Buy Cheap Des Moines, NM Auto Insurance (2021)

Des Moines, NM auto insurance rates average $291 a month. Minimum auto insurance requirements in Des Moines, New Mexico are 25/50/10 to comply with New Mexico laws. To buy cheap auto insurance in Des Moines, NM, compare Des Moines auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Des Moines, NM for teens drivers are $6,713/year
  • Average auto insurance rates in Des Moines, NM are $291/month
  • The most expensive auto insurance company in Des Moines after a DUI is GEICO

Finding affordable Des Moines, New Mexico auto insurance can be challenging, but everything you need to know to buy cheap Des Moines, NM auto insurance with confidence is right here. Auto insurance rates in Des Moines are affected by local factors as well as personal ones like your driving record.

See how Des Moines, NM car insurance rates compare to Gallup auto insurance rates, Carlsbad auto insurance rates, and Albuquerque auto insurance rates before you read more about the cost of auto insurance in Des Moines.

Don’t buy Des Moines, NM auto insurance until you’ve compared rates. Get free Des Moines, New Mexico auto insurance quotes when you enter your ZIP code above.

Des Moines, NM Minimum Auto Insurance Requirements

The required auto insurance in Des Moines, NM is 25/50/10 according to the auto insurance laws in New Mexico. The minimum auto insurance in Des Moines, New Mexico is outlined here.

Minimum Required Auto Insurance Coverage in Des Moines, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Des Moines, NM Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Des Moines, NM. Take a look at Des Moines, New Mexico auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Des Moines, New Mexico

Insurance Company Poor Fair Good
Allstate $5,196 $4,275 $3,912
Farmers $4,922 $4,068 $3,870
GEICO $4,787 $4,162 $3,849
Nationwide $4,644 $3,597 $3,123
Progressive $3,476 $3,084 $2,908
State Farm $3,406 $2,089 $1,648
USAA $2,680 $2,000 $1,731

Buy Cheap Des Moines, NM Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Des Moines, New Mexico auto insurance rates? Find out how car insurance rates in Des Moines, NM are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Des Moines, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,669 $2,685 $2,433 $2,561 $8,900 $10,309 $2,971 $3,161
Farmers $2,422 $2,415 $2,171 $2,304 $9,571 $9,851 $2,727 $2,832
GEICO $2,666 $2,742 $2,511 $2,511 $7,583 $10,447 $2,811 $2,858
Nationwide $2,586 $2,638 $2,338 $2,465 $6,271 $7,955 $2,917 $3,135
Progressive $1,715 $1,670 $1,542 $1,554 $6,825 $7,696 $2,081 $2,163
State Farm $1,552 $1,552 $1,404 $1,404 $4,197 $5,284 $1,738 $1,919
USAA $1,445 $1,444 $1,372 $1,376 $3,641 $4,122 $1,781 $1,915

Buy Cheap Des Moines, NM Auto Insurance for Teen Drivers

Auto insurance for teenagers in Des Moines can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Des Moines, NM are listed here.

Annual Auto Insurance Rates for Teen Drivers in Des Moines, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,900 $10,309
Farmers $9,571 $9,851
GEICO $7,583 $10,447
Nationwide $6,271 $7,955
Progressive $6,825 $7,696
State Farm $4,197 $5,284
USAA $3,641 $4,122

Buy Cheap Des Moines, NM Auto Insurance for Seniors

You can save on senior auto insurance rates in Des Moines, New Mexico by comparing Des Moines senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Des Moines, NM here.

Annual Auto Insurance Rates for Senior Drivers in Des Moines, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,433 $2,561
Farmers $2,171 $2,304
GEICO $2,511 $2,511
Nationwide $2,338 $2,465
Progressive $1,542 $1,554
State Farm $1,404 $1,404
USAA $1,372 $1,376

Find Cheap Auto Insurance Rates in Des Moines, NM by Coverage Level

The amount of coverage you choose is a big factor in the cost of Des Moines, New Mexico auto insurance. Compare Des Moines, NM auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Des Moines, New Mexico

Insurance Company Low Medium High
Allstate $4,272 $4,453 $4,658
Farmers $3,944 $4,252 $4,663
GEICO $3,990 $4,256 $4,552
Nationwide $3,799 $3,746 $3,819
Progressive $3,027 $3,154 $3,287
State Farm $2,180 $2,389 $2,574
USAA $1,995 $2,146 $2,271

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Find Cheap Des Moines, NM Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Des Moines. Compare auto insurance rates in Des Moines, NM by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Des Moines, New Mexico

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,461 $4,461
Farmers $4,287 $4,287
GEICO $4,201 $4,331
Nationwide $3,788 $3,788
Progressive $3,156 $3,156
State Farm $2,321 $2,441
USAA $2,073 $2,201

Find Cheap Des Moines, NM Auto Insurance Rates by Driving Record

Auto insurance rates in Des Moines, New Mexico are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Des Moines, NM, take a look at the average cost for various violations versus rates for a clean driving record in Des Moines.

Annual Des Moines, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,675 $4,839 $5,190 $4,141
Farmers $3,626 $4,656 $4,546 $4,318
GEICO $2,511 $4,034 $8,009 $2,511
Nationwide $2,805 $3,976 $5,178 $3,193
Progressive $2,732 $3,717 $2,944 $3,231
State Farm $2,237 $2,429 $2,429 $2,429
USAA $1,594 $2,204 $2,897 $1,854

Find Cheap Des Moines, NM Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Des Moines, New Mexico is higher than for a clean driving record. You can buy auto insurance after a DUI in Des Moines for less when you shop around and compare rates from multiple Des Moines, NM auto insurance companies.

Annual Auto Insurance Rates After a DUI in Des Moines, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,190
Farmers $4,546
GEICO $8,009
Nationwide $5,178
Progressive $2,944
State Farm $2,429
USAA $2,897

Winners by Category: Where to Buy Cheap Auto Insurance in Des Moines, NM

Compare rates from the cheapest auto insurance companies in Des Moines, NM for your needs. Take a look at how Des Moines, New Mexico auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Des Moines, New Mexico

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Des Moines, New Mexico Auto Insurance Companies

If you’re looking for the cheapest Des Moines, NM auto insurance companies overall, you can compare them here. Find the best price for Des Moines, New Mexico car insurance by company.

Average Annual Auto Insurance Rates by Company in Des Moines, New Mexico

Insurance Company Average Annual Rates
Allstate $4,461
Farmers $4,287
GEICO $4,266
Nationwide $3,788
Progressive $3,156
State Farm $2,381
USAA $2,137

What affects Des Moines, New Mexico auto insurance rates?

Local factors affect auto insurance rates in Des Moines, NM, including traffic, theft statistics, and commute length. Take a look at the things that impact Des Moines auto insurance rates.

Traffic in Des Moines

How is traffic in Des Moines, New Mexico? Inrix data shows that Des Moines, NM traffic makes it the 858th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Des Moines, NM

You can buy cheap Des Moines, NM auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Des Moines, New Mexico auto insurance quotes from top companies.

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