Buy Cheap Yankton, SD Auto Insurance (2022)

Yankton, SD auto insurance rates average $318 a month. Minimum auto insurance requirements in Yankton, South Dakota are 25/50/25 to comply with South Dakota laws. To buy cheap auto insurance in Yankton, SD, compare Yankton auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Yankton, SD are $318/month
  • The most expensive auto insurance company in Yankton is Liberty Mutual
  • Average auto insurance rates in Yankton, SD for teens drivers are $7,458/year

Finding affordable Yankton, South Dakota auto insurance can be challenging, but everything you need to know to buy cheap Yankton, SD auto insurance with confidence is right here. Auto insurance rates in Yankton are affected by local factors as well as personal ones like your driving record.

See how Yankton, SD car insurance rates compare to Spearfish auto insurance rates, Pierre auto insurance rates, and Sioux Falls auto insurance rates before you read more about the cost of auto insurance in Yankton.

Don’t buy Yankton, SD auto insurance until you’ve compared rates. Get free Yankton, South Dakota auto insurance quotes when you enter your ZIP code above.

Yankton, SD Minimum Auto Insurance Requirements

The required auto insurance in Yankton, SD is 25/50/25 according to the auto insurance laws in South Dakota. The minimum auto insurance in Yankton, South Dakota is outlined here.

Minimum Required Auto Insurance Coverage in Yankton, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Yankton, SD Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Yankton, SD. Take a look at Yankton, South Dakota auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Yankton, South Dakota

Insurance Company Poor Fair Good
Allstate $5,671 $4,437 $3,853
American Family $4,802 $3,463 $2,924
Farmers $3,833 $3,233 $3,101
GEICO $4,316 $2,191 $1,484
Liberty Mutual $10,948 $6,584 $5,166
Nationwide $3,132 $2,457 $2,163
Progressive $4,544 $3,733 $3,429
State Farm $2,950 $1,765 $1,368

Buy Cheap Yankton, SD Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Yankton, South Dakota auto insurance rates? Find out how car insurance rates in Yankton, SD are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Yankton, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,448 $2,504 $2,157 $2,307 $10,029 $11,971 $2,774 $3,038
American Family $2,659 $2,659 $2,364 $2,364 $5,616 $8,249 $2,659 $3,266
Farmers $1,800 $1,808 $1,586 $1,649 $7,908 $8,229 $2,001 $2,132
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $4,228 $4,597 $3,336 $4,057 $16,457 $18,477 $4,440 $4,937
Nationwide $1,859 $1,915 $1,660 $1,780 $3,965 $5,152 $2,076 $2,265
Progressive $2,332 $2,321 $1,921 $1,966 $7,813 $8,923 $2,918 $3,024
State Farm $1,353 $1,353 $1,177 $1,177 $3,483 $4,447 $1,518 $1,713

Buy Cheap Yankton, SD Auto Insurance for Teen Drivers

Auto insurance for teenagers in Yankton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Yankton, SD are listed here.

Annual Auto Insurance Rates for Teen Drivers in Yankton, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,029 $11,971
American Family $5,616 $8,249
Farmers $7,908 $8,229
GEICO $4,398 $5,174
Liberty Mutual $16,457 $18,477
Nationwide $3,965 $5,152
Progressive $7,813 $8,923
State Farm $3,483 $4,447

Buy Cheap Yankton, SD Auto Insurance for Seniors

You can save on senior auto insurance rates in Yankton, South Dakota by comparing Yankton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Yankton, SD here.

Annual Auto Insurance Rates for Senior Drivers in Yankton, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,157 $2,307
American Family $2,364 $2,364
Farmers $1,586 $1,649
GEICO $2,041 $1,881
Liberty Mutual $3,336 $4,057
Nationwide $1,660 $1,780
Progressive $1,921 $1,966
State Farm $1,177 $1,177

Find Cheap Auto Insurance Rates in Yankton, SD by Coverage Level

The amount of coverage you choose is a big factor in the cost of Yankton, South Dakota auto insurance. Compare Yankton, SD auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Yankton, South Dakota

Insurance Company Low Medium High
Allstate $4,537 $4,646 $4,778
American Family $3,733 $3,834 $3,621
Farmers $3,244 $3,353 $3,571
GEICO $2,584 $2,660 $2,746
Liberty Mutual $7,426 $7,556 $7,716
Nationwide $2,437 $2,573 $2,743
Progressive $3,812 $3,872 $4,022
State Farm $1,955 $2,029 $2,099

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Find Cheap Yankton, SD Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Yankton. Compare auto insurance rates in Yankton, SD by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Yankton, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,540 $4,767
American Family $3,684 $3,775
Farmers $3,389 $3,389
GEICO $2,631 $2,696
Liberty Mutual $7,566 $7,566
Nationwide $2,584 $2,584
Progressive $3,902 $3,902
State Farm $1,978 $2,077

Find Cheap Yankton, SD Auto Insurance Rates by Driving Record

Auto insurance rates in Yankton, South Dakota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Yankton, SD, take a look at the average cost for various violations versus rates for a clean driving record in Yankton.

Annual Yankton, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,858 $4,477 $5,960 $4,318
American Family $2,703 $3,999 $5,125 $3,092
Farmers $2,896 $3,649 $3,560 $3,451
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $6,376 $7,921 $8,226 $7,741
Nationwide $1,864 $2,591 $3,716 $2,165
Progressive $3,377 $4,512 $3,646 $4,073
State Farm $1,889 $2,166 $2,028 $2,028

Find Cheap Yankton, SD Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Yankton, South Dakota is higher than for a clean driving record. You can buy auto insurance after a DUI in Yankton for less when you shop around and compare rates from multiple Yankton, SD auto insurance companies.

Annual Auto Insurance Rates After a DUI in Yankton, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,960
American Family $5,125
Farmers $3,560
GEICO $4,443
Liberty Mutual $8,226
Nationwide $3,716
Progressive $3,646
State Farm $2,028

Winners by Category: Where to Buy Cheap Auto Insurance in Yankton, SD

Compare rates from the cheapest auto insurance companies in Yankton, SD for your needs. Take a look at how Yankton, South Dakota auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Yankton, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Find Cheap Yankton, South Dakota Auto Insurance Companies

If you’re looking for the cheapest Yankton, SD auto insurance companies overall, you can compare them here. Find the best price for Yankton, South Dakota car insurance by company.

Average Annual Auto Insurance Rates by Company in Yankton, South Dakota

Insurance Company Average Annual Rates
Allstate $4,654
American Family $3,730
Farmers $3,389
GEICO $2,664
Liberty Mutual $7,566
Nationwide $2,584
Progressive $3,902
State Farm $2,028

What affects Yankton, South Dakota auto insurance rates?

Local factors affect auto insurance rates in Yankton, SD, including traffic, theft statistics, and commute length. Take a look at the things that impact Yankton auto insurance rates.

Auto Theft in Yankton

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Yankton, SD auto theft show a total of 26 vehicle thefts annually.

Commute Times in Yankton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Yankton, SD is 12.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Yankton, SD

You can buy cheap Yankton, SD auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Yankton, South Dakota auto insurance quotes from top companies.

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