Buy Cheap Beaver Dam Lake, NY Auto Insurance (2021)

Beaver Dam Lake, NY auto insurance rates average $387 a month. Minimum auto insurance requirements in Beaver Dam Lake, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Beaver Dam Lake, NY, compare Beaver Dam Lake auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Beaver Dam Lake, NY after a DUI are $6,216/year
  • The most expensive auto insurance company in Beaver Dam Lake after a DUI is Liberty Mutual
  • Average auto insurance rates in Beaver Dam Lake, NY for teens drivers are $8,069/year

Finding affordable Beaver Dam Lake, New York auto insurance can be challenging, but everything you need to know to buy cheap Beaver Dam Lake, NY auto insurance with confidence is right here. Auto insurance rates in Beaver Dam Lake are affected by local factors as well as personal ones like your driving record.

See how Beaver Dam Lake, NY car insurance rates compare to Schenectady auto insurance rates, Utica auto insurance rates, and Albany auto insurance rates before you read more about the cost of auto insurance in Beaver Dam Lake.

Don’t buy Beaver Dam Lake, NY auto insurance until you’ve compared rates. Get free Beaver Dam Lake, New York auto insurance quotes when you enter your ZIP code above.

Beaver Dam Lake, NY Minimum Auto Insurance Requirements

The required auto insurance in Beaver Dam Lake, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Beaver Dam Lake, New York is outlined here.

Minimum Required Auto Insurance Coverage in Beaver Dam Lake, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Beaver Dam Lake, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Beaver Dam Lake, NY. Take a look at Beaver Dam Lake, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Beaver Dam Lake, New York

Insurance Company Poor Fair Good
Allstate $8,498 $4,916 $4,213
GEICO $3,407 $2,503 $2,246
Liberty Mutual $9,988 $6,520 $4,874
Nationwide $4,429 $4,429 $4,429
Progressive $6,820 $3,427 $2,482
State Farm $6,824 $4,279 $3,396
Travelers $6,900 $4,254 $3,664
USAA $4,555 $2,309 $2,045

Buy Cheap Beaver Dam Lake, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Beaver Dam Lake, New York auto insurance rates? Find out how car insurance rates in Beaver Dam Lake, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Beaver Dam Lake, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,849 $3,586 $3,640 $3,700 $11,926 $12,832 $3,726 $3,747
GEICO $1,973 $1,898 $1,917 $1,889 $4,235 $6,248 $1,775 $1,816
Liberty Mutual $5,156 $5,156 $4,799 $4,799 $10,086 $16,390 $5,156 $5,477
Nationwide $3,294 $3,294 $3,100 $3,100 $6,028 $9,066 $3,294 $4,252
Progressive $2,580 $2,380 $2,037 $2,080 $8,744 $9,648 $3,303 $3,169
State Farm $3,043 $3,043 $2,657 $2,657 $8,939 $11,462 $3,350 $3,514
Travelers $3,595 $3,549 $3,256 $3,444 $8,279 $9,748 $3,775 $3,868
USAA $1,538 $1,507 $1,401 $1,395 $6,311 $7,498 $1,956 $2,151

Buy Cheap Beaver Dam Lake, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Beaver Dam Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Beaver Dam Lake, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Beaver Dam Lake, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,926 $12,832
GEICO $4,235 $6,248
Liberty Mutual $10,086 $16,390
Nationwide $6,028 $9,066
Progressive $8,744 $9,648
State Farm $8,939 $11,462
Travelers $8,279 $9,748
USAA $6,311 $7,498

Buy Cheap Beaver Dam Lake, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Beaver Dam Lake, New York by comparing Beaver Dam Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Beaver Dam Lake, NY here.

Annual Auto Insurance Rates for Senior Drivers in Beaver Dam Lake, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,640 $3,700
GEICO $1,917 $1,889
Liberty Mutual $4,799 $4,799
Nationwide $3,100 $3,100
Progressive $2,037 $2,080
State Farm $2,657 $2,657
Travelers $3,256 $3,444
USAA $1,401 $1,395

Find Cheap Auto Insurance Rates in Beaver Dam Lake, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Beaver Dam Lake, New York auto insurance. Compare Beaver Dam Lake, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Beaver Dam Lake, New York

Insurance Company Low Medium High
Allstate $5,501 $5,852 $6,274
GEICO $2,564 $2,706 $2,885
Liberty Mutual $6,809 $7,106 $7,467
Nationwide $4,156 $4,391 $4,739
Progressive $3,997 $4,211 $4,520
State Farm $4,595 $4,859 $5,045
Travelers $4,673 $4,886 $5,258
USAA $2,875 $2,953 $3,080

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Find Cheap Beaver Dam Lake, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Beaver Dam Lake. Compare auto insurance rates in Beaver Dam Lake, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Beaver Dam Lake, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,793 $5,959
GEICO $2,639 $2,799
Liberty Mutual $6,927 $7,328
Nationwide $4,429 $4,429
Progressive $4,243 $4,243
State Farm $4,659 $5,008
Travelers $4,939 $4,939
USAA $2,940 $2,999

Find Cheap Beaver Dam Lake, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Beaver Dam Lake, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Beaver Dam Lake, NY, take a look at the average cost for various violations versus rates for a clean driving record in Beaver Dam Lake.

Annual Beaver Dam Lake, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,907 $4,907 $7,380 $6,310
GEICO $2,106 $2,297 $4,367 $2,106
Liberty Mutual $5,674 $5,674 $11,486 $5,674
Nationwide $3,344 $3,344 $7,603 $3,424
Progressive $4,122 $4,122 $4,577 $4,149
State Farm $4,601 $4,601 $5,065 $5,065
Travelers $4,197 $5,289 $5,361 $4,911
USAA $2,634 $2,678 $3,889 $2,678

Find Cheap Beaver Dam Lake, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Beaver Dam Lake, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Beaver Dam Lake for less when you shop around and compare rates from multiple Beaver Dam Lake, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Beaver Dam Lake, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,380
GEICO $4,367
Liberty Mutual $11,486
Nationwide $7,603
Progressive $4,577
State Farm $5,065
Travelers $5,361
USAA $3,889

Winners by Category: Where to Buy Cheap Auto Insurance in Beaver Dam Lake, NY

Compare rates from the cheapest auto insurance companies in Beaver Dam Lake, NY for your needs. Take a look at how Beaver Dam Lake, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Beaver Dam Lake, New York

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Find Cheap Beaver Dam Lake, New York Auto Insurance Companies

If you’re looking for the cheapest Beaver Dam Lake, NY auto insurance companies overall, you can compare them here. Find the best price for Beaver Dam Lake, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Beaver Dam Lake, New York

Insurance Company Average Annual Rates
Allstate $5,876
GEICO $2,719
Liberty Mutual $7,127
Nationwide $4,429
Progressive $4,243
State Farm $4,833
Travelers $4,939
USAA $2,970

What affects Beaver Dam Lake, New York auto insurance rates?

Local factors affect auto insurance rates in Beaver Dam Lake, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Beaver Dam Lake auto insurance rates.

Commute Times in Beaver Dam Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Beaver Dam Lake, NY is 39.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Beaver Dam Lake, NY

You can buy cheap Beaver Dam Lake, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Beaver Dam Lake, New York auto insurance quotes from top companies.

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