Buy Cheap Henderson, TX Auto Insurance (2021)

Henderson, TX auto insurance rates average $325 a month. Minimum auto insurance requirements in Henderson, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Henderson, TX, compare Henderson auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Henderson, TX are $325/month
  • The most expensive auto insurance company in Henderson is Allstate
  • Average auto insurance rates in Henderson, TX after a DUI are $4,445/year

Finding affordable Henderson, Texas auto insurance can be challenging, but everything you need to know to buy cheap Henderson, TX auto insurance with confidence is right here. Auto insurance rates in Henderson are affected by local factors as well as personal ones like your driving record.

See how Henderson, TX car insurance rates compare to Laredo auto insurance rates, Houston auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Henderson.

Don’t buy Henderson, TX auto insurance until you’ve compared rates. Get free Henderson, Texas auto insurance quotes when you enter your ZIP code above.

Henderson, TX Minimum Auto Insurance Requirements

The required auto insurance in Henderson, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Henderson, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Henderson, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Henderson, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Henderson, TX. Take a look at Henderson, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Henderson, Texas

Insurance Company Poor Fair Good
Allstate $7,084 $5,189 $4,444
American Family $5,728 $3,642 $3,210
GEICO $5,393 $3,047 $2,027
Nationwide $4,741 $3,806 $3,304
Progressive $4,918 $4,244 $3,931
State Farm $4,340 $2,697 $2,147
USAA $3,883 $2,240 $1,801

Buy Cheap Henderson, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Henderson, Texas auto insurance rates? Find out how car insurance rates in Henderson, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Henderson, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,617 $3,648 $3,569 $3,569 $9,534 $11,511 $4,472 $4,659
American Family $2,489 $2,775 $2,353 $2,698 $6,736 $8,800 $3,597 $4,100
GEICO $2,583 $2,794 $2,507 $2,845 $5,677 $5,924 $2,792 $2,789
Nationwide $2,466 $2,507 $2,177 $2,305 $7,052 $9,052 $2,903 $3,140
Progressive $2,342 $2,221 $2,083 $2,124 $9,727 $10,847 $2,767 $2,804
State Farm $2,149 $2,149 $1,909 $1,909 $5,116 $6,516 $2,334 $2,410
USAA $1,682 $1,695 $1,607 $1,597 $4,731 $5,159 $2,246 $2,414

Buy Cheap Henderson, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Henderson can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Henderson, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Henderson, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,534 $11,511
American Family $6,736 $8,800
GEICO $5,677 $5,924
Nationwide $7,052 $9,052
Progressive $9,727 $10,847
State Farm $5,116 $6,516
USAA $4,731 $5,159

Buy Cheap Henderson, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Henderson, Texas by comparing Henderson senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Henderson, TX here.

Annual Auto Insurance Rates for Senior Drivers in Henderson, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,569 $3,569
American Family $2,353 $2,698
GEICO $2,507 $2,845
Nationwide $2,177 $2,305
Progressive $2,083 $2,124
State Farm $1,909 $1,909
USAA $1,607 $1,597

Find Cheap Auto Insurance Rates in Henderson, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Henderson, Texas auto insurance. Compare Henderson, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Henderson, Texas

Insurance Company Low Medium High
Allstate $5,448 $5,526 $5,743
American Family $3,855 $4,026 $4,700
GEICO $3,305 $3,444 $3,718
Nationwide $4,253 $3,780 $3,818
Progressive $4,145 $4,342 $4,606
State Farm $2,911 $3,051 $3,223
USAA $2,551 $2,630 $2,743

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Find Cheap Henderson, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Henderson. Compare auto insurance rates in Henderson, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Henderson, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,435 $5,710
American Family $4,193 $4,193
GEICO $3,425 $3,553
Nationwide $3,950 $3,950
Progressive $4,364 $4,364
State Farm $3,062 $3,062
USAA $2,608 $2,675

Find Cheap Henderson, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Henderson, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Henderson, TX to see how much where you live in Henderson affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Henderson, Texas

ZIP Code Average Annual Rates
75652 $5,707
75654 $5,784

Find Cheap Henderson, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Henderson, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Henderson, TX, take a look at the average cost for various violations versus rates for a clean driving record in Henderson.

Annual Henderson, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,324 $6,682 $6,960 $4,324
American Family $3,842 $4,827 $4,262 $3,842
GEICO $2,960 $3,926 $3,260 $3,809
Nationwide $3,425 $3,425 $5,080 $3,870
Progressive $3,808 $4,919 $4,448 $4,284
State Farm $2,725 $3,120 $3,677 $2,725
USAA $1,969 $2,909 $3,427 $2,261

Find Cheap Henderson, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Henderson, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Henderson for less when you shop around and compare rates from multiple Henderson, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Henderson, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,960
American Family $4,262
GEICO $3,260
Nationwide $5,080
Progressive $4,448
State Farm $3,677
USAA $3,427

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Winners by Category: Where to Buy Cheap Auto Insurance in Henderson, TX

Compare rates from the cheapest auto insurance companies in Henderson, TX for your needs. Take a look at how Henderson, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Henderson, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Henderson, Texas Auto Insurance Companies

If you’re looking for the cheapest Henderson, TX auto insurance companies overall, you can compare them here. Find the best price for Henderson, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Henderson, Texas

Insurance Company Average Annual Rates
Allstate $5,572
American Family $4,193
GEICO $3,489
Nationwide $3,950
Progressive $4,364
State Farm $3,062
USAA $2,641

What affects Henderson, Texas auto insurance rates?

Local factors affect auto insurance rates in Henderson, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Henderson auto insurance rates.

Auto Theft in Henderson

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Henderson, TX auto theft show a total of 28 vehicle thefts annually.

Commute Times in Henderson

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Henderson, TX is 21.8 minutes according to City-Data.

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Compare Auto Insurance Quotes in Henderson, TX

You can buy cheap Henderson, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Henderson, Texas auto insurance quotes from top companies.

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