Facts to Know
before you buy
Las VegasCar Insurance
Insurance in the state of Nevada is a legal requirement. In the Las Vegas area, you will need to buy Las Vegas car insurance to be legally allowed to drive in and around the city as well as to other parts of the state.
Nevada has the Insurance Verification Program, which means that the state motor vehicle bureaus and insurance companies are linked; information about new policies, cancelled policies, and renewals are automatically sent from one to the other.
The State Minimum Insurance for Las Vegas, Nevada
This is why it can often be a help to get one day car insurance. It may sound like a strange request, but think about all the times that you could possibly have used or could still use one day car insurance:
for bodily injury liability in an accident, per person
for the bodily injury liability limit per accident
for the property damage coverage limit per accident
The Cost to Buy Las Vegas Car Insurance vs.
the National Average
Comparing insurance costs can help put it into perspective. It will also give you an idea of how much your insurance may possibly cost you. In 2019, the averages for insurance costs:
Why Does it Cost More to Buy Las Vegas Car Insurance vs. the Rest of the State?
Las Vegas is a bustling city with more than a million people driving the streets at any one point. In addition to residents, there are travelers from all over the world plus major events that often send the number of people there skyrocketing.
Here are some additional reasons why Las Vegas car insurance may be more expensive than in other parts of Nevada:
Males make up more than 50% of the population in Las Vegas. Those male drivers cause more than 80% of the accidents on the streets there.
Every day, more than 11,000 people come to the city because of their job, increasing traffic on the roads by nearly three percent. There are also over 32 million tourists visiting the city each year.
The number of people who both live and work in Las Vegas is more than 100,000.
The Most Stolen Vehicles
in Las Vegas
While there are a number of sports and luxury model cars in the city, the most commonly stolen cars in Las Vegas are less flashy. These include:
(most stolen vehicle)
Ford Full Size Pickup