Buy Cheap Bad Axe, MI Auto Insurance (2022)

Bad Axe, MI auto insurance rates average $821 a month. Minimum auto insurance requirements in Bad Axe, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Bad Axe, MI, compare Bad Axe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Bad Axe is Allstate
  • The most expensive auto insurance company in Bad Axe after a DUI is Allstate
  • Average auto insurance rates in Bad Axe, MI after a DUI are $16,278/year

Finding affordable Bad Axe, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Bad Axe, MI auto insurance with confidence is right here. Auto insurance rates in Bad Axe are affected by local factors as well as personal ones like your driving record.

See how Bad Axe, MI car insurance rates compare to Troy auto insurance rates, Dearborn auto insurance rates, and Flint auto insurance rates before you read more about the cost of auto insurance in Bad Axe.

Don’t buy Bad Axe, MI auto insurance until you’ve compared rates. Get free Bad Axe, Michigan auto insurance quotes when you enter your ZIP code above.

Bad Axe, MI Minimum Auto Insurance Requirements

The required auto insurance in Bad Axe, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Bad Axe, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Bad Axe, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Bad Axe, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Bad Axe, MI. Take a look at Bad Axe, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Bad Axe, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $7,791 $5,076 $4,676
GEICO $7,392 $5,435 $4,422
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $9,490 $7,103 $6,015
Progressive $5,799 $4,846 $4,347
State Farm $16,666 $8,447 $5,746
Travelers $8,206 $7,958 $7,858
USAA $5,334 $3,046 $2,314

Buy Cheap Bad Axe, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Bad Axe, Michigan auto insurance rates? Find out how car insurance rates in Bad Axe, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Bad Axe, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,489 $4,489 $4,192 $4,192 $9,682 $9,682 $5,029 $5,029
GEICO $4,053 $4,053 $4,092 $4,092 $10,981 $10,981 $3,872 $3,872
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $5,340 $5,340 $4,738 $4,738 $14,203 $14,203 $5,863 $5,863
Progressive $3,027 $2,818 $2,665 $2,989 $10,559 $11,163 $3,520 $3,237
State Farm $6,353 $6,353 $5,846 $5,846 $21,515 $21,515 $7,431 $7,431
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,634 $2,490 $2,477 $2,339 $6,327 $5,988 $3,199 $3,061

Buy Cheap Bad Axe, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Bad Axe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Bad Axe, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Bad Axe, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $9,682 $9,682
GEICO $10,981 $10,981
Liberty Mutual $35,654 $35,654
Nationwide $14,203 $14,203
Progressive $10,559 $11,163
State Farm $21,515 $21,515
Travelers $16,180 $16,180
USAA $6,327 $5,988

Buy Cheap Bad Axe, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Bad Axe, Michigan by comparing Bad Axe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Bad Axe, MI here.

Annual Auto Insurance Rates for Senior Drivers in Bad Axe, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,192 $4,192
GEICO $4,092 $4,092
Liberty Mutual $14,972 $14,972
Nationwide $4,738 $4,738
Progressive $2,665 $2,989
State Farm $5,846 $5,846
Travelers $4,626 $4,626
USAA $2,477 $2,339

Find Cheap Auto Insurance Rates in Bad Axe, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Bad Axe, Michigan auto insurance. Compare Bad Axe, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Bad Axe, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $5,692 $5,833 $6,019
GEICO $5,390 $5,701 $6,157
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,885 $7,409 $7,314
Progressive $4,843 $5,004 $5,146
State Farm $9,797 $10,346 $10,715
Travelers $7,920 $8,016 $8,086
USAA $3,458 $3,573 $3,662

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Find Cheap Bad Axe, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Bad Axe. Compare auto insurance rates in Bad Axe, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Bad Axe, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,491 $22,491
Farmers $5,848 $5,848
GEICO $5,615 $5,884
Liberty Mutual $19,520 $20,916
Nationwide $7,536 $7,536
Progressive $4,997 $4,997
State Farm $10,010 $10,562
Travelers $7,961 $8,053
USAA $3,523 $3,606

Find Cheap Bad Axe, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Bad Axe, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Bad Axe, MI, take a look at the average cost for various violations versus rates for a clean driving record in Bad Axe.

Annual Bad Axe, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $4,928 $6,253 $6,183 $6,028
GEICO $2,074 $4,284 $12,870 $3,770
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $6,424 $8,633 $7,832 $7,255
Progressive $4,228 $5,555 $5,014 $5,193
State Farm $6,704 $7,950 $16,671 $9,819
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,870 $3,576 $4,685 $3,126

Find Cheap Bad Axe, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Bad Axe, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Bad Axe for less when you shop around and compare rates from multiple Bad Axe, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Bad Axe, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,169
Farmers $6,183
GEICO $12,870
Liberty Mutual $31,609
Nationwide $7,832
Progressive $5,014
State Farm $16,671
Travelers $12,473
USAA $4,685

Winners by Category: Where to Buy Cheap Auto Insurance in Bad Axe, MI

Compare rates from the cheapest auto insurance companies in Bad Axe, MI for your needs. Take a look at how Bad Axe, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Bad Axe, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Bad Axe, Michigan Auto Insurance Companies

If you’re looking for the cheapest Bad Axe, MI auto insurance companies overall, you can compare them here. Find the best price for Bad Axe, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Bad Axe, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $5,848
GEICO $5,750
Liberty Mutual $20,218
Nationwide $7,536
Progressive $4,997
State Farm $10,286
Travelers $8,007
USAA $3,565

What affects Bad Axe, Michigan auto insurance rates?

Local factors affect auto insurance rates in Bad Axe, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Bad Axe auto insurance rates.

Auto Theft in Bad Axe

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Bad Axe, MI auto theft show a total of 3 vehicle thefts annually.

Commute Times in Bad Axe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Bad Axe, MI is 20.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Bad Axe, MI

You can buy cheap Bad Axe, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Bad Axe, Michigan auto insurance quotes from top companies.

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