Buy Cheap El Cerrito, CA Auto Insurance (2021)

El Cerrito, CA auto insurance rates average $303 a month. Minimum auto insurance requirements in El Cerrito, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in El Cerrito, CA, compare El Cerrito auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in El Cerrito, CA are $303/month
  • Average auto insurance rates in El Cerrito, CA for teens drivers are $6,117/year
  • Average auto insurance rates in El Cerrito, CA after a DUI are $5,098/year

Finding affordable El Cerrito, California auto insurance can be challenging, but everything you need to know to buy cheap El Cerrito, CA auto insurance with confidence is right here. Auto insurance rates in El Cerrito are affected by local factors as well as personal ones like your driving record.

See how El Cerrito, CA car insurance rates compare to Oakland auto insurance rates, San Diego auto insurance rates, and San Francisco auto insurance rates before you read more about the cost of auto insurance in El Cerrito.

Don’t buy El Cerrito, CA auto insurance until you’ve compared rates. Get free El Cerrito, California auto insurance quotes when you enter your ZIP code above.

El Cerrito, CA Minimum Auto Insurance Requirements

The required auto insurance in El Cerrito, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in El Cerrito, California is outlined here.

Minimum Required Auto Insurance Coverage in El Cerrito, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap El Cerrito, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect El Cerrito, California auto insurance rates? Find out how car insurance rates in El Cerrito, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in El Cerrito, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,843 $2,850 $2,073 $2,095 $7,881 $9,930 $3,644 $4,017
Farmers $2,767 $2,767 $2,491 $2,491 $8,845 $14,552 $3,281 $3,655
GEICO $1,566 $1,567 $1,473 $1,473 $4,788 $4,866 $2,252 $2,298
Liberty Mutual $2,382 $2,256 $2,216 $2,148 $5,240 $5,571 $2,689 $2,706
Nationwide $3,075 $2,935 $2,697 $2,542 $7,843 $8,653 $3,678 $3,629
Progressive $1,759 $1,812 $1,485 $1,769 $4,681 $5,654 $2,527 $2,719
State Farm $3,423 $3,423 $3,060 $3,060 $6,304 $7,817 $3,790 $3,908
Travelers $2,541 $2,458 $2,245 $2,221 $5,280 $6,029 $3,306 $3,236
USAA $1,843 $1,748 $1,796 $1,806 $4,193 $4,238 $2,565 $2,426

Buy Cheap El Cerrito, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in El Cerrito can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in El Cerrito, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in El Cerrito, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,881 $9,930
Farmers $8,845 $14,552
GEICO $4,788 $4,866
Liberty Mutual $5,240 $5,571
Nationwide $7,843 $8,653
Progressive $4,681 $5,654
State Farm $6,304 $7,817
Travelers $5,280 $6,029
USAA $4,193 $4,238

Buy Cheap El Cerrito, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in El Cerrito, California by comparing El Cerrito senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in El Cerrito, CA here.

Annual Auto Insurance Rates for Senior Drivers in El Cerrito, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,073 $2,095
Farmers $2,491 $2,491
GEICO $1,473 $1,473
Liberty Mutual $2,216 $2,148
Nationwide $2,697 $2,542
Progressive $1,485 $1,769
State Farm $3,060 $3,060
Travelers $2,245 $2,221
USAA $1,796 $1,806

Find Cheap Auto Insurance Rates in El Cerrito, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of El Cerrito, California auto insurance. Compare El Cerrito, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in El Cerrito, California

Insurance Company Low Medium High
Allstate $4,186 $4,454 $4,609
Farmers $4,779 $5,142 $5,397
GEICO $2,331 $2,563 $2,711
Liberty Mutual $2,940 $3,180 $3,333
Nationwide $3,930 $4,464 $4,750
Progressive $2,533 $2,883 $2,986
State Farm $3,927 $4,420 $4,697
Travelers $2,976 $3,510 $3,758
USAA $2,367 $2,621 $2,743

Find Cheap El Cerrito, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in El Cerrito. Compare auto insurance rates in El Cerrito, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in El Cerrito, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,981 $4,852
Farmers $4,634 $5,578
GEICO $2,303 $2,767
Liberty Mutual $2,894 $3,408
Nationwide $3,871 $4,892
Progressive $2,540 $3,062
State Farm $4,190 $4,506
Travelers $3,070 $3,759
USAA $2,377 $2,777

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Find Cheap El Cerrito, CA Auto Insurance Rates by Driving Record

Auto insurance rates in El Cerrito, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in El Cerrito, CA, take a look at the average cost for various violations versus rates for a clean driving record in El Cerrito.

Annual El Cerrito, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,662 $4,477 $7,033 $3,494
Farmers $3,770 $5,138 $6,410 $5,106
GEICO $1,771 $2,742 $3,430 $2,197
Liberty Mutual $2,735 $3,665 $3,306 $2,898
Nationwide $3,058 $3,921 $6,625 $3,921
Progressive $1,837 $3,115 $3,606 $2,645
State Farm $3,103 $3,700 $6,989 $3,601
Travelers $2,275 $3,712 $4,317 $3,354
USAA $1,713 $2,551 $4,167 $1,876

Find Cheap El Cerrito, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in El Cerrito, California is higher than for a clean driving record. You can buy auto insurance after a DUI in El Cerrito for less when you shop around and compare rates from multiple El Cerrito, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in El Cerrito, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,033
Farmers $6,410
GEICO $3,430
Liberty Mutual $3,306
Nationwide $6,625
Progressive $3,606
State Farm $6,989
Travelers $4,317
USAA $4,167

Winners by Category: Where to Buy Cheap Auto Insurance in El Cerrito, CA

Compare rates from the cheapest auto insurance companies in El Cerrito, CA for your needs. Take a look at how El Cerrito, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in El Cerrito, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap El Cerrito, California Auto Insurance Companies

If you’re looking for the cheapest El Cerrito, CA auto insurance companies overall, you can compare them here. Find the best price for El Cerrito, California car insurance by company.

Average Annual Auto Insurance Rates by Company in El Cerrito, California

Insurance Company Average Annual Rates
Allstate $4,416
Farmers $5,106
GEICO $2,535
Liberty Mutual $3,151
Nationwide $4,381
Progressive $2,801
State Farm $4,348
Travelers $3,414
USAA $2,577

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What affects El Cerrito, California auto insurance rates?

Local factors affect auto insurance rates in El Cerrito, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact El Cerrito auto insurance rates.

Auto Theft in El Cerrito

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for El Cerrito, CA auto theft show a total of 102 vehicle thefts annually.

Commute Times in El Cerrito

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in El Cerrito, CA is 35.5 minutes according to City-Data.

Compare Auto Insurance Quotes in El Cerrito, CA

You can buy cheap El Cerrito, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free El Cerrito, California auto insurance quotes from top companies.

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