Buy Cheap Columbus, GA Auto Insurance
GEICO is the cheapest auto insurance company in Columbus, GA. However, your auto insurance quotes will depend largely on your age, credit score, and driving record. GA residents must carry 25/50/25 in liability insurance. You can get Columbus, GA car insurance rates as low as $222/mo when you compare quotes from multiple auto insurance companies.
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UPDATED: Mar 26, 2021
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- Columbus, GA, auto insurance is $1,087 more per year than the national average
- GEICO offers the cheapest auto insurance in Columbus, Georgia
- Keeping a clean driving record, good credit, and taking advantage of usage-based auto insurance are all ways to save
Columbus, GA auto insurance is, on average $1,087, higher than the national average and $52 higher than the Georgia auto insurance average.
Various factors determine your auto insurance rates including the company you choose, your driving history, and much more. Our guide explains how you can get cheap auto insurance in Columbus, GA.
Ready to find affordable auto insurance for Columbus, GA? Enter your ZIP code above to get started.
What is the cheapest auto insurance company in Columbus, GA?
The cheapest auto insurance company in Columbus, GA, is GEICO. USAA and Allstate follow.
Here are the best auto insurance companies in Columbus, Georgia, ranked from cheapest to most expensive:
- GEICO – $2,662
- USAA – $3,075
- Allstate – $3,792
- State Farm – $3,859
- Progressive – $4,716
- Nationwide – $7,004
- Liberty Mutual – $10,024
GEICO, USAA, Allstate, State Farm, and Progressive are the only Columbus auto insurance providers that fall below the average auto insurance rates.
The most affordable ZIP code in Columbus, GA, is 31901, and its average auto insurance cost is $396 per month.
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What are the minimum auto insurance coverage requirements in Columbus, GA?
Before you can drive in Columbus, the Georgia DMV and Georgia Department of Insurance mandates that all drivers carry the minimum auto insurance requirements, which are:
- $25,000 per person and $50,000 per incident for bodily injury liability
- $25,000 per incident for property damage
Consider raising your coverage limit to cut possible out-of-pocket costs.
What affects Columbus, GA auto insurance rates?
Your commute to work and your city’s vehicle theft rate can affect your auto insurance rates. The odds of getting into an accident go up the more you drive.
The city of Columbus, Georgia, didn’t report vehicle theft data in 2019. However, NeighborhoodScout concluded that Columbus residents have a one in 27 chance of becoming a victim of property crime.
What about your daily commute to work? According to City-Data, 20 minutes is the average Columbus, GA commute time.
Columbus, GA Auto Insurance: The Bottom Line
You can get cheap auto insurance in Columbus, GA, by keeping a clean driving record. Also, your car’s safety and anti-theft features can ensure bigger discounts on auto insurance. And be sure to ask about usage-based-insurance programs when you get your quotes.
Before you buy Columbus, GA auto insurance, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to get fast, free Columbus, GA auto insurance quotes.