Buy Cheap Hecla, SD Auto Insurance (2021)

Hecla, SD auto insurance rates average $318 a month. Minimum auto insurance requirements in Hecla, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Hecla, SD, compare Hecla auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
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UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Hecla, SD are $318/month
  • Average auto insurance rates in Hecla, SD for teens drivers are $7,442/year
  • The most expensive auto insurance company in Hecla is Liberty Mutual

Finding affordable Hecla, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Hecla, SD auto insurance with confidence is right here. Auto insurance rates in Hecla are affected by local factors as well as personal ones like your driving record.

See how Hecla, SD car insurance rates compare to Brookings auto insurance rates, Aberdeen auto insurance rates, and Mitchell auto insurance rates before you read more about the cost of auto insurance in Hecla.

Don’t buy Hecla, SD auto insurance until you’ve compared rates. Get free Hecla, South Dakota auto insurance quotes when you enter your ZIP code above.

Hecla, SD Minimum Auto Insurance Requirements

The required auto insurance in Hecla, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Hecla, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Hecla, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Hecla, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Hecla, SD. Take a look at Hecla, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Hecla, South Dakota

Insurance Company Poor Fair Good
Allstate $5,773 $4,511 $3,916
American Family $5,654 $4,074 $3,451
Farmers $3,833 $3,244 $3,109
GEICO $4,316 $2,191 $1,484
Liberty Mutual $10,610 $6,365 $4,999
Nationwide $3,028 $2,388 $2,096
Progressive $3,994 $3,323 $3,068
State Farm $2,993 $1,790 $1,388

Buy Cheap Hecla, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Hecla, South Dakota auto insurance rates? Find out how car insurance rates in Hecla, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Hecla, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,478 $2,531 $2,186 $2,339 $10,236 $12,228 $2,804 $3,066
American Family $3,184 $3,184 $2,812 $2,812 $6,503 $9,548 $3,184 $3,917
Farmers $1,763 $1,766 $1,550 $1,615 $8,037 $8,355 $1,973 $2,101
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $4,141 $4,504 $3,267 $3,970 $15,785 $17,718 $4,360 $4,853
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,979 $1,950 $1,629 $1,680 $7,200 $8,185 $2,480 $2,591
State Farm $1,400 $1,400 $1,209 $1,209 $3,467 $4,446 $1,567 $1,760

Buy Cheap Hecla, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Hecla can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Hecla, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Hecla, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,236 $12,228
American Family $6,503 $9,548
Farmers $8,037 $8,355
GEICO $4,398 $5,174
Liberty Mutual $15,785 $17,718
Nationwide $3,909 $5,045
Progressive $7,200 $8,185
State Farm $3,467 $4,446

Buy Cheap Hecla, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Hecla, South Dakota by comparing Hecla senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Hecla, SD here.

Annual Auto Insurance Rates for Senior Drivers in Hecla, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,186 $2,339
American Family $2,812 $2,812
Farmers $1,550 $1,615
GEICO $2,041 $1,881
Liberty Mutual $3,267 $3,970
Nationwide $1,592 $1,700
Progressive $1,629 $1,680
State Farm $1,209 $1,209

Find Cheap Auto Insurance Rates in Hecla, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Hecla, South Dakota auto insurance. Compare Hecla, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Hecla, South Dakota

Insurance Company Low Medium High
Allstate $4,581 $4,724 $4,895
American Family $4,448 $4,526 $4,204
Farmers $3,243 $3,357 $3,586
GEICO $2,584 $2,660 $2,746
Liberty Mutual $7,201 $7,317 $7,456
Nationwide $2,363 $2,493 $2,655
Progressive $3,386 $3,438 $3,562
State Farm $1,989 $2,058 $2,125

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Find Cheap Hecla, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Hecla. Compare auto insurance rates in Hecla, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Hecla, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,618 $4,849
American Family $4,338 $4,448
Farmers $3,395 $3,395
GEICO $2,631 $2,696
Liberty Mutual $7,325 $7,325
Nationwide $2,504 $2,504
Progressive $3,462 $3,462
State Farm $2,007 $2,107

Find Cheap Hecla, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Hecla, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Hecla, SD, take a look at the average cost for various violations versus rates for a clean driving record in Hecla.

Annual Hecla, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,920 $4,560 $6,063 $4,390
American Family $3,192 $4,671 $6,053 $3,655
Farmers $2,892 $3,661 $3,571 $3,457
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $6,181 $7,655 $7,970 $7,493
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,985 $4,047 $3,219 $3,596
State Farm $1,926 $2,188 $2,057 $2,057

Find Cheap Hecla, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Hecla, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Hecla for less when you shop around and compare rates from multiple Hecla, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Hecla, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,063
American Family $6,053
Farmers $3,571
GEICO $4,443
Liberty Mutual $7,970
Nationwide $3,581
Progressive $3,219
State Farm $2,057

Winners by Category: Where to Buy Cheap Auto Insurance in Hecla, SD

Compare rates from the cheapest auto insurance companies in Hecla, SD for your needs. Take a look at how Hecla, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Hecla, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Hecla, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Hecla, SD auto insurance companies overall, you can compare them here. Find the best price for Hecla, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Hecla, South Dakota

Insurance Company Average Annual Rates
Allstate $4,733
American Family $4,393
Farmers $3,395
GEICO $2,664
Liberty Mutual $7,325
Nationwide $2,504
Progressive $3,462
State Farm $2,057

What affects Hecla, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Hecla, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Hecla auto insurance rates.

Commute Times in Hecla

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Hecla, SD is 21.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Hecla, SD

You can buy cheap Hecla, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Hecla, South Dakota auto insurance quotes from top companies.

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