Buy Cheap Guilford, CT Auto Insurance (2022)

Guilford, CT auto insurance rates average $385 a month. Minimum auto insurance requirements in Guilford, Connecticut are 25/50/20 to comply with Connecticut laws. To buy cheap auto insurance in Guilford, CT, compare Guilford auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Guilford, CT after a DUI are $5,594/year
  • Average auto insurance rates in Guilford, CT for teens drivers are $9,721/year
  • The most expensive auto insurance company in Guilford after a DUI is Liberty Mutual

Finding affordable Guilford, Connecticut auto insurance can be challenging, but everything you need to know to buy cheap Guilford, CT auto insurance with confidence is right here. Auto insurance rates in Guilford are affected by local factors as well as personal ones like your driving record.

See how Guilford, CT car insurance rates compare to Waterbury auto insurance rates, Stamford auto insurance rates, and New Britain auto insurance rates before you read more about the cost of auto insurance in Guilford.

Don’t buy Guilford, CT auto insurance until you’ve compared rates. Get free Guilford, Connecticut auto insurance quotes when you enter your ZIP code above.

Guilford, CT Minimum Auto Insurance Requirements

The required auto insurance in Guilford, CT is 25/50/20 according to the auto insurance laws in Connecticut. The minimum auto insurance in Guilford, Connecticut is outlined here.

Minimum Required Auto Insurance Coverage in Guilford, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Guilford, CT Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Guilford, CT. Take a look at Guilford, Connecticut auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Guilford, Connecticut

Insurance Company Poor Fair Good
Allstate $6,664 $5,053 $4,015
GEICO $4,336 $2,616 $1,992
Liberty Mutual $11,136 $6,922 $5,435
Nationwide $4,702 $3,165 $2,804
Progressive $5,785 $5,191 $4,972
State Farm $3,705 $2,378 $1,917
Travelers $6,755 $5,640 $5,482
USAA $4,507 $3,048 $2,681

Buy Cheap Guilford, CT Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Guilford, Connecticut auto insurance rates? Find out how car insurance rates in Guilford, CT are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Guilford, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,313 $3,291 $3,042 $3,255 $10,042 $11,850 $3,483 $3,677
GEICO $2,204 $2,210 $2,044 $2,061 $5,114 $6,034 $2,124 $2,058
Liberty Mutual $3,773 $4,111 $2,901 $3,585 $18,939 $21,364 $3,812 $4,165
Nationwide $2,271 $2,295 $2,043 $2,141 $6,284 $7,960 $2,634 $2,829
Progressive $2,854 $2,652 $2,431 $2,538 $11,938 $13,234 $3,250 $3,632
State Farm $1,638 $1,638 $1,506 $1,506 $4,921 $6,180 $1,838 $2,108
Travelers $1,774 $1,799 $1,777 $1,772 $13,892 $22,579 $1,931 $2,148
USAA $2,086 $2,061 $1,951 $1,922 $6,637 $6,949 $2,798 $2,892

Buy Cheap Guilford, CT Auto Insurance for Teen Drivers

Auto insurance for teenagers in Guilford can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Guilford, CT are listed here.

Annual Auto Insurance Rates for Teen Drivers in Guilford, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,042 $11,850
GEICO $5,114 $6,034
Liberty Mutual $18,939 $21,364
Nationwide $6,284 $7,960
Progressive $11,938 $13,234
State Farm $4,921 $6,180
Travelers $13,892 $22,579
USAA $6,637 $6,949

Buy Cheap Guilford, CT Auto Insurance for Seniors

You can save on senior auto insurance rates in Guilford, Connecticut by comparing Guilford senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Guilford, CT here.

Annual Auto Insurance Rates for Senior Drivers in Guilford, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,042 $3,255
GEICO $2,044 $2,061
Liberty Mutual $2,901 $3,585
Nationwide $2,043 $2,141
Progressive $2,431 $2,538
State Farm $1,506 $1,506
Travelers $1,777 $1,772
USAA $1,951 $1,922

Find Cheap Auto Insurance Rates in Guilford, CT by Coverage Level

The amount of coverage you choose is a big factor in the cost of Guilford, Connecticut auto insurance. Compare Guilford, CT auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Guilford, Connecticut

Insurance Company Low Medium High
Allstate $4,989 $5,238 $5,505
GEICO $2,746 $2,942 $3,256
Liberty Mutual $7,502 $7,765 $8,226
Nationwide $3,604 $3,584 $3,483
Progressive $4,909 $5,265 $5,774
State Farm $2,504 $2,671 $2,826
Travelers $5,464 $5,913 $6,500
USAA $3,174 $3,416 $3,646

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Find Cheap Guilford, CT Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Guilford. Compare auto insurance rates in Guilford, CT by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Guilford, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,244 $5,244
GEICO $2,935 $3,027
Liberty Mutual $7,831 $7,831
Nationwide $3,557 $3,557
Progressive $5,316 $5,316
State Farm $2,602 $2,732
Travelers $5,959 $5,959
USAA $3,371 $3,453

Find Cheap Guilford, CT Auto Insurance Rates by Driving Record

Auto insurance rates in Guilford, Connecticut are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Guilford, CT, take a look at the average cost for various violations versus rates for a clean driving record in Guilford.

Annual Guilford, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,474 $5,504 $6,524 $4,474
GEICO $1,883 $2,470 $5,260 $2,312
Liberty Mutual $6,854 $8,590 $8,506 $7,375
Nationwide $2,902 $3,779 $4,321 $3,227
Progressive $4,535 $6,584 $4,775 $5,371
State Farm $2,485 $2,727 $2,727 $2,727
Travelers $4,800 $5,199 $7,563 $6,275
USAA $2,631 $3,311 $5,075 $2,631

Find Cheap Guilford, CT Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Guilford, Connecticut is higher than for a clean driving record. You can buy auto insurance after a DUI in Guilford for less when you shop around and compare rates from multiple Guilford, CT auto insurance companies.

Annual Auto Insurance Rates After a DUI in Guilford, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,524
GEICO $5,260
Liberty Mutual $8,506
Nationwide $4,321
Progressive $4,775
State Farm $2,727
Travelers $7,563
USAA $5,075

Winners by Category: Where to Buy Cheap Auto Insurance in Guilford, CT

Compare rates from the cheapest auto insurance companies in Guilford, CT for your needs. Take a look at how Guilford, Connecticut auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Guilford, Connecticut

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Guilford, Connecticut Auto Insurance Companies

If you’re looking for the cheapest Guilford, CT auto insurance companies overall, you can compare them here. Find the best price for Guilford, Connecticut car insurance by company.

Average Annual Auto Insurance Rates by Company in Guilford, Connecticut

Insurance Company Average Annual Rates
Allstate $5,244
GEICO $2,981
Liberty Mutual $7,831
Nationwide $3,557
Progressive $5,316
State Farm $2,667
Travelers $5,959
USAA $3,412

What affects Guilford, Connecticut auto insurance rates?

Local factors affect auto insurance rates in Guilford, CT, including traffic, theft statistics, and commute length. Take a look at the things that impact Guilford auto insurance rates.

Commute Times in Guilford

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Guilford, CT is 22.7 minutes according to City-Data.

Compare Auto Insurance Quotes in Guilford, CT

You can buy cheap Guilford, CT auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Guilford, Connecticut auto insurance quotes from top companies.

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