Buy Cheap Zeeland, MI Auto Insurance (2022)

Zeeland, MI auto insurance rates average $689 a month. Minimum auto insurance requirements in Zeeland, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Zeeland, MI, compare Zeeland auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Zeeland, MI for teens drivers are $15,655/year
  • Average auto insurance rates in Zeeland, MI are $689/month
  • Average auto insurance rates in Zeeland, MI after a DUI are $13,918/year

Finding affordable Zeeland, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Zeeland, MI auto insurance with confidence is right here. Auto insurance rates in Zeeland are affected by local factors as well as personal ones like your driving record.

See how Zeeland, MI car insurance rates compare to Detroit auto insurance rates, Sterling Heights auto insurance rates, and Grand Rapids auto insurance rates before you read more about the cost of auto insurance in Zeeland.

Don’t buy Zeeland, MI auto insurance until you’ve compared rates. Get free Zeeland, Michigan auto insurance quotes when you enter your ZIP code above.

Zeeland, MI Minimum Auto Insurance Requirements

The required auto insurance in Zeeland, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Zeeland, Michigan is outlined here.

Minimum Required Auto Insurance Coverage in Zeeland, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Zeeland, MI Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Zeeland, MI. Take a look at Zeeland, Michigan auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Zeeland, Michigan

Insurance Company Poor Fair Good
Allstate $30,810 $17,083 $13,116
Farmers $6,169 $4,160 $3,852
GEICO $6,502 $4,787 $3,899
Liberty Mutual $25,608 $14,806 $8,194
Nationwide $5,501 $4,193 $3,587
Progressive $5,506 $4,663 $4,222
State Farm $14,497 $7,363 $5,018
Travelers $6,813 $6,608 $6,525
USAA $4,902 $2,808 $2,147

Buy Cheap Zeeland, MI Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Zeeland, Michigan auto insurance rates? Find out how car insurance rates in Zeeland, MI are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Zeeland, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,785 $14,785 $13,703 $13,703 $37,271 $37,271 $15,585 $15,585
Farmers $3,529 $3,529 $3,290 $3,290 $8,117 $8,117 $3,973 $3,973
GEICO $3,394 $3,394 $3,498 $3,498 $10,103 $10,103 $3,256 $3,256
Liberty Mutual $12,154 $12,154 $12,035 $12,035 $28,466 $28,466 $12,154 $12,154
Nationwide $3,175 $3,175 $2,843 $2,843 $8,218 $8,218 $3,471 $3,471
Progressive $2,775 $2,587 $2,462 $2,730 $10,409 $11,168 $3,231 $3,015
State Farm $5,422 $5,422 $5,022 $5,022 $19,019 $19,019 $6,374 $6,374
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,398 $2,271 $2,256 $2,128 $5,899 $5,613 $2,919 $2,800

Buy Cheap Zeeland, MI Auto Insurance for Teen Drivers

Auto insurance for teenagers in Zeeland can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Zeeland, MI are listed here.

Annual Auto Insurance Rates for Teen Drivers in Zeeland, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $37,271 $37,271
Farmers $8,117 $8,117
GEICO $10,103 $10,103
Liberty Mutual $28,466 $28,466
Nationwide $8,218 $8,218
Progressive $10,409 $11,168
State Farm $19,019 $19,019
Travelers $13,395 $13,395
USAA $5,899 $5,613

Buy Cheap Zeeland, MI Auto Insurance for Seniors

You can save on senior auto insurance rates in Zeeland, Michigan by comparing Zeeland senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Zeeland, MI here.

Annual Auto Insurance Rates for Senior Drivers in Zeeland, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,703 $13,703
Farmers $3,290 $3,290
GEICO $3,498 $3,498
Liberty Mutual $12,035 $12,035
Nationwide $2,843 $2,843
Progressive $2,462 $2,730
State Farm $5,022 $5,022
Travelers $3,858 $3,858
USAA $2,256 $2,128

Find Cheap Auto Insurance Rates in Zeeland, MI by Coverage Level

The amount of coverage you choose is a big factor in the cost of Zeeland, Michigan auto insurance. Compare Zeeland, MI auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Zeeland, Michigan

Insurance Company Low Medium High
Allstate $19,896 $20,375 $20,737
Farmers $4,603 $4,716 $4,863
GEICO $4,748 $5,019 $5,421
Liberty Mutual $15,867 $16,170 $16,570
Nationwide $4,632 $4,352 $4,297
Progressive $4,680 $4,802 $4,910
State Farm $8,570 $9,007 $9,301
Travelers $6,575 $6,656 $6,715
USAA $3,195 $3,293 $3,369

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Find Cheap Zeeland, MI Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Zeeland. Compare auto insurance rates in Zeeland, MI by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Zeeland, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $20,336 $20,336
Farmers $4,727 $4,727
GEICO $4,952 $5,173
Liberty Mutual $15,648 $16,757
Nationwide $4,427 $4,427
Progressive $4,797 $4,797
State Farm $8,731 $9,187
Travelers $6,611 $6,686
USAA $3,249 $3,323

Find Cheap Zeeland, MI Auto Insurance Rates by Driving Record

Auto insurance rates in Zeeland, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Zeeland, MI, take a look at the average cost for various violations versus rates for a clean driving record in Zeeland.

Annual Zeeland, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,855 $13,158 $44,490 $13,841
Farmers $3,971 $5,065 $4,993 $4,880
GEICO $1,738 $3,772 $11,470 $3,271
Liberty Mutual $11,234 $13,649 $25,467 $14,460
Nationwide $3,810 $5,044 $4,585 $4,268
Progressive $4,086 $5,341 $4,789 $4,973
State Farm $5,670 $6,814 $14,822 $8,530
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,647 $3,301 $4,311 $2,884

Find Cheap Zeeland, MI Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Zeeland, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Zeeland for less when you shop around and compare rates from multiple Zeeland, MI auto insurance companies.

Annual Auto Insurance Rates After a DUI in Zeeland, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $44,490
Farmers $4,993
GEICO $11,470
Liberty Mutual $25,467
Nationwide $4,585
Progressive $4,789
State Farm $14,822
Travelers $10,331
USAA $4,311

Winners by Category: Where to Buy Cheap Auto Insurance in Zeeland, MI

Compare rates from the cheapest auto insurance companies in Zeeland, MI for your needs. Take a look at how Zeeland, Michigan auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Zeeland, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Zeeland, Michigan Auto Insurance Companies

If you’re looking for the cheapest Zeeland, MI auto insurance companies overall, you can compare them here. Find the best price for Zeeland, Michigan car insurance by company.

Average Annual Auto Insurance Rates by Company in Zeeland, Michigan

Insurance Company Average Annual Rates
Allstate $20,336
Farmers $4,727
GEICO $5,063
Liberty Mutual $16,202
Nationwide $4,427
Progressive $4,797
State Farm $8,959
Travelers $6,649
USAA $3,286

What affects Zeeland, Michigan auto insurance rates?

Local factors affect auto insurance rates in Zeeland, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Zeeland auto insurance rates.

Auto Theft in Zeeland

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Zeeland, MI auto theft show a total of 2 vehicle thefts annually.

Commute Times in Zeeland

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Zeeland, MI is 17.5 minutes according to City-Data.

Compare Auto Insurance Quotes in Zeeland, MI

You can buy cheap Zeeland, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Zeeland, Michigan auto insurance quotes from top companies.

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