Buy Cheap Addison, TX Auto Insurance (2021)

Addison, TX auto insurance rates average $375 a month. Minimum auto insurance requirements in Addison, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Addison, TX, compare Addison auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Addison, TX are $375/month
  • The most expensive auto insurance company in Addison is American Family
  • Average auto insurance rates in Addison, TX after a DUI are $5,112/year

Finding affordable Addison, Texas auto insurance can be challenging, but everything you need to know to buy cheap Addison, TX auto insurance with confidence is right here. Auto insurance rates in Addison are affected by local factors as well as personal ones like your driving record.

See how Addison, TX car insurance rates compare to Houston auto insurance rates, San Antonio auto insurance rates, and Corpus Christi auto insurance rates before you read more about the cost of auto insurance in Addison.

Don’t buy Addison, TX auto insurance until you’ve compared rates. Get free Addison, Texas auto insurance quotes when you enter your ZIP code above.

Addison, TX Minimum Auto Insurance Requirements

The required auto insurance in Addison, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Addison, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Addison, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Addison, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Addison, TX. Take a look at Addison, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Addison, Texas

Insurance Company Poor Fair Good
Allstate $7,737 $5,684 $4,875
American Family $8,956 $5,684 $4,959
GEICO $5,836 $3,289 $2,183
Nationwide $5,038 $4,047 $3,513
Progressive $5,507 $4,719 $4,359
State Farm $4,796 $2,993 $2,389
USAA $3,890 $2,266 $1,827

Buy Cheap Addison, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Addison, Texas auto insurance rates? Find out how car insurance rates in Addison, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Addison, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,938 $3,959 $3,883 $3,883 $10,547 $12,689 $4,855 $5,038
American Family $3,843 $4,299 $3,586 $4,134 $10,530 $13,849 $5,605 $6,418
GEICO $2,763 $2,994 $2,671 $3,044 $6,222 $6,462 $3,001 $2,998
Nationwide $2,606 $2,647 $2,298 $2,433 $7,532 $9,673 $3,076 $3,330
Progressive $2,656 $2,551 $2,341 $2,400 $10,672 $11,885 $3,163 $3,227
State Farm $2,346 $2,346 $2,097 $2,097 $5,734 $7,328 $2,558 $2,634
USAA $1,688 $1,686 $1,621 $1,596 $4,844 $5,239 $2,240 $2,375

Buy Cheap Addison, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Addison can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Addison, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Addison, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,547 $12,689
American Family $10,530 $13,849
GEICO $6,222 $6,462
Nationwide $7,532 $9,673
Progressive $10,672 $11,885
State Farm $5,734 $7,328
USAA $4,844 $5,239

Buy Cheap Addison, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Addison, Texas by comparing Addison senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Addison, TX here.

Annual Auto Insurance Rates for Senior Drivers in Addison, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,883 $3,883
American Family $3,586 $4,134
GEICO $2,671 $3,044
Nationwide $2,298 $2,433
Progressive $2,341 $2,400
State Farm $2,097 $2,097
USAA $1,621 $1,596

Find Cheap Auto Insurance Rates in Addison, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Addison, Texas auto insurance. Compare Addison, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Addison, Texas

Insurance Company Low Medium High
Allstate $5,952 $6,044 $6,301
American Family $6,076 $6,290 $7,233
GEICO $3,579 $3,731 $3,998
Nationwide $4,535 $4,022 $4,041
Progressive $4,660 $4,841 $5,085
State Farm $3,209 $3,384 $3,584
USAA $2,559 $2,650 $2,775

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Find Cheap Addison, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Addison. Compare auto insurance rates in Addison, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Addison, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,945 $6,252
American Family $6,533 $6,533
GEICO $3,703 $3,836
Nationwide $4,199 $4,199
Progressive $4,862 $4,862
State Farm $3,392 $3,392
USAA $2,628 $2,695

Find Cheap Addison, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Addison, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Addison, TX, take a look at the average cost for various violations versus rates for a clean driving record in Addison.

Annual Addison, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,691 $7,341 $7,671 $4,691
American Family $5,935 $7,612 $6,649 $5,935
GEICO $3,193 $4,260 $3,515 $4,110
Nationwide $3,638 $3,638 $5,409 $4,113
Progressive $4,242 $5,443 $4,965 $4,798
State Farm $3,002 $3,459 $4,107 $3,002
USAA $1,974 $2,937 $3,465 $2,267

Find Cheap Addison, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Addison, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Addison for less when you shop around and compare rates from multiple Addison, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Addison, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,671
American Family $6,649
GEICO $3,515
Nationwide $5,409
Progressive $4,965
State Farm $4,107
USAA $3,465

Winners by Category: Where to Buy Cheap Auto Insurance in Addison, TX

Compare rates from the cheapest auto insurance companies in Addison, TX for your needs. Take a look at how Addison, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Addison, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Addison, Texas Auto Insurance Companies

If you’re looking for the cheapest Addison, TX auto insurance companies overall, you can compare them here. Find the best price for Addison, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Addison, Texas

Insurance Company Average Annual Rates
Allstate $6,099
American Family $6,533
GEICO $3,769
Nationwide $4,199
Progressive $4,862
State Farm $3,392
USAA $2,661

What affects Addison, Texas auto insurance rates?

Local factors affect auto insurance rates in Addison, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Addison auto insurance rates.

Auto Theft in Addison

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Addison, TX auto theft show a total of 88 vehicle thefts annually.

Commute Times in Addison

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Addison, TX is 22.9 minutes according to City-Data.

Compare Auto Insurance Quotes in Addison, TX

You can buy cheap Addison, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Addison, Texas auto insurance quotes from top companies.

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