Buy Cheap Moraine, OH Auto Insurance (2021)

Moraine, OH auto insurance rates average $251 a month. Minimum auto insurance requirements in Moraine, Ohio are 25/50/25 to comply with Ohio laws. To buy cheap auto insurance in Moraine, OH, compare Moraine auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Moraine, OH for teens drivers are $6,267/year
  • The most expensive auto insurance company in Moraine is Liberty Mutual
  • Average auto insurance rates in Moraine, OH are $251/month

Finding affordable Moraine, Ohio auto insurance can be challenging, but everything you need to know to buy cheap Moraine, OH auto insurance with confidence is right here. Auto insurance rates in Moraine are affected by local factors as well as personal ones like your driving record.

See how Moraine, OH car insurance rates compare to Lorain auto insurance rates, Cleveland auto insurance rates, and Columbus auto insurance rates before you read more about the cost of auto insurance in Moraine.

Don’t buy Moraine, OH auto insurance until you’ve compared rates. Get free Moraine, Ohio auto insurance quotes when you enter your ZIP code above.

Moraine, OH Minimum Auto Insurance Requirements

The required auto insurance in Moraine, OH is 25/50/25 according to the auto insurance laws in Ohio. The minimum auto insurance in Moraine, Ohio is outlined here.

Minimum Required Auto Insurance Coverage in Moraine, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Moraine, OH Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Moraine, OH. Take a look at Moraine, Ohio auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Moraine, Ohio

Insurance Company Poor Fair Good
Allstate $4,188 $3,058 $2,548
American Family $2,206 $1,507 $1,279
Farmers $3,564 $3,010 $2,865
GEICO $2,364 $1,971 $1,577
Liberty Mutual $7,019 $4,290 $3,362
Nationwide $4,128 $3,323 $2,804
Progressive $4,924 $4,271 $3,994
State Farm $3,560 $2,200 $1,734
Travelers $3,894 $3,389 $3,165
USAA $1,740 $1,237 $1,057

Buy Cheap Moraine, OH Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Moraine, Ohio auto insurance rates? Find out how car insurance rates in Moraine, OH are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Moraine, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,151 $2,132 $1,943 $2,075 $6,133 $7,034 $2,251 $2,398
American Family $1,022 $1,062 $942 $945 $3,232 $3,510 $1,264 $1,333
Farmers $1,663 $1,656 $1,466 $1,550 $7,386 $7,651 $1,861 $1,937
GEICO $1,408 $1,373 $1,325 $1,342 $3,845 $3,581 $1,565 $1,325
Liberty Mutual $2,297 $2,509 $1,766 $2,148 $11,863 $13,404 $2,452 $2,684
Nationwide $2,274 $2,285 $2,052 $2,066 $5,850 $7,543 $2,438 $2,838
Progressive $2,244 $2,106 $1,871 $1,937 $10,143 $11,421 $2,676 $2,774
State Farm $1,468 $1,468 $1,325 $1,325 $4,757 $5,965 $1,710 $1,965
Travelers $1,603 $1,628 $1,591 $1,583 $6,935 $10,929 $1,673 $1,916
USAA $811 $817 $777 $772 $2,529 $2,809 $1,081 $1,162

Buy Cheap Moraine, OH Auto Insurance for Teen Drivers

Auto insurance for teenagers in Moraine can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Moraine, OH are listed here.

Annual Auto Insurance Rates for Teen Drivers in Moraine, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,133 $7,034
American Family $3,232 $3,510
Farmers $7,386 $7,651
GEICO $3,845 $3,581
Liberty Mutual $11,863 $13,404
Nationwide $5,850 $7,543
Progressive $10,143 $11,421
State Farm $4,757 $5,965
Travelers $6,935 $10,929
USAA $2,529 $2,809

Buy Cheap Moraine, OH Auto Insurance for Seniors

You can save on senior auto insurance rates in Moraine, Ohio by comparing Moraine senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Moraine, OH here.

