Buy Cheap Brownwood, TX Auto Insurance (2021)

Brownwood, TX auto insurance rates average $295 a month. Minimum auto insurance requirements in Brownwood, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Brownwood, TX, compare Brownwood auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Brownwood, TX are $295/month
  • The most expensive auto insurance company in Brownwood is Allstate
  • Average auto insurance rates in Brownwood, TX for teens drivers are $6,181/year

Finding affordable Brownwood, Texas auto insurance can be challenging, but everything you need to know to buy cheap Brownwood, TX auto insurance with confidence is right here. Auto insurance rates in Brownwood are affected by local factors as well as personal ones like your driving record.

See how Brownwood, TX car insurance rates compare to Arlington auto insurance rates, Houston auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Brownwood.

Don’t buy Brownwood, TX auto insurance until you’ve compared rates. Get free Brownwood, Texas auto insurance quotes when you enter your ZIP code above.

Brownwood, TX Minimum Auto Insurance Requirements

The required auto insurance in Brownwood, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Brownwood, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Brownwood, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Brownwood, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Brownwood, TX. Take a look at Brownwood, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Brownwood, Texas

Insurance Company Poor Fair Good
Allstate $7,024 $5,124 $4,373
American Family $5,628 $3,443 $3,012
GEICO $4,230 $2,410 $1,619
Nationwide $4,426 $3,535 $3,080
Progressive $4,528 $3,874 $3,576
State Farm $3,755 $2,336 $1,860
USAA $3,230 $1,854 $1,488

Buy Cheap Brownwood, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Brownwood, Texas auto insurance rates? Find out how car insurance rates in Brownwood, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Brownwood, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,598 $3,655 $3,557 $3,557 $9,242 $11,251 $4,483 $4,714
American Family $2,525 $2,783 $2,298 $2,606 $6,219 $8,229 $3,530 $4,032
GEICO $2,082 $2,225 $1,979 $2,206 $4,413 $4,611 $2,248 $2,262
Nationwide $2,331 $2,385 $2,050 $2,187 $6,450 $8,358 $2,720 $2,959
Progressive $2,197 $2,127 $1,938 $1,984 $8,667 $9,692 $2,628 $2,709
State Farm $1,876 $1,876 $1,664 $1,664 $4,399 $5,591 $2,033 $2,101
USAA $1,409 $1,422 $1,341 $1,337 $3,878 $4,240 $1,875 $2,021

Buy Cheap Brownwood, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Brownwood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Brownwood, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Brownwood, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,242 $11,251
American Family $6,219 $8,229
GEICO $4,413 $4,611
Nationwide $6,450 $8,358
Progressive $8,667 $9,692
State Farm $4,399 $5,591
USAA $3,878 $4,240

Buy Cheap Brownwood, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Brownwood, Texas by comparing Brownwood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Brownwood, TX here.

Annual Auto Insurance Rates for Senior Drivers in Brownwood, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,557 $3,557
American Family $2,298 $2,606
GEICO $1,979 $2,206
Nationwide $2,050 $2,187
Progressive $1,938 $1,984
State Farm $1,664 $1,664
USAA $1,341 $1,337

Find Cheap Auto Insurance Rates in Brownwood, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Brownwood, Texas auto insurance. Compare Brownwood, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Brownwood, Texas

Insurance Company Low Medium High
Allstate $5,414 $5,472 $5,635
American Family $3,822 $3,923 $4,338
GEICO $2,629 $2,724 $2,907
Nationwide $4,011 $3,518 $3,511
Progressive $3,864 $3,980 $4,133
State Farm $2,528 $2,644 $2,780
USAA $2,125 $2,183 $2,263

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Find Cheap Brownwood, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Brownwood. Compare auto insurance rates in Brownwood, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Brownwood, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,382 $5,632
American Family $4,028 $4,028
GEICO $2,700 $2,807
Nationwide $3,680 $3,680
Progressive $3,993 $3,993
State Farm $2,651 $2,651
USAA $2,163 $2,218

Find Cheap Brownwood, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Brownwood, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Brownwood, TX, take a look at the average cost for various violations versus rates for a clean driving record in Brownwood.

Annual Brownwood, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,351 $6,538 $6,788 $4,351
American Family $3,680 $4,662 $4,089 $3,680
GEICO $2,342 $3,056 $2,600 $3,014
Nationwide $3,178 $3,178 $4,762 $3,604
Progressive $3,492 $4,453 $4,082 $3,943
State Farm $2,366 $2,700 $3,170 $2,366
USAA $1,641 $2,405 $2,835 $1,882

Find Cheap Brownwood, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Brownwood, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Brownwood for less when you shop around and compare rates from multiple Brownwood, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Brownwood, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,788
American Family $4,089
GEICO $2,600
Nationwide $4,762
Progressive $4,082
State Farm $3,170
USAA $2,835

Winners by Category: Where to Buy Cheap Auto Insurance in Brownwood, TX

Compare rates from the cheapest auto insurance companies in Brownwood, TX for your needs. Take a look at how Brownwood, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Brownwood, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Brownwood, Texas Auto Insurance Companies

If you’re looking for the cheapest Brownwood, TX auto insurance companies overall, you can compare them here. Find the best price for Brownwood, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Brownwood, Texas

Insurance Company Average Annual Rates
Allstate $5,507
American Family $4,028
GEICO $2,753
Nationwide $3,680
Progressive $3,993
State Farm $2,651
USAA $2,190

What affects Brownwood, Texas auto insurance rates?

Local factors affect auto insurance rates in Brownwood, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Brownwood auto insurance rates.

Auto Theft in Brownwood

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Brownwood, TX auto theft show a total of 28 vehicle thefts annually.

Commute Times in Brownwood

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Brownwood, TX is 23.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Brownwood, TX

You can buy cheap Brownwood, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Brownwood, Texas auto insurance quotes from top companies.

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