Buy Cheap Elm Mott, TX Auto Insurance (2021)

Elm Mott, TX auto insurance rates average $290 a month. Minimum auto insurance requirements in Elm Mott, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Elm Mott, TX, compare Elm Mott auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Elm Mott, TX are $290/month
  • The most expensive auto insurance company in Elm Mott after a DUI is Allstate
  • Average auto insurance rates in Elm Mott, TX after a DUI are $3,982/year

Finding affordable Elm Mott, Texas auto insurance can be challenging, but everything you need to know to buy cheap Elm Mott, TX auto insurance with confidence is right here. Auto insurance rates in Elm Mott are affected by local factors as well as personal ones like your driving record.

See how Elm Mott, TX car insurance rates compare to Fort Worth auto insurance rates, Arlington auto insurance rates, and Dallas auto insurance rates before you read more about the cost of auto insurance in Elm Mott.

Don’t buy Elm Mott, TX auto insurance until you’ve compared rates. Get free Elm Mott, Texas auto insurance quotes when you enter your ZIP code above.

Elm Mott, TX Minimum Auto Insurance Requirements

The required auto insurance in Elm Mott, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Elm Mott, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Elm Mott, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Elm Mott, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elm Mott, TX. Take a look at Elm Mott, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elm Mott, Texas

Insurance Company Poor Fair Good
Allstate $6,550 $4,801 $4,110
American Family $4,933 $3,101 $2,716
GEICO $4,117 $2,348 $1,579
Nationwide $4,167 $3,350 $2,914
Progressive $4,699 $4,081 $3,790
State Farm $4,019 $2,503 $1,996
USAA $3,541 $2,044 $1,643

Buy Cheap Elm Mott, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elm Mott, Texas auto insurance rates? Find out how car insurance rates in Elm Mott, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elm Mott, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,344 $3,373 $3,302 $3,302 $8,825 $10,647 $4,132 $4,304
American Family $2,187 $2,424 $2,045 $2,331 $5,656 $7,389 $3,104 $3,530
GEICO $2,008 $2,158 $1,931 $2,174 $4,338 $4,505 $2,168 $2,168
Nationwide $2,189 $2,225 $1,937 $2,049 $6,166 $7,908 $2,568 $2,775
Progressive $2,206 $2,088 $1,975 $2,006 $9,443 $10,543 $2,610 $2,648
State Farm $1,962 $1,962 $1,752 $1,752 $4,800 $6,138 $2,140 $2,208
USAA $1,544 $1,551 $1,475 $1,462 $4,312 $4,693 $2,047 $2,192

Buy Cheap Elm Mott, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elm Mott can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elm Mott, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elm Mott, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,825 $10,647
American Family $5,656 $7,389
GEICO $4,338 $4,505
Nationwide $6,166 $7,908
Progressive $9,443 $10,543
State Farm $4,800 $6,138
USAA $4,312 $4,693

Buy Cheap Elm Mott, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Elm Mott, Texas by comparing Elm Mott senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elm Mott, TX here.

Annual Auto Insurance Rates for Senior Drivers in Elm Mott, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,302 $3,302
American Family $2,045 $2,331
GEICO $1,931 $2,174
Nationwide $1,937 $2,049
Progressive $1,975 $2,006
State Farm $1,752 $1,752
USAA $1,475 $1,462

Find Cheap Auto Insurance Rates in Elm Mott, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elm Mott, Texas auto insurance. Compare Elm Mott, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elm Mott, Texas

Insurance Company Low Medium High
Allstate $5,032 $5,108 $5,321
American Family $3,345 $3,461 $3,943
GEICO $2,551 $2,654 $2,839
Nationwide $3,746 $3,330 $3,355
Progressive $3,993 $4,171 $4,406
State Farm $2,698 $2,833 $2,988
USAA $2,328 $2,400 $2,500

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Find Cheap Elm Mott, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elm Mott. Compare auto insurance rates in Elm Mott, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elm Mott, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,030 $5,277
American Family $3,583 $3,583
GEICO $2,633 $2,730
Nationwide $3,477 $3,477
Progressive $4,190 $4,190
State Farm $2,839 $2,839
USAA $2,379 $2,440

Find Cheap Elm Mott, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Elm Mott, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elm Mott, TX, take a look at the average cost for various violations versus rates for a clean driving record in Elm Mott.

Annual Elm Mott, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,002 $6,171 $6,440 $4,002
American Family $3,276 $4,138 $3,642 $3,276
GEICO $2,281 $3,000 $2,518 $2,926
Nationwide $3,020 $3,020 $4,461 $3,407
Progressive $3,655 $4,740 $4,261 $4,104
State Farm $2,514 $2,896 $3,435 $2,514
USAA $1,799 $2,655 $3,120 $2,064

Find Cheap Elm Mott, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elm Mott, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Elm Mott for less when you shop around and compare rates from multiple Elm Mott, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elm Mott, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,440
American Family $3,642
GEICO $2,518
Nationwide $4,461
Progressive $4,261
State Farm $3,435
USAA $3,120

Winners by Category: Where to Buy Cheap Auto Insurance in Elm Mott, TX

Compare rates from the cheapest auto insurance companies in Elm Mott, TX for your needs. Take a look at how Elm Mott, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elm Mott, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Elm Mott, Texas Auto Insurance Companies

If you’re looking for the cheapest Elm Mott, TX auto insurance companies overall, you can compare them here. Find the best price for Elm Mott, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Elm Mott, Texas

Insurance Company Average Annual Rates
Allstate $5,154
American Family $3,583
GEICO $2,681
Nationwide $3,477
Progressive $4,190
State Farm $2,839
USAA $2,409

Compare Auto Insurance Quotes in Elm Mott, TX

You can buy cheap Elm Mott, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elm Mott, Texas auto insurance quotes from top companies.

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