Buy Cheap Clarkston, MI Auto Insurance (2022)

Clarkston, MI auto insurance rates average $843 a month. Minimum auto insurance requirements in Clarkston, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Clarkston, MI, compare Clarkston auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Clarkston is Allstate
  • Average auto insurance rates in Clarkston, MI for teens drivers are $19,177/year
  • Average auto insurance rates in Clarkston, MI are $843/month

Finding affordable Clarkston, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Clarkston, MI auto insurance with confidence is right here. Auto insurance rates in Clarkston are affected by local factors as well as personal ones like your driving record.

See how Clarkston, MI car insurance rates compare to Warren auto insurance rates, Grand Rapids auto insurance rates, and Livonia auto insurance rates before you read more about the cost of auto insurance in Clarkston.

Don’t buy Clarkston, MI auto insurance until you’ve compared rates. Get free Clarkston, Michigan auto insurance quotes when you enter your ZIP code above.

Clarkston, MI Minimum Auto Insurance Requirements

The required auto insurance in Clarkston, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Clarkston, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Clarkston, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Clarkston, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Clarkston, MI. Take a look at Clarkston, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Clarkston, Michigan

Insurance Company Poor Fair Good
Allstate $35,995 $19,974 $15,366
Farmers $7,181 $4,838 $4,478
GEICO $8,011 $5,885 $4,785
Liberty Mutual $31,535 $18,213 $10,055
Nationwide $8,869 $6,678 $5,661
Progressive $5,327 $4,532 $4,119
State Farm $19,358 $9,797 $6,654
Travelers $8,206 $7,958 $7,858
USAA $5,881 $3,348 $2,541

Buy Cheap Clarkston, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Clarkston, Michigan auto insurance rates? Find out how car insurance rates in Clarkston, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Clarkston, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,249 $17,249 $15,989 $15,989 $43,690 $43,690 $18,186 $18,186
Farmers $4,091 $4,091 $3,812 $3,812 $9,487 $9,487 $4,605 $4,605
GEICO $4,284 $4,284 $4,399 $4,399 $12,133 $12,133 $4,091 $4,091
Liberty Mutual $14,993 $14,993 $14,847 $14,847 $34,903 $34,903 $14,993 $14,993
Nationwide $4,963 $4,963 $4,409 $4,409 $13,443 $13,443 $5,463 $5,463
Progressive $2,661 $2,488 $2,369 $2,603 $10,166 $10,975 $3,098 $2,916
State Farm $7,180 $7,180 $6,672 $6,672 $25,449 $25,449 $8,444 $8,444
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,840 $2,676 $2,673 $2,509 $7,142 $6,767 $3,468 $3,308

Buy Cheap Clarkston, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Clarkston can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Clarkston, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Clarkston, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,690 $43,690
Farmers $9,487 $9,487
GEICO $12,133 $12,133
Liberty Mutual $34,903 $34,903
Nationwide $13,443 $13,443
Progressive $10,166 $10,975
State Farm $25,449 $25,449
Travelers $16,180 $16,180
USAA $7,142 $6,767

Buy Cheap Clarkston, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Clarkston, Michigan by comparing Clarkston senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Clarkston, MI here.

Annual Auto Insurance Rates for Senior Drivers in Clarkston, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,989 $15,989
Farmers $3,812 $3,812
GEICO $4,399 $4,399
Liberty Mutual $14,847 $14,847
Nationwide $4,409 $4,409
Progressive $2,369 $2,603
State Farm $6,672 $6,672
Travelers $4,626 $4,626
USAA $2,673 $2,509

Find Cheap Auto Insurance Rates in Clarkston, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Clarkston, Michigan auto insurance. Compare Clarkston, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Clarkston, Michigan

Insurance Company Low Medium High
Allstate $23,125 $23,837 $24,374
Farmers $5,338 $5,485 $5,674
GEICO $5,818 $6,172 $6,690
Liberty Mutual $19,475 $19,890 $20,437
Nationwide $7,380 $6,955 $6,874
Progressive $4,486 $4,668 $4,825
State Farm $11,353 $12,008 $12,448
Travelers $7,920 $8,016 $8,086
USAA $3,806 $3,933 $4,030

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Find Cheap Clarkston, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Clarkston. Compare auto insurance rates in Clarkston, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Clarkston, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $23,778 $23,778
Farmers $5,499 $5,499
GEICO $6,087 $6,367
Liberty Mutual $19,257 $20,611
Nationwide $7,070 $7,070
Progressive $4,659 $4,659
State Farm $11,620 $12,253
Travelers $7,961 $8,053
USAA $3,878 $3,968

Find Cheap Clarkston, MI Auto Insurance Rates by ZIP Code

Auto insurance rates in Clarkston, Michigan can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Clarkston, MI to see how much where you live in Clarkston affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Clarkston, Michigan

ZIP Code Average Annual Rates
48346 $7,056
48348 $7,186

Find Cheap Clarkston, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Clarkston, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Clarkston, MI, take a look at the average cost for various violations versus rates for a clean driving record in Clarkston.

Annual Clarkston, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,469 $15,328 $52,161 $16,156
Farmers $4,617 $5,896 $5,812 $5,670
GEICO $2,149 $4,631 $14,105 $4,022
Liberty Mutual $13,654 $16,711 $31,697 $17,675
Nationwide $6,033 $8,109 $7,334 $6,802
Progressive $3,975 $5,183 $4,656 $4,823
State Farm $7,521 $9,057 $19,807 $11,361
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,147 $3,947 $5,165 $3,433

Find Cheap Clarkston, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Clarkston, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Clarkston for less when you shop around and compare rates from multiple Clarkston, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Clarkston, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $52,161
Farmers $5,812
GEICO $14,105
Liberty Mutual $31,697
Nationwide $7,334
Progressive $4,656
State Farm $19,807
Travelers $12,473
USAA $5,165

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Winners by Category: Where to Buy Cheap Auto Insurance in Clarkston, MI

Compare rates from the cheapest auto insurance companies in Clarkston, MI for your needs. Take a look at how Clarkston, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Clarkston, Michigan

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

Find Cheap Clarkston, Michigan Auto Insurance Companies

If you’re looking for the cheapest Clarkston, MI auto insurance companies overall, you can compare them here. Find the best price for Clarkston, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Clarkston, Michigan

Insurance Company Average Annual Rates
Allstate $23,778
Farmers $5,499
GEICO $6,227
Liberty Mutual $19,934
Nationwide $7,070
Progressive $4,659
State Farm $11,936
Travelers $8,007
USAA $3,923

What affects Clarkston, Michigan auto insurance rates?

Local factors affect auto insurance rates in Clarkston, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Clarkston auto insurance rates.

Commute Times in Clarkston

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Clarkston, MI is 26.2 minutes according to City-Data.

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Compare Auto Insurance Quotes in Clarkston, MI

You can buy cheap Clarkston, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Clarkston, Michigan auto insurance quotes from top companies.

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