Buy Cheap Metropolis, IL Auto Insurance (2021)

Metropolis, IL auto insurance rates average $289 a month. Minimum auto insurance requirements in Metropolis, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Metropolis, IL, compare Metropolis auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Metropolis is Allstate
  • Average auto insurance rates in Metropolis, IL after a DUI are $4,065/year
  • The most expensive auto insurance company in Metropolis after a DUI is Allstate

Finding affordable Metropolis, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Metropolis, IL auto insurance with confidence is right here. Auto insurance rates in Metropolis are affected by local factors as well as personal ones like your driving record.

See how Metropolis, IL car insurance rates compare to Peoria auto insurance rates, Elgin auto insurance rates, and Naperville auto insurance rates before you read more about the cost of auto insurance in Metropolis.

Don’t buy Metropolis, IL auto insurance until you’ve compared rates. Get free Metropolis, Illinois auto insurance quotes when you enter your ZIP code above.

Metropolis, IL Minimum Auto Insurance Requirements

The required auto insurance in Metropolis, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Metropolis, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Metropolis, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Metropolis, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Metropolis, IL. Take a look at Metropolis, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Metropolis, Illinois

Insurance Company Poor Fair Good
Allstate $7,156 $5,118 $4,469
American Family $5,252 $3,551 $2,995
Farmers $5,263 $4,399 $4,190
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,143 $1,952 $1,558
Nationwide $5,077 $4,077 $3,564
Progressive $3,839 $3,236 $2,978
State Farm $3,465 $2,080 $1,616
Travelers $3,194 $2,571 $2,088
USAA $3,742 $2,576 $2,125

Buy Cheap Metropolis, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Metropolis, Illinois auto insurance rates? Find out how car insurance rates in Metropolis, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Metropolis, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,598 $3,615 $3,738 $3,738 $9,095 $11,864 $4,326 $4,675
American Family $2,469 $2,469 $2,252 $2,252 $6,830 $9,541 $2,469 $3,178
Farmers $2,556 $2,566 $2,275 $2,392 $10,367 $10,828 $2,903 $3,052
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,406 $1,521 $1,169 $1,308 $4,400 $4,901 $1,474 $1,562
Nationwide $2,672 $2,723 $2,362 $2,514 $7,470 $9,649 $3,123 $3,399
Progressive $2,001 $1,900 $1,651 $1,731 $6,882 $7,726 $2,375 $2,541
State Farm $1,549 $1,549 $1,372 $1,372 $4,185 $5,343 $1,744 $1,978
Travelers $1,653 $1,744 $1,507 $1,607 $4,802 $6,030 $1,754 $1,848
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

Buy Cheap Metropolis, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Metropolis can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Metropolis, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Metropolis, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,095 $11,864
American Family $6,830 $9,541
Farmers $10,367 $10,828
GEICO $5,690 $6,014
Liberty Mutual $4,400 $4,901
Nationwide $7,470 $9,649
Progressive $6,882 $7,726
State Farm $4,185 $5,343
Travelers $4,802 $6,030
USAA $5,467 $6,018

Buy Cheap Metropolis, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Metropolis, Illinois by comparing Metropolis senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Metropolis, IL here.

Annual Auto Insurance Rates for Senior Drivers in Metropolis, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,738 $3,738
American Family $2,252 $2,252
Farmers $2,275 $2,392
GEICO $1,757 $2,095
Liberty Mutual $1,169 $1,308
Nationwide $2,362 $2,514
Progressive $1,651 $1,731
State Farm $1,372 $1,372
Travelers $1,507 $1,607
USAA $1,551 $1,522

Find Cheap Auto Insurance Rates in Metropolis, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Metropolis, Illinois auto insurance. Compare Metropolis, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Metropolis, Illinois

Insurance Company Low Medium High
Allstate $5,423 $5,576 $5,744
American Family $3,810 $4,076 $3,912
Farmers $4,412 $4,517 $4,923
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,095 $2,213 $2,345
Nationwide $4,215 $4,278 $4,224
Progressive $3,044 $3,329 $3,679
State Farm $2,252 $2,389 $2,518
Travelers $2,452 $2,614 $2,788
USAA $2,621 $2,812 $3,010

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Find Cheap Metropolis, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Metropolis. Compare auto insurance rates in Metropolis, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Metropolis, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,581 $5,581
American Family $3,881 $3,984
Farmers $4,617 $4,617
GEICO $2,920 $3,043
Liberty Mutual $2,218 $2,218
Nationwide $4,239 $4,239
Progressive $3,351 $3,351
State Farm $2,325 $2,448
Travelers $2,515 $2,721
USAA $2,735 $2,893

Find Cheap Metropolis, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Metropolis, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Metropolis, IL, take a look at the average cost for various violations versus rates for a clean driving record in Metropolis.

Annual Metropolis, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,081 $6,735 $6,243 $5,265
American Family $2,890 $4,100 $5,460 $3,281
Farmers $3,914 $5,013 $4,889 $4,653
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,856 $2,610 $2,305 $2,100
Nationwide $3,385 $4,427 $5,233 $3,910
Progressive $2,770 $4,069 $3,068 $3,498
State Farm $2,197 $2,576 $2,387 $2,387
Travelers $2,080 $2,729 $3,049 $2,613
USAA $2,000 $2,887 $3,954 $2,415

Find Cheap Metropolis, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Metropolis, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Metropolis for less when you shop around and compare rates from multiple Metropolis, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Metropolis, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,243
American Family $5,460
Farmers $4,889
GEICO $4,060
Liberty Mutual $2,305
Nationwide $5,233
Progressive $3,068
State Farm $2,387
Travelers $3,049
USAA $3,954

Winners by Category: Where to Buy Cheap Auto Insurance in Metropolis, IL

Compare rates from the cheapest auto insurance companies in Metropolis, IL for your needs. Take a look at how Metropolis, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Metropolis, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Find Cheap Metropolis, Illinois Auto Insurance Companies

If you’re looking for the cheapest Metropolis, IL auto insurance companies overall, you can compare them here. Find the best price for Metropolis, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Metropolis, Illinois

Insurance Company Average Annual Rates
Allstate $5,581
American Family $3,933
Farmers $4,617
GEICO $2,982
Liberty Mutual $2,218
Nationwide $4,239
Progressive $3,351
State Farm $2,387
Travelers $2,618
USAA $2,814

What affects Metropolis, Illinois auto insurance rates?

Local factors affect auto insurance rates in Metropolis, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Metropolis auto insurance rates.

Commute Times in Metropolis

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Metropolis, IL is 21.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Metropolis, IL

You can buy cheap Metropolis, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Metropolis, Illinois auto insurance quotes from top companies.

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