Buy Cheap Mesa, AZ Auto Insurance (2021)

Mesa, AZ auto insurance rates average $350 a month. Minimum auto insurance requirements in Mesa, Arizona are 15/30/10 to comply with Arizona laws. To buy cheap auto insurance in Mesa, AZ, compare Mesa auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Mesa after a DUI is Allstate
  • Average auto insurance rates in Mesa, AZ after a DUI are $4,935/year
  • Average auto insurance rates in Mesa, AZ for teens drivers are $8,047/year

Finding affordable Mesa, Arizona auto insurance can be challenging, but everything you need to know to buy cheap Mesa, AZ auto insurance with confidence is right here. Auto insurance rates in Mesa are affected by local factors as well as personal ones like your driving record.

See how Mesa, AZ car insurance rates compare to Chandler auto insurance rates, Tempe auto insurance rates, and Gilbert auto insurance rates before you read more about the cost of auto insurance in Mesa.

Don’t buy Mesa, AZ auto insurance until you’ve compared rates. Get free Mesa, Arizona auto insurance quotes when you enter your ZIP code above.

Mesa, AZ Minimum Auto Insurance Requirements

The required auto insurance in Mesa, AZ is 15/30/10 according to the auto insurance laws in Arizona. The minimum auto insurance in Mesa, Arizona is outlined here.

Minimum Required Auto Insurance Coverage in Mesa, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Mesa, AZ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Mesa, AZ. Take a look at Mesa, Arizona auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Mesa, Arizona

Insurance Company Poor Fair Good
Allstate $7,055 $5,026 $4,480
American Family $5,764 $4,297 $3,704
Farmers $6,219 $5,203 $4,948
GEICO $3,302 $2,164 $1,739
Nationwide $4,723 $3,758 $3,286
Progressive $4,299 $3,759 $3,513
State Farm $9,813 $3,798 $2,378
Travelers $4,125 $3,365 $2,684
USAA $4,355 $3,049 $2,540

Buy Cheap Mesa, AZ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Mesa, Arizona auto insurance rates? Find out how car insurance rates in Mesa, AZ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mesa, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,927 $3,927 $3,823 $3,823 $8,509 $10,998 $4,388 $4,768
American Family $3,024 $3,024 $2,777 $2,777 $8,032 $10,515 $3,024 $3,535
Farmers $2,931 $2,923 $2,607 $2,786 $12,641 $13,076 $3,299 $3,390
GEICO $1,638 $1,826 $1,398 $1,791 $4,694 $4,921 $1,490 $1,454
Nationwide $2,624 $2,667 $2,347 $2,483 $6,555 $8,389 $3,036 $3,281
Progressive $2,131 $1,853 $1,916 $1,820 $8,813 $9,804 $2,278 $2,244
State Farm $3,209 $3,209 $2,845 $2,845 $10,062 $12,654 $3,453 $4,361
Travelers $2,107 $2,216 $1,966 $2,090 $6,265 $7,918 $2,228 $2,341
USAA $1,788 $1,790 $1,671 $1,686 $6,852 $7,840 $2,362 $2,526

Buy Cheap Mesa, AZ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Mesa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mesa, AZ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Mesa, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,509 $10,998
American Family $8,032 $10,515
Farmers $12,641 $13,076
GEICO $4,694 $4,921
Nationwide $6,555 $8,389
Progressive $8,813 $9,804
State Farm $10,062 $12,654
Travelers $6,265 $7,918
USAA $6,852 $7,840

Buy Cheap Mesa, AZ Auto Insurance for Seniors

You can save on senior auto insurance rates in Mesa, Arizona by comparing Mesa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mesa, AZ here.

