Buy Cheap Mystic, CT Auto Insurance (2021)

Mystic, CT auto insurance rates average $332 a month. Minimum auto insurance requirements in Mystic, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Mystic, CT, compare Mystic auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Mystic, CT are $332/month
  • The most expensive auto insurance company in Mystic is Liberty Mutual
  • Average auto insurance rates in Mystic, CT after a DUI are $4,809/year

Finding affordable Mystic, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Mystic, CT auto insurance with confidence is right here. Auto insurance rates in Mystic are affected by local factors as well as personal ones like your driving record.

See how Mystic, CT car insurance rates compare to Bridgeport auto insurance rates, Norwalk auto insurance rates, and Bristol auto insurance rates before you read more about the cost of auto insurance in Mystic.

Don’t buy Mystic, CT auto insurance until you’ve compared rates. Get free Mystic, Connecticut auto insurance quotes when you enter your ZIP code above.

Mystic, CT Minimum Auto Insurance Requirements

The required auto insurance in Mystic, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Mystic, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Mystic, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Mystic, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mystic, CT. Take a look at Mystic, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mystic, Connecticut

Insurance Company Poor Fair Good
Allstate $6,657 $5,046 $4,010
GEICO $3,567 $2,155 $1,643
Liberty Mutual $9,094 $5,682 $4,474
Nationwide $3,993 $2,696 $2,393
Progressive $4,855 $4,356 $4,173
State Farm $3,687 $2,367 $1,908
Travelers $5,246 $4,374 $4,248
USAA $3,987 $2,690 $2,369

Buy Cheap Mystic, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mystic, Connecticut auto insurance rates? Find out how car insurance rates in Mystic, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mystic, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,286 $3,038 $3,251 $10,031 $11,836 $3,479 $3,672
GEICO $1,816 $1,821 $1,686 $1,699 $4,206 $4,965 $1,751 $1,697
Liberty Mutual $3,112 $3,377 $2,398 $2,945 $15,476 $17,423 $3,159 $3,444
Nationwide $1,955 $1,978 $1,762 $1,847 $5,294 $6,705 $2,256 $2,422
Progressive $2,395 $2,235 $2,043 $2,124 $9,991 $11,081 $2,741 $3,082
State Farm $1,626 $1,626 $1,497 $1,497 $4,905 $6,166 $1,826 $2,091
Travelers $1,431 $1,451 $1,426 $1,421 $10,719 $17,231 $1,555 $1,750
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Buy Cheap Mystic, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mystic can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mystic, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mystic, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,031 $11,836
GEICO $4,206 $4,965
Liberty Mutual $15,476 $17,423
Nationwide $5,294 $6,705
Progressive $9,991 $11,081
State Farm $4,905 $6,166
Travelers $10,719 $17,231
USAA $5,822 $6,120

Buy Cheap Mystic, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Mystic, Connecticut by comparing Mystic senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mystic, CT here.

Annual Auto Insurance Rates for Senior Drivers in Mystic, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,038 $3,251
GEICO $1,686 $1,699
Liberty Mutual $2,398 $2,945
Nationwide $1,762 $1,847
Progressive $2,043 $2,124
State Farm $1,497 $1,497
Travelers $1,426 $1,421
USAA $1,727 $1,706

Find Cheap Auto Insurance Rates in Mystic, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mystic, Connecticut auto insurance. Compare Mystic, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mystic, Connecticut

Insurance Company Low Medium High
Allstate $4,983 $5,232 $5,498
GEICO $2,275 $2,426 $2,665
Liberty Mutual $6,185 $6,374 $6,691
Nationwide $3,081 $3,048 $2,952
Progressive $4,169 $4,424 $4,791
State Farm $2,485 $2,659 $2,819
Travelers $4,296 $4,592 $4,980
USAA $2,826 $3,018 $3,202

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Find Cheap Mystic, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mystic. Compare auto insurance rates in Mystic, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mystic, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,238 $5,238
GEICO $2,418 $2,493
Liberty Mutual $6,417 $6,417
Nationwide $3,027 $3,027
Progressive $4,462 $4,462
State Farm $2,589 $2,720
Travelers $4,623 $4,623
USAA $2,979 $3,051

Find Cheap Mystic, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Mystic, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mystic, CT, take a look at the average cost for various violations versus rates for a clean driving record in Mystic.

Annual Mystic, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,498 $6,516 $4,468
GEICO $1,557 $2,039 $4,314 $1,910
Liberty Mutual $5,624 $7,034 $6,964 $6,045
Nationwide $2,475 $3,210 $3,671 $2,753
Progressive $3,802 $5,528 $3,997 $4,519
State Farm $2,472 $2,715 $2,715 $2,715
Travelers $3,728 $4,035 $5,858 $4,870
USAA $2,343 $2,941 $4,435 $2,343

Find Cheap Mystic, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mystic, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Mystic for less when you shop around and compare rates from multiple Mystic, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mystic, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,516
GEICO $4,314
Liberty Mutual $6,964
Nationwide $3,671
Progressive $3,997
State Farm $2,715
Travelers $5,858
USAA $4,435

Winners by Category: Where to Buy Cheap Auto Insurance in Mystic, CT

Compare rates from the cheapest auto insurance companies in Mystic, CT for your needs. Take a look at how Mystic, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mystic, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Mystic, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Mystic, CT auto insurance companies overall, you can compare them here. Find the best price for Mystic, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Mystic, Connecticut

Insurance Company Average Annual Rates
Allstate $5,238
GEICO $2,455
Liberty Mutual $6,417
Nationwide $3,027
Progressive $4,462
State Farm $2,654
Travelers $4,623
USAA $3,015

What affects Mystic, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Mystic, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Mystic auto insurance rates.

Commute Times in Mystic

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mystic, CT is 22.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Mystic, CT

You can buy cheap Mystic, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mystic, Connecticut auto insurance quotes from top companies.

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