Buy Cheap Carmichael, CA Auto Insurance (2021)

Carmichael, CA auto insurance rates average $337 a month. Minimum auto insurance requirements in Carmichael, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Carmichael, CA, compare Carmichael auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Carmichael, CA after a DUI are $5,674/year
  • The most expensive auto insurance company in Carmichael is Farmers
  • Average auto insurance rates in Carmichael, CA are $337/month

Finding affordable Carmichael, California auto insurance can be challenging, but everything you need to know to buy cheap Carmichael, CA auto insurance with confidence is right here. Auto insurance rates in Carmichael are affected by local factors as well as personal ones like your driving record.

See how Carmichael, CA car insurance rates compare to Los Angeles auto insurance rates, San Jose auto insurance rates, and Sacramento auto insurance rates before you read more about the cost of auto insurance in Carmichael.

Don’t buy Carmichael, CA auto insurance until you’ve compared rates. Get free Carmichael, California auto insurance quotes when you enter your ZIP code above.

Carmichael, CA Minimum Auto Insurance Requirements

The required auto insurance in Carmichael, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Carmichael, California is outlined here.

Minimum Required Auto Insurance Coverage in Carmichael, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Carmichael, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Carmichael, California auto insurance rates? Find out how car insurance rates in Carmichael, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Carmichael, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,100 $3,102 $2,255 $2,269 $8,559 $10,762 $3,931 $4,301
Farmers $3,071 $3,071 $2,778 $2,778 $9,793 $15,975 $3,639 $4,053
GEICO $1,898 $1,899 $1,785 $1,785 $5,762 $5,849 $2,725 $2,780
Liberty Mutual $2,526 $2,389 $2,346 $2,273 $5,502 $5,866 $2,847 $2,873
Nationwide $3,661 $3,493 $3,219 $3,031 $9,335 $10,327 $4,368 $4,304
Progressive $1,911 $1,963 $1,658 $1,952 $5,221 $6,243 $2,780 $2,982
State Farm $3,650 $3,650 $3,263 $3,263 $6,754 $8,397 $4,039 $4,162
Travelers $2,778 $2,684 $2,449 $2,424 $5,833 $6,624 $3,621 $3,538
USAA $2,046 $1,937 $1,993 $1,999 $4,703 $4,714 $2,817 $2,662

Buy Cheap Carmichael, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Carmichael can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Carmichael, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Carmichael, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,559 $10,762
Farmers $9,793 $15,975
GEICO $5,762 $5,849
Liberty Mutual $5,502 $5,866
Nationwide $9,335 $10,327
Progressive $5,221 $6,243
State Farm $6,754 $8,397
Travelers $5,833 $6,624
USAA $4,703 $4,714

Buy Cheap Carmichael, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Carmichael, California by comparing Carmichael senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Carmichael, CA here.

Annual Auto Insurance Rates for Senior Drivers in Carmichael, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,255 $2,269
Farmers $2,778 $2,778
GEICO $1,785 $1,785
Liberty Mutual $2,346 $2,273
Nationwide $3,219 $3,031
Progressive $1,658 $1,952
State Farm $3,263 $3,263
Travelers $2,449 $2,424
USAA $1,993 $1,999

Find Cheap Auto Insurance Rates in Carmichael, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Carmichael, California auto insurance. Compare Carmichael, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Carmichael, California

Insurance Company Low Medium High
Allstate $4,482 $4,833 $5,039
Farmers $5,230 $5,693 $6,012
GEICO $2,716 $3,100 $3,365
Liberty Mutual $3,097 $3,358 $3,528
Nationwide $4,635 $5,314 $5,702
Progressive $2,688 $3,201 $3,377
State Farm $4,138 $4,735 $5,068
Travelers $3,222 $3,850 $4,160
USAA $2,563 $2,920 $3,093

Find Cheap Carmichael, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Carmichael. Compare auto insurance rates in Carmichael, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Carmichael, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,302 $5,268
Farmers $5,120 $6,169
GEICO $2,780 $3,341
Liberty Mutual $3,055 $3,600
Nationwide $4,606 $5,828
Progressive $2,800 $3,378
State Farm $4,476 $4,818
Travelers $3,366 $4,122
USAA $2,633 $3,085

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Find Cheap Carmichael, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Carmichael, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Carmichael, CA, take a look at the average cost for various violations versus rates for a clean driving record in Carmichael.

Annual Carmichael, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,888 $4,827 $7,638 $3,786
Farmers $4,179 $5,685 $7,072 $5,643
GEICO $2,138 $3,306 $4,144 $2,653
Liberty Mutual $2,888 $3,870 $3,492 $3,061
Nationwide $3,635 $4,667 $7,900 $4,667
Progressive $2,011 $3,449 $3,990 $2,905
State Farm $3,318 $3,956 $7,464 $3,850
Travelers $2,473 $4,091 $4,733 $3,679
USAA $1,897 $2,828 $4,631 $2,079

Find Cheap Carmichael, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Carmichael, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Carmichael for less when you shop around and compare rates from multiple Carmichael, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Carmichael, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,638
Farmers $7,072
GEICO $4,144
Liberty Mutual $3,492
Nationwide $7,900
Progressive $3,990
State Farm $7,464
Travelers $4,733
USAA $4,631

Winners by Category: Where to Buy Cheap Auto Insurance in Carmichael, CA

Compare rates from the cheapest auto insurance companies in Carmichael, CA for your needs. Take a look at how Carmichael, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Carmichael, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Carmichael, California Auto Insurance Companies

If you’re looking for the cheapest Carmichael, CA auto insurance companies overall, you can compare them here. Find the best price for Carmichael, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Carmichael, California

Insurance Company Average Annual Rates
Allstate $4,785
Farmers $5,645
GEICO $3,060
Liberty Mutual $3,328
Nationwide $5,217
Progressive $3,089
State Farm $4,647
Travelers $3,744
USAA $2,859

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What affects Carmichael, California auto insurance rates?

Local factors affect auto insurance rates in Carmichael, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Carmichael auto insurance rates.

Commute Times in Carmichael

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Carmichael, CA is 26.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Carmichael, CA

You can buy cheap Carmichael, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Carmichael, California auto insurance quotes from top companies.

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