Buy Cheap Hilton Head Island, SC Auto Insurance (2022)

Hilton Head Island, SC auto insurance rates average $282 a month. Minimum auto insurance requirements in Hilton Head Island, South Carolina are 25/50/25 to comply with South Carolina laws. To buy cheap auto insurance in Hilton Head Island, SC, compare Hilton Head Island auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Hilton Head Island, SC are $282/month
  • The most expensive auto insurance company in Hilton Head Island is Allstate
  • The most expensive auto insurance company in Hilton Head Island after a DUI is Nationwide

Finding affordable Hilton Head Island, South Carolina auto insurance can be challenging, but everything you need to know to buy cheap Hilton Head Island, SC auto insurance with confidence is right here. Auto insurance rates in Hilton Head Island are affected by local factors as well as personal ones like your driving record.

See how Hilton Head Island, SC car insurance rates compare to Hilton Head Island auto insurance rates, Columbia auto insurance rates, and Rock Hill auto insurance rates before you read more about the cost of auto insurance in Hilton Head Island.

Don’t buy Hilton Head Island, SC auto insurance until you’ve compared rates. Get free Hilton Head Island, South Carolina auto insurance quotes when you enter your ZIP code above.

Hilton Head Island, SC Minimum Auto Insurance Requirements

The required auto insurance in Hilton Head Island, SC is 25/50/25 according to the auto insurance laws in South Carolina. The minimum auto insurance in Hilton Head Island, South Carolina is outlined here.

Minimum Required Auto Insurance Coverage in Hilton Head Island, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Hilton Head Island, SC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hilton Head Island, SC. Take a look at Hilton Head Island, South Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hilton Head Island, South Carolina

Insurance Company Poor Fair Good
Allstate $4,988 $3,731 $3,152
Farmers $4,239 $3,639 $3,335
GEICO $4,384 $2,358 $1,881
Nationwide $4,323 $3,525 $3,088
Progressive $4,011 $3,541 $3,316
State Farm $4,054 $2,481 $1,954
USAA $4,684 $2,315 $2,029

Buy Cheap Hilton Head Island, SC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hilton Head Island, South Carolina auto insurance rates? Find out how car insurance rates in Hilton Head Island, SC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hilton Head Island, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,509 $2,509 $6,752 $8,596 $2,901 $3,153
Farmers $2,487 $2,487 $2,403 $2,579 $6,877 $7,579 $2,727 $2,762
GEICO $2,024 $2,024 $1,849 $1,849 $5,164 $5,258 $2,377 $2,452
Nationwide $2,455 $2,480 $2,218 $2,291 $6,102 $7,808 $2,789 $3,023
Progressive $1,922 $1,775 $1,665 $1,739 $8,241 $9,092 $2,223 $2,324
State Farm $1,768 $1,768 $1,611 $1,611 $5,174 $6,487 $1,985 $2,236
USAA $1,618 $1,621 $1,491 $1,489 $6,449 $7,054 $2,122 $2,228

Buy Cheap Hilton Head Island, SC Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hilton Head Island can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hilton Head Island, SC are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hilton Head Island, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,752 $8,596
Farmers $6,877 $7,579
GEICO $5,164 $5,258
Nationwide $6,102 $7,808
Progressive $8,241 $9,092
State Farm $5,174 $6,487
USAA $6,449 $7,054

Buy Cheap Hilton Head Island, SC Auto Insurance for Seniors

You can save on senior auto insurance rates in Hilton Head Island, South Carolina by comparing Hilton Head Island senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hilton Head Island, SC here.

Annual Auto Insurance Rates for Senior Drivers in Hilton Head Island, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,509 $2,509
Farmers $2,403 $2,579
GEICO $1,849 $1,849
Nationwide $2,218 $2,291
Progressive $1,665 $1,739
State Farm $1,611 $1,611
USAA $1,491 $1,489

Find Cheap Auto Insurance Rates in Hilton Head Island, SC by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hilton Head Island, South Carolina auto insurance. Compare Hilton Head Island, SC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hilton Head Island, South Carolina

Insurance Company Low Medium High
Allstate $3,702 $3,936 $4,232
Farmers $3,373 $3,741 $4,100
GEICO $2,664 $2,845 $3,115
Nationwide $3,581 $3,651 $3,704
Progressive $3,372 $3,583 $3,913
State Farm $2,611 $2,829 $3,050
USAA $2,847 $3,005 $3,176

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Hilton Head Island, SC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hilton Head Island. Compare auto insurance rates in Hilton Head Island, SC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hilton Head Island, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $4,041
Farmers $3,738 $3,738
GEICO $2,856 $2,894
Nationwide $3,646 $3,646
Progressive $3,623 $3,623
State Farm $2,760 $2,900
USAA $2,977 $3,041

Find Cheap Hilton Head Island, SC Auto Insurance Rates by ZIP Code

Auto insurance rates in Hilton Head Island, South Carolina can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Hilton Head Island, SC to see how much where you live in Hilton Head Island affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Hilton Head Island, South Carolina

ZIP Code Average Annual Rates
29926 $3,164
29928 $3,118

Find Cheap Hilton Head Island, SC Auto Insurance Rates by Driving Record

Auto insurance rates in Hilton Head Island, South Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hilton Head Island, SC, take a look at the average cost for various violations versus rates for a clean driving record in Hilton Head Island.

Annual Hilton Head Island, South Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,973 $4,743 $4,172 $3,940
Farmers $3,119 $4,337 $3,591 $3,903
GEICO $2,223 $2,837 $4,216 $2,223
Nationwide $2,921 $3,747 $4,708 $3,206
Progressive $2,965 $4,335 $3,620 $3,572
State Farm $2,562 $3,157 $2,800 $2,800
USAA $2,380 $2,935 $4,056 $2,666

Find Cheap Hilton Head Island, SC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hilton Head Island, South Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Hilton Head Island for less when you shop around and compare rates from multiple Hilton Head Island, SC auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hilton Head Island, South Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,172
Farmers $3,591
GEICO $4,216
Nationwide $4,708
Progressive $3,620
State Farm $2,800
USAA $4,056

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Hilton Head Island, SC

Compare rates from the cheapest auto insurance companies in Hilton Head Island, SC for your needs. Take a look at how Hilton Head Island, South Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hilton Head Island, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Hilton Head Island, South Carolina Auto Insurance Companies

If you’re looking for the cheapest Hilton Head Island, SC auto insurance companies overall, you can compare them here. Find the best price for Hilton Head Island, South Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in Hilton Head Island, South Carolina

Insurance Company Average Annual Rates
Allstate $3,957
Farmers $3,738
GEICO $2,875
Nationwide $3,646
Progressive $3,623
State Farm $2,830
USAA $3,009

What affects Hilton Head Island, South Carolina auto insurance rates?

Local factors affect auto insurance rates in Hilton Head Island, SC, including traffic, theft statistics, and commute length. Take a look at the things that impact Hilton Head Island auto insurance rates.

Commute Times in Hilton Head Island

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hilton Head Island, SC is 18.5 minutes according to City-Data.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Hilton Head Island, SC

You can buy cheap Hilton Head Island, SC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hilton Head Island, South Carolina auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption