Buy Cheap Boca Raton, FL Auto Insurance (2021)

Boca Raton, FL auto insurance rates average $497 a month. Minimum auto insurance requirements in Boca Raton, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Boca Raton, FL, compare Boca Raton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Boca Raton after a DUI is Allstate
  • Average auto insurance rates in Boca Raton, FL are $497/month
  • Average auto insurance rates in Boca Raton, FL for teens drivers are $10,721/year

Finding affordable Boca Raton, Florida auto insurance can be challenging, but everything you need to know to buy cheap Boca Raton, FL auto insurance with confidence is right here. Auto insurance rates in Boca Raton are affected by local factors as well as personal ones like your driving record.

See how Boca Raton, FL car insurance rates compare to Tampa auto insurance rates, Hialeah auto insurance rates, and Miami auto insurance rates before you read more about the cost of auto insurance in Boca Raton.

Don’t buy Boca Raton, FL auto insurance until you’ve compared rates. Get free Boca Raton, Florida auto insurance quotes when you enter your ZIP code above.

Boca Raton, FL Minimum Auto Insurance Requirements

The required auto insurance in Boca Raton, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Boca Raton, Florida is outlined here.

Minimum Required Auto Insurance Coverage in Boca Raton, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Boca Raton, FL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Boca Raton, FL. Take a look at Boca Raton, Florida auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Boca Raton, Florida

Insurance Company Poor Fair Good
Allstate $12,724 $8,003 $6,446
GEICO $7,671 $4,579 $3,399
Liberty Mutual $8,931 $6,509 $5,244
Nationwide $7,396 $5,401 $4,876
Progressive $9,265 $6,628 $5,513
State Farm $5,690 $3,692 $3,007
USAA $5,502 $2,710 $1,969

Buy Cheap Boca Raton, FL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Boca Raton, Florida auto insurance rates? Find out how car insurance rates in Boca Raton, FL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Boca Raton, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,597 $5,317 $4,883 $4,940 $19,554 $21,222 $5,458 $5,492
GEICO $4,111 $4,123 $3,844 $3,844 $7,426 $9,274 $4,532 $4,575
Liberty Mutual $4,723 $4,723 $4,313 $4,313 $10,158 $15,739 $4,723 $6,468
Nationwide $4,079 $4,025 $3,625 $3,755 $10,038 $12,399 $4,509 $4,698
Progressive $4,756 $4,437 $4,041 $4,344 $13,632 $14,785 $5,714 $5,373
State Farm $2,642 $2,642 $2,398 $2,398 $7,419 $9,476 $2,942 $3,120
USAA $1,932 $1,894 $1,817 $1,792 $6,821 $7,881 $2,413 $2,596

Buy Cheap Boca Raton, FL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Boca Raton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Boca Raton, FL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Boca Raton, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,554 $21,222
GEICO $7,426 $9,274
Liberty Mutual $10,158 $15,739
Nationwide $10,038 $12,399
Progressive $13,632 $14,785
State Farm $7,419 $9,476
USAA $6,821 $7,881

Buy Cheap Boca Raton, FL Auto Insurance for Seniors

You can save on senior auto insurance rates in Boca Raton, Florida by comparing Boca Raton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Boca Raton, FL here.

Annual Auto Insurance Rates for Senior Drivers in Boca Raton, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,883 $4,940
GEICO $3,844 $3,844
Liberty Mutual $4,313 $4,313
Nationwide $3,625 $3,755
Progressive $4,041 $4,344
State Farm $2,398 $2,398
USAA $1,817 $1,792

Find Cheap Auto Insurance Rates in Boca Raton, FL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Boca Raton, Florida auto insurance. Compare Boca Raton, FL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Boca Raton, Florida

Insurance Company Low Medium High
Allstate $6,774 $9,575 $10,824
GEICO $4,176 $5,416 $6,057
Liberty Mutual $6,281 $7,018 $7,386
Nationwide $4,541 $6,143 $6,990
Progressive $5,768 $7,328 $8,310
State Farm $3,509 $4,232 $4,648
USAA $2,872 $3,531 $3,778

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Find Cheap Boca Raton, FL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Boca Raton. Compare auto insurance rates in Boca Raton, FL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Boca Raton, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $8,800 $9,315
GEICO $5,191 $5,241
Liberty Mutual $6,666 $7,124
Nationwide $5,891 $5,891
Progressive $7,135 $7,135
State Farm $3,981 $4,278
USAA $3,355 $3,432

Find Cheap Boca Raton, FL Auto Insurance Rates by ZIP Code

Auto insurance rates in Boca Raton, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Boca Raton, FL to see how much where you live in Boca Raton affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Boca Raton, Florida

ZIP Code Average Annual Rates
33428 $4,545
33431 $4,582
33432 $4,582
33433 $4,579
33434 $4,543
33486 $4,582
33487 $4,582
33496 $4,621
33498 $4,621

Find Cheap Boca Raton, FL Auto Insurance Rates by Driving Record

Auto insurance rates in Boca Raton, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Boca Raton, FL, take a look at the average cost for various violations versus rates for a clean driving record in Boca Raton.

Annual Boca Raton, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,782 $9,385 $10,407 $8,657
GEICO $3,581 $4,625 $6,969 $5,690
Liberty Mutual $4,868 $6,428 $9,502 $6,782
Nationwide $5,004 $5,508 $7,476 $5,577
Progressive $5,613 $8,346 $7,021 $7,562
State Farm $3,766 $4,493 $4,130 $4,130
USAA $2,633 $3,278 $4,896 $2,767

Find Cheap Boca Raton, FL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Boca Raton, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Boca Raton for less when you shop around and compare rates from multiple Boca Raton, FL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Boca Raton, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,407
GEICO $6,969
Liberty Mutual $9,502
Nationwide $7,476
Progressive $7,021
State Farm $4,130
USAA $4,896

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Winners by Category: Where to Buy Cheap Auto Insurance in Boca Raton, FL

Compare rates from the cheapest auto insurance companies in Boca Raton, FL for your needs. Take a look at how Boca Raton, Florida auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Boca Raton, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Boca Raton, Florida Auto Insurance Companies

If you’re looking for the cheapest Boca Raton, FL auto insurance companies overall, you can compare them here. Find the best price for Boca Raton, Florida car insurance by company.

Average Annual Auto Insurance Rates by Company in Boca Raton, Florida

Insurance Company Average Annual Rates
Allstate $9,058
GEICO $5,216
Liberty Mutual $6,895
Nationwide $5,891
Progressive $7,135
State Farm $4,130
USAA $3,394

What affects Boca Raton, Florida auto insurance rates?

Local factors affect auto insurance rates in Boca Raton, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Boca Raton auto insurance rates.

Auto Theft in Boca Raton

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Boca Raton, FL auto theft show a total of 190 vehicle thefts annually.

Commute Times in Boca Raton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Boca Raton, FL is 21.5 minutes according to City-Data.

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Compare Auto Insurance Quotes in Boca Raton, FL

You can buy cheap Boca Raton, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Boca Raton, Florida auto insurance quotes from top companies.

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