Annual Auto Insurance Rates for Senior Drivers in Moraine, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,943 $2,075
American Family $942 $945
Farmers $1,466 $1,550
GEICO $1,325 $1,342
Liberty Mutual $1,766 $2,148
Nationwide $2,052 $2,066
Progressive $1,871 $1,937
State Farm $1,325 $1,325
Travelers $1,591 $1,583
USAA $777 $772

Find Cheap Auto Insurance Rates in Moraine, OH by Coverage Level

The amount of coverage you choose is a big factor in the cost of Moraine, Ohio auto insurance. Compare Moraine, OH auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Moraine, Ohio

Insurance Company Low Medium High
Allstate $3,171 $3,259 $3,364
American Family $1,627 $1,676 $1,688
Farmers $2,976 $3,096 $3,367
GEICO $1,909 $1,963 $2,040
Liberty Mutual $4,718 $4,912 $5,041
Nationwide $3,776 $3,313 $3,166
Progressive $4,201 $4,354 $4,634
State Farm $2,363 $2,506 $2,624
Travelers $3,402 $3,526 $3,519
USAA $1,283 $1,343 $1,408

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Find Cheap Moraine, OH Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Moraine. Compare auto insurance rates in Moraine, OH by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Moraine, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,265 $3,265
American Family $1,643 $1,684
Farmers $3,146 $3,146
GEICO $1,938 $2,004
Liberty Mutual $4,890 $4,890
Nationwide $3,418 $3,418
Progressive $4,396 $4,396
State Farm $2,435 $2,561
Travelers $3,482 $3,482
USAA $1,294 $1,395

Find Cheap Moraine, OH Auto Insurance Rates by Driving Record

Auto insurance rates in Moraine, Ohio are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Moraine, OH, take a look at the average cost for various violations versus rates for a clean driving record in Moraine.

Annual Moraine, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,730 $3,307 $3,919 $3,103
American Family $1,594 $1,687 $1,687 $1,687
Farmers $2,592 $3,342 $3,260 $3,391
GEICO $1,331 $1,932 $2,813 $1,807
Liberty Mutual $4,113 $5,266 $5,390 $4,793
Nationwide $2,738 $3,485 $4,422 $3,028
Progressive $3,784 $5,167 $4,037 $4,598
State Farm $2,265 $2,730 $2,498 $2,498
Travelers $2,562 $3,344 $5,044 $2,980
USAA $1,032 $1,386 $1,818 $1,143

Find Cheap Moraine, OH Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Moraine, Ohio is higher than for a clean driving record. You can buy auto insurance after a DUI in Moraine for less when you shop around and compare rates from multiple Moraine, OH auto insurance companies.

Annual Auto Insurance Rates After a DUI in Moraine, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,919
American Family $1,687
Farmers $3,260
GEICO $2,813
Liberty Mutual $5,390
Nationwide $4,422
Progressive $4,037
State Farm $2,498
Travelers $5,044
USAA $1,818

Winners by Category: Where to Buy Cheap Auto Insurance in Moraine, OH

Compare rates from the cheapest auto insurance companies in Moraine, OH for your needs. Take a look at how Moraine, Ohio auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Moraine, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Find Cheap Moraine, Ohio Auto Insurance Companies

If you’re looking for the cheapest Moraine, OH auto insurance companies overall, you can compare them here. Find the best price for Moraine, Ohio car insurance by company.

Average Annual Auto Insurance Rates by Company in Moraine, Ohio

Insurance Company Average Annual Rates
Allstate $3,265
American Family $1,664
Farmers $3,146
GEICO $1,971
Liberty Mutual $4,890
Nationwide $3,418
Progressive $4,396
State Farm $2,498
Travelers $3,482
USAA $1,345

What affects Moraine, Ohio auto insurance rates?

Local factors affect auto insurance rates in Moraine, OH, including traffic, theft statistics, and commute length. Take a look at the things that impact Moraine auto insurance rates.

Commute Times in Moraine

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Moraine, OH is 20.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Moraine, OH

You can buy cheap Moraine, OH auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Moraine, Ohio auto insurance quotes from top companies.

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