Buy Cheap Augusta, GA Auto Insurance (2021)

Augusta, GA auto insurance rates average $391 a month. Minimum auto insurance requirements in Augusta, Georgia are 25/50/25 to comply with Georgia laws. To buy cheap auto insurance in Augusta, GA, compare Augusta auto insurance quotes from top companies.

Compare Quotes Now

 Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Augusta, GA for teens drivers are $9,224/year
  • The most expensive auto insurance company in Augusta after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Augusta is Liberty Mutual

Finding affordable Augusta, Georgia auto insurance can be challenging, but everything you need to know to buy cheap Augusta, GA auto insurance with confidence is right here. Auto insurance rates in Augusta are affected by local factors as well as personal ones like your driving record.

See how Augusta, GA car insurance rates compare to Atlanta auto insurance rates, Johns Creek auto insurance rates, and Smyrna auto insurance rates before you read more about the cost of auto insurance in Augusta.

Don’t buy Augusta, GA auto insurance until you’ve compared rates. Get free Augusta, Georgia auto insurance quotes when you enter your ZIP code above.

Augusta, GA Minimum Auto Insurance Requirements

The required auto insurance in Augusta, GA is 25/50/25 according to the auto insurance laws in Georgia. The minimum auto insurance in Augusta, Georgia is outlined here.

Minimum Required Auto Insurance Coverage in Augusta, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Augusta, GA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Augusta, GA. Take a look at Augusta, Georgia auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Augusta, Georgia

Insurance Company Poor Fair Good
Allstate $5,473 $3,802 $3,393
GEICO $3,353 $2,357 $2,288
Liberty Mutual $14,419 $8,865 $6,948
Nationwide $6,207 $5,057 $4,442
Progressive $4,743 $4,121 $3,824
State Farm $4,850 $3,018 $2,390
USAA $3,940 $2,780 $2,376

Buy Cheap Augusta, GA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Augusta, Georgia auto insurance rates? Find out how car insurance rates in Augusta, GA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Augusta, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,927 $2,927 $2,800 $2,800 $6,769 $8,714 $3,272 $3,572
GEICO $1,594 $1,578 $1,549 $1,549 $4,859 $5,822 $2,073 $2,304
Liberty Mutual $5,318 $5,788 $4,351 $4,944 $22,963 $25,648 $5,628 $5,977
Nationwide $3,071 $3,175 $3,051 $3,349 $9,394 $12,069 $3,731 $4,042
Progressive $2,629 $2,410 $2,266 $2,388 $8,504 $9,413 $3,041 $3,180
State Farm $2,218 $2,218 $1,995 $1,995 $5,988 $7,871 $2,438 $2,634
USAA $1,691 $1,688 $1,577 $1,580 $6,093 $7,202 $2,104 $2,321

Buy Cheap Augusta, GA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Augusta can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Augusta, GA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Augusta, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,769 $8,714
GEICO $4,859 $5,822
Liberty Mutual $22,963 $25,648
Nationwide $9,394 $12,069
Progressive $8,504 $9,413
State Farm $5,988 $7,871
USAA $6,093 $7,202

Buy Cheap Augusta, GA Auto Insurance for Seniors

You can save on senior auto insurance rates in Augusta, Georgia by comparing Augusta senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Augusta, GA here.

Annual Auto Insurance Rates for Senior Drivers in Augusta, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,800 $2,800
GEICO $1,549 $1,549
Liberty Mutual $4,351 $4,944
Nationwide $3,051 $3,349
Progressive $2,266 $2,388
State Farm $1,995 $1,995
USAA $1,577 $1,580

Find Cheap Auto Insurance Rates in Augusta, GA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Augusta, Georgia auto insurance. Compare Augusta, GA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Augusta, Georgia

Insurance Company Low Medium High
Allstate $3,886 $4,268 $4,514
GEICO $2,477 $2,680 $2,841
Liberty Mutual $9,644 $10,021 $10,566
Nationwide $5,017 $5,335 $5,355
Progressive $3,873 $4,161 $4,653
State Farm $3,189 $3,423 $3,646
USAA $2,893 $3,016 $3,187

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Find Cheap Augusta, GA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Augusta. Compare auto insurance rates in Augusta, GA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Augusta, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,127 $4,319
GEICO $2,621 $2,711
Liberty Mutual $10,077 $10,077
Nationwide $5,235 $5,235
Progressive $4,229 $4,229
State Farm $3,420 $3,420
USAA $2,894 $3,170

Find Cheap Augusta, GA Auto Insurance Rates by ZIP Code

Auto insurance rates in Augusta, Georgia can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Augusta, GA to see how much where you live in Augusta affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Augusta, Georgia

ZIP Code Average Annual Rates
30805 $4,608
30815 $4,624
30901 $4,543
30904 $4,529
30905 $4,520
30906 $4,568
30907 $4,420
30909 $4,507
30912 $4,539

Find Cheap Augusta, GA Auto Insurance Rates by Driving Record

Auto insurance rates in Augusta, Georgia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Augusta, GA, take a look at the average cost for various violations versus rates for a clean driving record in Augusta.

Annual Augusta, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,489 $5,371 $4,364 $3,667
GEICO $1,800 $2,251 $4,596 $2,018
Liberty Mutual $7,653 $10,459 $12,015 $10,182
Nationwide $4,046 $4,741 $7,262 $4,893
Progressive $3,293 $5,875 $3,911 $3,836
State Farm $3,110 $3,729 $3,420 $3,420
USAA $2,323 $2,941 $4,273 $2,591

Find Cheap Augusta, GA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Augusta, Georgia is higher than for a clean driving record. You can buy auto insurance after a DUI in Augusta for less when you shop around and compare rates from multiple Augusta, GA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Augusta, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,364
GEICO $4,596
Liberty Mutual $12,015
Nationwide $7,262
Progressive $3,911
State Farm $3,420
USAA $4,273

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Augusta, GA

Compare rates from the cheapest auto insurance companies in Augusta, GA for your needs. Take a look at how Augusta, Georgia auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Augusta, Georgia

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Find Cheap Augusta, Georgia Auto Insurance Companies

If you’re looking for the cheapest Augusta, GA auto insurance companies overall, you can compare them here. Find the best price for Augusta, Georgia car insurance by company.

Average Annual Auto Insurance Rates by Company in Augusta, Georgia

Insurance Company Average Annual Rates
Allstate $4,223
GEICO $2,666
Liberty Mutual $10,077
Nationwide $5,235
Progressive $4,229
State Farm $3,420
USAA $3,032

What affects Augusta, Georgia auto insurance rates?

Local factors affect auto insurance rates in Augusta, GA, including traffic, theft statistics, and commute length. Take a look at the things that impact Augusta auto insurance rates.

Commute Times in Augusta

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Augusta, GA is 21.1 minutes according to City-Data.

Traffic in Augusta

How is traffic in Augusta, Georgia? Inrix data shows that Augusta, GA traffic makes it the 513th-most congested city compared to other cities worldwide.

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Augusta, GA

You can buy cheap Augusta, GA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Augusta, Georgia auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

 Secured with SHA-256 Encryption