Buy Cheap Bloomington, IN Auto Insurance (2021)

Bloomington, IN auto insurance rates average $264 a month. Minimum auto insurance requirements in Bloomington, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Bloomington, IN, compare Bloomington auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Bloomington is Liberty Mutual
  • Average auto insurance rates in Bloomington, IN are $264/month
  • Average auto insurance rates in Bloomington, IN after a DUI are $3,747/year

Finding affordable Bloomington, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Bloomington, IN auto insurance with confidence is right here. Auto insurance rates in Bloomington are affected by local factors as well as personal ones like your driving record.

See how Bloomington, IN car insurance rates compare to Indianapolis auto insurance rates, Bloomington auto insurance rates, and Carmel auto insurance rates before you read more about the cost of auto insurance in Bloomington.

Don’t buy Bloomington, IN auto insurance until you’ve compared rates. Get free Bloomington, Indiana auto insurance quotes when you enter your ZIP code above.

Bloomington, IN Minimum Auto Insurance Requirements

The required auto insurance in Bloomington, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Bloomington, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Bloomington, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Bloomington, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bloomington, IN. Take a look at Bloomington, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bloomington, Indiana

Insurance Company Poor Fair Good
Allstate $4,825 $3,598 $3,268
American Family $4,759 $3,089 $2,586
Farmers $3,783 $3,088 $2,861
GEICO $2,554 $2,124 $1,694
Liberty Mutual $7,104 $4,624 $4,277
Nationwide $2,789 $2,358 $2,206
Progressive $4,424 $3,923 $3,700
State Farm $3,491 $2,082 $1,614
Travelers $3,361 $2,850 $2,848
USAA $2,312 $1,531 $1,313

Buy Cheap Bloomington, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bloomington, Indiana auto insurance rates? Find out how car insurance rates in Bloomington, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bloomington, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,397 $2,452 $2,109 $2,305 $7,451 $9,395 $2,427 $2,640
American Family $2,177 $2,177 $1,958 $1,958 $6,007 $8,693 $2,177 $2,675
Farmers $1,468 $1,449 $1,255 $1,409 $7,903 $8,437 $1,936 $2,093
GEICO $1,450 $1,439 $1,362 $1,412 $4,260 $3,948 $1,660 $1,456
Liberty Mutual $3,648 $3,648 $3,353 $3,353 $7,982 $12,050 $3,648 $5,000
Nationwide $1,517 $1,551 $1,332 $1,422 $4,383 $5,688 $1,776 $1,941
Progressive $1,700 $1,608 $1,541 $1,550 $10,076 $11,335 $2,136 $2,180
State Farm $1,456 $1,456 $1,303 $1,303 $4,490 $5,747 $1,615 $1,797
Travelers $1,092 $1,111 $1,025 $1,025 $6,747 $10,673 $1,155 $1,333
USAA $1,088 $1,068 $1,017 $1,019 $3,089 $3,438 $1,467 $1,562

Buy Cheap Bloomington, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bloomington can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bloomington, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bloomington, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,451 $9,395
American Family $6,007 $8,693
Farmers $7,903 $8,437
GEICO $4,260 $3,948
Liberty Mutual $7,982 $12,050
Nationwide $4,383 $5,688
Progressive $10,076 $11,335
State Farm $4,490 $5,747
Travelers $6,747 $10,673
USAA $3,089 $3,438

Buy Cheap Bloomington, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Bloomington, Indiana by comparing Bloomington senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bloomington, IN here.

Annual Auto Insurance Rates for Senior Drivers in Bloomington, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,109 $2,305
American Family $1,958 $1,958
Farmers $1,255 $1,409
GEICO $1,362 $1,412
Liberty Mutual $3,353 $3,353
Nationwide $1,332 $1,422
Progressive $1,541 $1,550
State Farm $1,303 $1,303
Travelers $1,025 $1,025
USAA $1,017 $1,019

Find Cheap Auto Insurance Rates in Bloomington, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bloomington, Indiana auto insurance. Compare Bloomington, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bloomington, Indiana

Insurance Company Low Medium High
Allstate $3,713 $3,882 $4,096
American Family $3,439 $3,593 $3,402
Farmers $3,131 $3,238 $3,362
GEICO $1,993 $2,117 $2,260
Liberty Mutual $5,145 $5,319 $5,541
Nationwide $2,489 $2,431 $2,433
Progressive $3,799 $3,955 $4,294
State Farm $2,278 $2,395 $2,514
Travelers $2,958 $3,048 $3,054
USAA $1,657 $1,714 $1,784

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Find Cheap Bloomington, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bloomington. Compare auto insurance rates in Bloomington, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bloomington, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,897 $3,897
American Family $3,436 $3,520
Farmers $3,244 $3,244
GEICO $2,088 $2,159
Liberty Mutual $5,194 $5,477
Nationwide $2,451 $2,451
Progressive $4,016 $4,016
State Farm $2,328 $2,464
Travelers $3,020 $3,020
USAA $1,696 $1,741

Find Cheap Bloomington, IN Auto Insurance Rates by ZIP Code

Auto insurance rates in Bloomington, Indiana can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Bloomington, IN to see how much where you live in Bloomington affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Bloomington, Indiana

ZIP Code Average Annual Rates
47401 $3,072
47403 $3,044
47404 $3,098
47405 $3,070
47406 $3,122
47408 $3,090

Find Cheap Bloomington, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Bloomington, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bloomington, IN, take a look at the average cost for various violations versus rates for a clean driving record in Bloomington.

Annual Bloomington, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,103 $4,568 $4,218 $3,700
American Family $2,396 $3,826 $4,835 $2,854
Farmers $2,903 $3,384 $3,485 $3,203
GEICO $1,388 $2,197 $2,987 $1,923
Liberty Mutual $4,158 $4,905 $7,696 $4,583
Nationwide $2,111 $2,715 $2,604 $2,375
Progressive $3,007 $5,283 $3,589 $4,183
State Farm $2,338 $2,569 $2,338 $2,338
Travelers $2,567 $3,169 $3,590 $2,753
USAA $1,294 $1,849 $2,124 $1,607

Find Cheap Bloomington, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bloomington, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Bloomington for less when you shop around and compare rates from multiple Bloomington, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bloomington, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,218
American Family $4,835
Farmers $3,485
GEICO $2,987
Liberty Mutual $7,696
Nationwide $2,604
Progressive $3,589
State Farm $2,338
Travelers $3,590
USAA $2,124

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Winners by Category: Where to Buy Cheap Auto Insurance in Bloomington, IN

Compare rates from the cheapest auto insurance companies in Bloomington, IN for your needs. Take a look at how Bloomington, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bloomington, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Find Cheap Bloomington, Indiana Auto Insurance Companies

If you’re looking for the cheapest Bloomington, IN auto insurance companies overall, you can compare them here. Find the best price for Bloomington, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Bloomington, Indiana

Insurance Company Average Annual Rates
Allstate $3,897
American Family $3,478
Farmers $3,244
GEICO $2,124
Liberty Mutual $5,335
Nationwide $2,451
Progressive $4,016
State Farm $2,396
Travelers $3,020
USAA $1,718

What affects Bloomington, Indiana auto insurance rates?

Local factors affect auto insurance rates in Bloomington, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Bloomington auto insurance rates.

Auto Theft in Bloomington

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Bloomington, IN auto theft show a total of 132 vehicle thefts annually.

Commute Times in Bloomington

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bloomington, IN is 16.6 minutes according to City-Data.

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Compare Auto Insurance Quotes in Bloomington, IN

You can buy cheap Bloomington, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bloomington, Indiana auto insurance quotes from top companies.

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