Buy Cheap Johnston, IA Auto Insurance (2021)

Johnston, IA auto insurance rates average $232 a month. Minimum auto insurance requirements in Johnston, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Johnston, IA, compare Johnston auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Johnston after a DUI is Travelers
  • Average auto insurance rates in Johnston, IA are $232/month
  • Average auto insurance rates in Johnston, IA after a DUI are $3,361/year

Finding affordable Johnston, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Johnston, IA auto insurance with confidence is right here. Auto insurance rates in Johnston are affected by local factors as well as personal ones like your driving record.

See how Johnston, IA car insurance rates compare to Council Bluffs auto insurance rates, Ankeny auto insurance rates, and Sioux City auto insurance rates before you read more about the cost of auto insurance in Johnston.

Don’t buy Johnston, IA auto insurance until you’ve compared rates. Get free Johnston, Iowa auto insurance quotes when you enter your ZIP code above.

Johnston, IA Minimum Auto Insurance Requirements

The required auto insurance in Johnston, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Johnston, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Johnston, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Johnston, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Johnston, IA. Take a look at Johnston, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Johnston, Iowa

Insurance Company Poor Fair Good
Allstate $3,559 $2,828 $2,553
American Family $3,400 $2,499 $2,113
Farmers $2,880 $2,389 $2,262
GEICO $2,555 $2,127 $1,700
Liberty Mutual $6,190 $3,825 $3,012
Nationwide $2,949 $2,332 $2,039
Progressive $2,602 $2,148 $1,964
State Farm $2,943 $1,821 $1,437
Travelers $5,454 $4,684 $4,473
USAA $2,140 $1,488 $1,295

Buy Cheap Johnston, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Johnston, Iowa auto insurance rates? Find out how car insurance rates in Johnston, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Johnston, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,924 $1,835 $1,722 $1,748 $5,816 $6,590 $2,074 $2,130
American Family $1,701 $1,701 $1,531 $1,531 $4,687 $6,480 $1,701 $2,036
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,721 $1,538 $1,590 $1,465 $3,985 $3,688 $1,587 $1,446
Liberty Mutual $2,079 $2,258 $1,831 $2,225 $10,064 $11,330 $2,356 $2,597
Nationwide $1,668 $1,702 $1,492 $1,581 $3,992 $5,118 $1,906 $2,062
Progressive $1,489 $1,405 $1,234 $1,284 $4,127 $4,637 $1,787 $1,941
State Farm $1,275 $1,275 $1,144 $1,144 $3,809 $4,785 $1,441 $1,661
Travelers $2,105 $2,142 $2,081 $2,081 $9,929 $15,877 $2,207 $2,541
USAA $1,083 $1,083 $1,007 $1,010 $3,046 $3,203 $1,285 $1,411

Buy Cheap Johnston, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Johnston can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Johnston, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Johnston, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,816 $6,590
American Family $4,687 $6,480
Farmers $4,711 $5,019
GEICO $3,985 $3,688
Liberty Mutual $10,064 $11,330
Nationwide $3,992 $5,118
Progressive $4,127 $4,637
State Farm $3,809 $4,785
Travelers $9,929 $15,877
USAA $3,046 $3,203

Buy Cheap Johnston, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Johnston, Iowa by comparing Johnston senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Johnston, IA here.

Annual Auto Insurance Rates for Senior Drivers in Johnston, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,722 $1,748
American Family $1,531 $1,531
Farmers $1,383 $1,513
GEICO $1,590 $1,465
Liberty Mutual $1,831 $2,225
Nationwide $1,492 $1,581
Progressive $1,234 $1,284
State Farm $1,144 $1,144
Travelers $2,081 $2,081
USAA $1,007 $1,010

Find Cheap Auto Insurance Rates in Johnston, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Johnston, Iowa auto insurance. Compare Johnston, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Johnston, Iowa

Insurance Company Low Medium High
Allstate $2,888 $2,983 $3,069
American Family $2,654 $2,821 $2,537
Farmers $2,401 $2,518 $2,611
GEICO $1,985 $2,127 $2,271
Liberty Mutual $4,163 $4,334 $4,531
Nationwide $2,521 $2,439 $2,361
Progressive $2,078 $2,249 $2,387
State Farm $1,944 $2,082 $2,175
Travelers $4,557 $4,945 $5,109
USAA $1,536 $1,648 $1,739

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Find Cheap Johnston, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Johnston. Compare auto insurance rates in Johnston, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Johnston, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,909 $3,051
American Family $2,640 $2,702
Farmers $2,510 $2,510
GEICO $2,091 $2,164
Liberty Mutual $4,343 $4,343
Nationwide $2,440 $2,440
Progressive $2,238 $2,238
State Farm $2,017 $2,117
Travelers $4,870 $4,870
USAA $1,582 $1,701

Find Cheap Johnston, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Johnston, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Johnston, IA, take a look at the average cost for various violations versus rates for a clean driving record in Johnston.

Annual Johnston, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,509 $3,056 $3,525 $2,828
American Family $1,927 $2,837 $3,657 $2,262
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,579 $2,246 $2,993 $1,692
Liberty Mutual $3,751 $4,641 $4,732 $4,247
Nationwide $1,782 $2,536 $3,434 $2,008
Progressive $1,785 $2,995 $1,943 $2,230
State Farm $1,890 $2,244 $2,067 $2,067
Travelers $3,527 $4,749 $6,368 $4,838
USAA $1,247 $1,691 $2,191 $1,435

Find Cheap Johnston, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Johnston, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Johnston for less when you shop around and compare rates from multiple Johnston, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Johnston, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,525
American Family $3,657
Farmers $2,697
GEICO $2,993
Liberty Mutual $4,732
Nationwide $3,434
Progressive $1,943
State Farm $2,067
Travelers $6,368
USAA $2,191

Winners by Category: Where to Buy Cheap Auto Insurance in Johnston, IA

Compare rates from the cheapest auto insurance companies in Johnston, IA for your needs. Take a look at how Johnston, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Johnston, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Find Cheap Johnston, Iowa Auto Insurance Companies

If you’re looking for the cheapest Johnston, IA auto insurance companies overall, you can compare them here. Find the best price for Johnston, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Johnston, Iowa

Insurance Company Average Annual Rates
Allstate $2,980
American Family $2,671
Farmers $2,510
GEICO $2,127
Liberty Mutual $4,343
Nationwide $2,440
Progressive $2,238
State Farm $2,067
Travelers $4,870
USAA $1,641

What affects Johnston, Iowa auto insurance rates?

Local factors affect auto insurance rates in Johnston, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Johnston auto insurance rates.

Commute Times in Johnston

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Johnston, IA is 19.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Johnston, IA

You can buy cheap Johnston, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Johnston, Iowa auto insurance quotes from top companies.

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