Buy Cheap York, AL Auto Insurance (2021)

York, AL auto insurance rates average $309 a month. Minimum auto insurance requirements in York, Alabama are 25/50/25 to comply with Alabama laws. To buy cheap auto insurance in York, AL, compare York auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in York is Liberty Mutual
  • The most expensive auto insurance company in York after a DUI is Liberty Mutual
  • Average auto insurance rates in York, AL after a DUI are $4,233/year

Finding affordable York, Alabama auto insurance can be challenging, but everything you need to know to buy cheap York, AL auto insurance with confidence is right here. Auto insurance rates in York are affected by local factors as well as personal ones like your driving record.

See how York, AL car insurance rates compare to Huntsville auto insurance rates, Hoover auto insurance rates, and Decatur auto insurance rates before you read more about the cost of auto insurance in York.

Don’t buy York, AL auto insurance until you’ve compared rates. Get free York, Alabama auto insurance quotes when you enter your ZIP code above.

York, AL Minimum Auto Insurance Requirements

The required auto insurance in York, AL is 25/50/25 according to the auto insurance laws in Alabama. The minimum auto insurance in York, Alabama is outlined here.

Minimum Required Auto Insurance Coverage in York, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap York, AL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in York, AL. Take a look at York, Alabama auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in York, Alabama

Insurance Company Poor Fair Good
Allstate $4,287 $3,345 $2,735
Farmers $4,585 $3,949 $3,742
GEICO $3,618 $2,580 $2,334
Liberty Mutual $7,943 $4,851 $3,808
Nationwide $3,171 $2,467 $2,229
Progressive $4,978 $4,238 $3,944
State Farm $6,991 $3,541 $2,407
Travelers $4,252 $3,680 $3,749
USAA $3,000 $1,947 $1,737

Buy Cheap York, AL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect York, Alabama auto insurance rates? Find out how car insurance rates in York, AL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in York, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,146 $2,059 $1,929 $1,968 $7,049 $7,554 $2,436 $2,505
Farmers $2,351 $2,329 $2,102 $2,224 $8,984 $9,241 $2,690 $2,814
GEICO $2,072 $2,042 $1,937 $1,974 $5,292 $5,199 $2,191 $2,046
Liberty Mutual $3,260 $3,526 $2,670 $2,987 $11,651 $12,962 $3,486 $3,728
Nationwide $1,738 $1,767 $1,577 $1,642 $4,418 $5,752 $1,924 $2,162
Progressive $2,443 $2,305 $1,997 $2,134 $9,609 $10,734 $2,854 $3,018
State Farm $2,703 $2,703 $2,422 $2,422 $7,850 $9,861 $3,045 $3,498
Travelers $1,615 $1,643 $1,502 $1,500 $8,407 $13,164 $1,531 $1,786
USAA $1,388 $1,414 $1,294 $1,274 $4,111 $4,567 $1,813 $1,963

Buy Cheap York, AL Auto Insurance for Teen Drivers

Auto insurance for teenagers in York can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in York, AL are listed here.

Annual Auto Insurance Rates for Teen Drivers in York, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,049 $7,554
Farmers $8,984 $9,241
GEICO $5,292 $5,199
Liberty Mutual $11,651 $12,962
Nationwide $4,418 $5,752
Progressive $9,609 $10,734
State Farm $7,850 $9,861
Travelers $8,407 $13,164
USAA $4,111 $4,567

Buy Cheap York, AL Auto Insurance for Seniors

You can save on senior auto insurance rates in York, Alabama by comparing York senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in York, AL here.

Annual Auto Insurance Rates for Senior Drivers in York, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $1,968
Farmers $2,102 $2,224
GEICO $1,937 $1,974
Liberty Mutual $2,670 $2,987
Nationwide $1,577 $1,642
Progressive $1,997 $2,134
State Farm $2,422 $2,422
Travelers $1,502 $1,500
USAA $1,294 $1,274

Find Cheap Auto Insurance Rates in York, AL by Coverage Level

The amount of coverage you choose is a big factor in the cost of York, Alabama auto insurance. Compare York, AL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in York, Alabama

Insurance Company Low Medium High
Allstate $3,335 $3,448 $3,584
Farmers $3,898 $4,048 $4,330
GEICO $2,643 $2,832 $3,058
Liberty Mutual $5,295 $5,509 $5,798
Nationwide $2,624 $2,595 $2,649
Progressive $3,937 $4,358 $4,864
State Farm $4,096 $4,307 $4,537
Travelers $3,727 $3,971 $3,982
USAA $2,151 $2,216 $2,317

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Find Cheap York, AL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in York. Compare auto insurance rates in York, AL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in York, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,456 $3,456
Farmers $4,092 $4,092
GEICO $2,789 $2,899
Liberty Mutual $5,534 $5,534
Nationwide $2,623 $2,623
Progressive $4,387 $4,387
State Farm $4,210 $4,416
Travelers $3,894 $3,894
USAA $2,126 $2,330

Find Cheap York, AL Auto Insurance Rates by Driving Record

Auto insurance rates in York, Alabama are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in York, AL, take a look at the average cost for various violations versus rates for a clean driving record in York.

Annual York, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $3,472 $4,060 $3,324
Farmers $3,438 $4,450 $4,338 $4,143
GEICO $1,940 $3,087 $3,748 $2,603
Liberty Mutual $4,339 $6,035 $5,915 $5,845
Nationwide $2,288 $2,288 $3,353 $2,561
Progressive $3,974 $4,961 $4,245 $4,367
State Farm $3,915 $4,799 $4,269 $4,269
Travelers $3,244 $3,407 $4,965 $3,958
USAA $1,713 $2,146 $3,200 $1,853

Find Cheap York, AL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in York, Alabama is higher than for a clean driving record. You can buy auto insurance after a DUI in York for less when you shop around and compare rates from multiple York, AL auto insurance companies.

Annual Auto Insurance Rates After a DUI in York, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,060
Farmers $4,338
GEICO $3,748
Liberty Mutual $5,915
Nationwide $3,353
Progressive $4,245
State Farm $4,269
Travelers $4,965
USAA $3,200

Winners by Category: Where to Buy Cheap Auto Insurance in York, AL

Compare rates from the cheapest auto insurance companies in York, AL for your needs. Take a look at how York, Alabama auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in York, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap York, Alabama Auto Insurance Companies

If you’re looking for the cheapest York, AL auto insurance companies overall, you can compare them here. Find the best price for York, Alabama car insurance by company.

Average Annual Auto Insurance Rates by Company in York, Alabama

Insurance Company Average Annual Rates
Allstate $3,456
Farmers $4,092
GEICO $2,844
Liberty Mutual $5,534
Nationwide $2,623
Progressive $4,387
State Farm $4,313
Travelers $3,894
USAA $2,228

What affects York, Alabama auto insurance rates?

Local factors affect auto insurance rates in York, AL, including traffic, theft statistics, and commute length. Take a look at the things that impact York auto insurance rates.

Auto Theft in York

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for York, AL auto theft show a total of 4 vehicle thefts annually.

Commute Times in York

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in York, AL is 25.1 minutes according to City-Data.

Traffic in York

How is traffic in York, Alabama? Inrix data shows that York, AL traffic makes it the 3rd-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in York, AL

You can buy cheap York, AL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free York, Alabama auto insurance quotes from top companies.

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