Buy Cheap Lucerne Valley, CA Auto Insurance (2021)

Lucerne Valley, CA auto insurance rates average $300 a month. Minimum auto insurance requirements in Lucerne Valley, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Lucerne Valley, CA, compare Lucerne Valley auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Lucerne Valley is Farmers
  • Average auto insurance rates in Lucerne Valley, CA after a DUI are $5,056/year
  • Average auto insurance rates in Lucerne Valley, CA for teens drivers are $6,057/year

Finding affordable Lucerne Valley, California auto insurance can be challenging, but everything you need to know to buy cheap Lucerne Valley, CA auto insurance with confidence is right here. Auto insurance rates in Lucerne Valley are affected by local factors as well as personal ones like your driving record.

See how Lucerne Valley, CA car insurance rates compare to Fresno auto insurance rates, Anaheim auto insurance rates, and Los Angeles auto insurance rates before you read more about the cost of auto insurance in Lucerne Valley.

Don’t buy Lucerne Valley, CA auto insurance until you’ve compared rates. Get free Lucerne Valley, California auto insurance quotes when you enter your ZIP code above.

Lucerne Valley, CA Minimum Auto Insurance Requirements

The required auto insurance in Lucerne Valley, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Lucerne Valley, California is outlined here.

Minimum Required Auto Insurance Coverage in Lucerne Valley, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Lucerne Valley, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Lucerne Valley, California auto insurance rates? Find out how car insurance rates in Lucerne Valley, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Lucerne Valley, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,826 $2,832 $2,048 $2,078 $7,775 $9,784 $3,641 $4,025
Farmers $2,592 $2,592 $2,337 $2,337 $8,275 $13,571 $3,072 $3,422
GEICO $1,788 $1,788 $1,681 $1,681 $5,422 $5,519 $2,566 $2,626
Liberty Mutual $2,186 $2,067 $2,038 $1,972 $4,772 $5,084 $2,461 $2,487
Nationwide $3,243 $3,100 $2,841 $2,681 $8,132 $9,013 $3,849 $3,805
Progressive $1,824 $1,873 $1,592 $1,869 $4,955 $5,927 $2,668 $2,863
State Farm $3,031 $3,031 $2,705 $2,705 $5,561 $6,910 $3,353 $3,455
Travelers $2,540 $2,462 $2,243 $2,218 $5,223 $6,024 $3,319 $3,245
USAA $1,924 $1,825 $1,874 $1,884 $4,400 $4,412 $2,654 $2,511

Buy Cheap Lucerne Valley, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Lucerne Valley can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Lucerne Valley, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Lucerne Valley, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,775 $9,784
Farmers $8,275 $13,571
GEICO $5,422 $5,519
Liberty Mutual $4,772 $5,084
Nationwide $8,132 $9,013
Progressive $4,955 $5,927
State Farm $5,561 $6,910
Travelers $5,223 $6,024
USAA $4,400 $4,412

Buy Cheap Lucerne Valley, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Lucerne Valley, California by comparing Lucerne Valley senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Lucerne Valley, CA here.

Annual Auto Insurance Rates for Senior Drivers in Lucerne Valley, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,048 $2,078
Farmers $2,337 $2,337
GEICO $1,681 $1,681
Liberty Mutual $2,038 $1,972
Nationwide $2,841 $2,681
Progressive $1,592 $1,869
State Farm $2,705 $2,705
Travelers $2,243 $2,218
USAA $1,874 $1,884

Find Cheap Auto Insurance Rates in Lucerne Valley, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Lucerne Valley, California auto insurance. Compare Lucerne Valley, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Lucerne Valley, California

Insurance Company Low Medium High
Allstate $4,145 $4,413 $4,570
Farmers $4,452 $4,811 $5,061
GEICO $2,584 $2,915 $3,152
Liberty Mutual $2,687 $2,907 $3,056
Nationwide $4,095 $4,661 $4,993
Progressive $2,551 $3,049 $3,239
State Farm $3,462 $3,911 $4,159
Travelers $3,008 $3,492 $3,728
USAA $2,425 $2,739 $2,893

Find Cheap Lucerne Valley, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Lucerne Valley. Compare auto insurance rates in Lucerne Valley, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Lucerne Valley, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,946 $4,806
Farmers $4,332 $5,217
GEICO $2,620 $3,148
Liberty Mutual $2,646 $3,120
Nationwide $4,051 $5,115
Progressive $2,676 $3,217
State Farm $3,703 $3,984
Travelers $3,065 $3,754
USAA $2,473 $2,898

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Find Cheap Lucerne Valley, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Lucerne Valley, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Lucerne Valley, CA, take a look at the average cost for various violations versus rates for a clean driving record in Lucerne Valley.

Annual Lucerne Valley, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,629 $4,448 $6,974 $3,453
Farmers $3,530 $4,807 $5,989 $4,774
GEICO $2,016 $3,112 $3,906 $2,501
Liberty Mutual $2,503 $3,352 $3,026 $2,652
Nationwide $3,195 $4,100 $6,937 $4,100
Progressive $1,915 $3,285 $3,823 $2,763
State Farm $2,741 $3,270 $6,181 $3,182
Travelers $2,273 $3,704 $4,317 $3,343
USAA $1,784 $2,652 $4,353 $1,954

Find Cheap Lucerne Valley, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Lucerne Valley, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Lucerne Valley for less when you shop around and compare rates from multiple Lucerne Valley, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Lucerne Valley, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,974
Farmers $5,989
GEICO $3,906
Liberty Mutual $3,026
Nationwide $6,937
Progressive $3,823
State Farm $6,181
Travelers $4,317
USAA $4,353

Winners by Category: Where to Buy Cheap Auto Insurance in Lucerne Valley, CA

Compare rates from the cheapest auto insurance companies in Lucerne Valley, CA for your needs. Take a look at how Lucerne Valley, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Lucerne Valley, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Lucerne Valley, California Auto Insurance Companies

If you’re looking for the cheapest Lucerne Valley, CA auto insurance companies overall, you can compare them here. Find the best price for Lucerne Valley, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Lucerne Valley, California

Insurance Company Average Annual Rates
Allstate $4,376
Farmers $4,775
GEICO $2,884
Liberty Mutual $2,883
Nationwide $4,583
Progressive $2,946
State Farm $3,844
Travelers $3,409
USAA $2,686

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What affects Lucerne Valley, California auto insurance rates?

Local factors affect auto insurance rates in Lucerne Valley, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Lucerne Valley auto insurance rates.

Commute Times in Lucerne Valley

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Lucerne Valley, CA is 45.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Lucerne Valley, CA

You can buy cheap Lucerne Valley, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Lucerne Valley, California auto insurance quotes from top companies.

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