Annual Auto Insurance Rates for Senior Drivers in Mesa, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,823 $3,823
American Family $2,777 $2,777
Farmers $2,607 $2,786
GEICO $1,398 $1,791
Nationwide $2,347 $2,483
Progressive $1,916 $1,820
State Farm $2,845 $2,845
Travelers $1,966 $2,090
USAA $1,671 $1,686

Find Cheap Auto Insurance Rates in Mesa, AZ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Mesa, Arizona auto insurance. Compare Mesa, AZ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Mesa, Arizona

Insurance Company Low Medium High
Allstate $5,153 $5,552 $5,856
American Family $4,406 $4,735 $4,624
Farmers $4,619 $5,517 $6,234
GEICO $1,985 $2,440 $2,780
Nationwide $3,718 $3,972 $4,078
Progressive $3,346 $3,936 $4,290
State Farm $4,759 $5,437 $5,792
Travelers $3,004 $3,449 $3,721
USAA $3,046 $3,362 $3,535

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Find Cheap Mesa, AZ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Mesa. Compare auto insurance rates in Mesa, AZ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Mesa, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,520 $5,520
American Family $4,545 $4,632
Farmers $5,457 $5,457
GEICO $2,361 $2,442
Nationwide $3,923 $3,923
Progressive $3,857 $3,857
State Farm $5,192 $5,467
Travelers $3,391 $3,391
USAA $3,279 $3,350

Find Cheap Mesa, AZ Auto Insurance Rates by ZIP Code

Auto insurance rates in Mesa, Arizona can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Mesa, AZ to see how much where you live in Mesa affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Mesa, Arizona

ZIP Code Average Annual Rates
85201 $4,282
85202 $4,226
85203 $4,238
85204 $4,416
85205 $4,134
85206 $4,084
85207 $3,989
85208 $4,101
85209 $4,068
85210 $4,267
85212 $4,053
85213 $4,297
85215 $4,055

Find Cheap Mesa, AZ Auto Insurance Rates by Driving Record

Auto insurance rates in Mesa, Arizona are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mesa, AZ, take a look at the average cost for various violations versus rates for a clean driving record in Mesa.

Annual Mesa, Arizona Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,413 $5,601 $6,347 $5,720
American Family $3,260 $5,019 $6,288 $3,786
Farmers $4,610 $5,953 $5,811 $5,452
GEICO $1,855 $2,521 $3,376 $1,855
Nationwide $3,317 $3,490 $5,171 $3,712
Progressive $3,400 $4,490 $3,588 $3,951
State Farm $4,842 $5,817 $5,330 $5,330
Travelers $2,710 $3,534 $3,946 $3,375
USAA $2,406 $3,459 $4,558 $2,834

Find Cheap Mesa, AZ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Mesa, Arizona is higher than for a clean driving record. You can buy auto insurance after a DUI in Mesa for less when you shop around and compare rates from multiple Mesa, AZ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Mesa, Arizona

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,347
American Family $6,288
Farmers $5,811
GEICO $3,376
Nationwide $5,171
Progressive $3,588
State Farm $5,330
Travelers $3,946
USAA $4,558

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Winners by Category: Where to Buy Cheap Auto Insurance in Mesa, AZ

Compare rates from the cheapest auto insurance companies in Mesa, AZ for your needs. Take a look at how Mesa, Arizona auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Mesa, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Find Cheap Mesa, Arizona Auto Insurance Companies

If you’re looking for the cheapest Mesa, AZ auto insurance companies overall, you can compare them here. Find the best price for Mesa, Arizona car insurance by company.

Average Annual Auto Insurance Rates by Company in Mesa, Arizona

Insurance Company Average Annual Rates
Allstate $5,520
American Family $4,588
Farmers $5,457
GEICO $2,402
Nationwide $3,923
Progressive $3,857
State Farm $5,330
Travelers $3,391
USAA $3,314

What affects Mesa, Arizona auto insurance rates?

Local factors affect auto insurance rates in Mesa, AZ, including traffic, theft statistics, and commute length. Take a look at the things that impact Mesa auto insurance rates.

Auto Theft in Mesa

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Mesa, AZ auto theft show a total of 863 vehicle thefts annually.

Commute Times in Mesa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mesa, AZ is 25.4 minutes according to City-Data.

Traffic in Mesa

How is traffic in Mesa, Arizona? Inrix data shows that Mesa, AZ traffic makes it the 928th-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in Mesa, AZ

You can buy cheap Mesa, AZ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mesa, Arizona auto insurance quotes from top companies.

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