6,032 | $6,241 |
| Nationwide | $2,573 | $2,514 | $2,488 |
| Progressive | $3,483 | $3,643 | $3,831 |
| State Farm | $2,336 | $2,422 | $2,518 |
| USAA | $2,436 | $2,504 | $2,582 |
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Find Cheap North Platte, NE Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in North Platte. Compare auto insurance rates in North Platte, NE by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,529 | $3,529 |
| American Family | $2,130 | $2,165 |
| Farmers | $3,710 | $3,710 |
| GEICO | $4,131 | $4,262 |
| Liberty Mutual | $6,061 | $6,061 |
| Nationwide | $2,525 | $2,525 |
| Progressive | $3,653 | $3,653 |
| State Farm | $2,364 | $2,487 |
| USAA | $2,478 | $2,537 |
Find Cheap North Platte, NE Auto Insurance Rates by Driving Record
Auto insurance rates in North Platte, Nebraska are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in North Platte, NE, take a look at the average cost for various violations versus rates for a clean driving record in North Platte.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,062 | $3,456 | $4,172 | $3,425 |
| American Family | $2,101 | $2,285 | $2,101 | $2,101 |
| Farmers | $3,140 | $4,018 | $3,919 | $3,761 |
| GEICO | $2,666 | $3,862 | $5,866 | $4,392 |
| Liberty Mutual | $5,209 | $6,112 | $6,645 | $6,277 |
| Nationwide | $1,785 | $2,586 | $3,702 | $2,027 |
| Progressive | $3,105 | $4,555 | $3,473 | $3,477 |
| State Farm | $2,258 | $2,593 | $2,425 | $2,425 |
| USAA | $1,906 | $2,389 | $3,574 | $2,159 |
Find Cheap North Platte, NE Auto Insurance Rates After a DUI
The cost of DUI auto insurance in North Platte, Nebraska is higher than for a clean driving record. You can buy auto insurance after a DUI in North Platte for less when you shop around and compare rates from multiple North Platte, NE auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,172 |
| American Family | $2,101 |
| Farmers | $3,919 |
| GEICO | $5,866 |
| Liberty Mutual | $6,645 |
| Nationwide | $3,702 |
| Progressive | $3,473 |
| State Farm | $2,425 |
| USAA | $3,574 |
Winners by Category: Where to Buy Cheap Auto Insurance in North Platte, NE
Compare rates from the cheapest auto insurance companies in North Platte, NE for your needs. Take a look at how North Platte, Nebraska auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | USAA |
| Clean Record | Nationwide |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | Nationwide |
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Find Cheap North Platte, Nebraska Auto Insurance Companies
If you’re looking for the cheapest North Platte, NE auto insurance companies overall, you can compare them here. Find the best price for North Platte, Nebraska car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,529 |
| American Family | $2,147 |
| Farmers | $3,710 |
| GEICO | $4,197 |
| Liberty Mutual | $6,061 |
| Nationwide | $2,525 |
| Progressive | $3,653 |
| State Farm | $2,425 |
| USAA | $2,507 |
What affects North Platte, Nebraska auto insurance rates?
Local factors affect auto insurance rates in North Platte, NE, including traffic, theft statistics, and commute length. Take a look at the things that impact North Platte auto insurance rates.
Commute Times in North Platte
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in North Platte, NE is 12.5 minutes according to City-Data.
Compare Auto Insurance Quotes in North Platte, NE
You can buy cheap North Platte, NE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free North Platte, Nebraska auto insurance quotes from top companies.