Buy Cheap Woodstock, NY Auto Insurance (2021)

Woodstock, NY auto insurance rates average $328 a month. Minimum auto insurance requirements in Woodstock, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Woodstock, NY, compare Woodstock auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Woodstock, NY are $328/month
  • Average auto insurance rates in Woodstock, NY for teens drivers are $6,829/year
  • Average auto insurance rates in Woodstock, NY after a DUI are $5,210/year

Finding affordable Woodstock, New York auto insurance can be challenging, but everything you need to know to buy cheap Woodstock, NY auto insurance with confidence is right here. Auto insurance rates in Woodstock are affected by local factors as well as personal ones like your driving record.

See how Woodstock, NY car insurance rates compare to Schenectady auto insurance rates, Buffalo auto insurance rates, and Utica auto insurance rates before you read more about the cost of auto insurance in Woodstock.

Don’t buy Woodstock, NY auto insurance until you’ve compared rates. Get free Woodstock, New York auto insurance quotes when you enter your ZIP code above.

Woodstock, NY Minimum Auto Insurance Requirements

The required auto insurance in Woodstock, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Woodstock, New York is outlined here.

Minimum Required Auto Insurance Coverage in Woodstock, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Find Cheap Woodstock, NY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Woodstock, NY. Take a look at Woodstock, New York auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Woodstock, New York

Insurance Company Poor Fair Good
Allstate $6,614 $3,860 $3,326
GEICO $2,734 $2,010 $1,803
Liberty Mutual $8,187 $5,354 $4,009
Nationwide $3,618 $3,618 $3,618
Progressive $5,368 $2,747 $2,003
State Farm $6,623 $4,149 $3,291
Travelers $5,322 $3,343 $2,903
USAA $5,185 $2,565 $2,265

Buy Cheap Woodstock, NY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Woodstock, New York auto insurance rates? Find out how car insurance rates in Woodstock, NY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woodstock, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,010 $2,859 $2,845 $2,915 $9,196 $9,940 $2,998 $3,036
GEICO $1,606 $1,546 $1,561 $1,538 $3,362 $4,907 $1,450 $1,489
Liberty Mutual $4,244 $4,244 $3,949 $3,949 $8,248 $13,407 $4,244 $4,515
Nationwide $2,712 $2,712 $2,555 $2,555 $4,892 $7,325 $2,712 $3,479
Progressive $2,049 $1,913 $1,641 $1,668 $6,883 $7,641 $2,634 $2,554
State Farm $2,926 $2,926 $2,553 $2,553 $8,702 $11,210 $3,222 $3,410
Travelers $2,814 $2,834 $2,542 $2,726 $6,354 $7,501 $2,978 $3,098
USAA $1,750 $1,722 $1,576 $1,583 $6,993 $8,362 $2,243 $2,480

Buy Cheap Woodstock, NY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Woodstock can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Woodstock, NY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Woodstock, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,196 $9,940
GEICO $3,362 $4,907
Liberty Mutual $8,248 $13,407
Nationwide $4,892 $7,325
Progressive $6,883 $7,641
State Farm $8,702 $11,210
Travelers $6,354 $7,501
USAA $6,993 $8,362

Buy Cheap Woodstock, NY Auto Insurance for Seniors

You can save on senior auto insurance rates in Woodstock, New York by comparing Woodstock senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Woodstock, NY here.

Annual Auto Insurance Rates for Senior Drivers in Woodstock, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,845 $2,915
GEICO $1,561 $1,538
Liberty Mutual $3,949 $3,949
Nationwide $2,555 $2,555
Progressive $1,641 $1,668
State Farm $2,553 $2,553
Travelers $2,542 $2,726
USAA $1,576 $1,583

Find Cheap Auto Insurance Rates in Woodstock, NY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Woodstock, New York auto insurance. Compare Woodstock, NY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woodstock, New York

Insurance Company Low Medium High
Allstate $4,225 $4,576 $4,998
GEICO $2,072 $2,173 $2,302
Liberty Mutual $5,608 $5,832 $6,111
Nationwide $3,399 $3,587 $3,866
Progressive $3,192 $3,352 $3,574
State Farm $4,451 $4,716 $4,897
Travelers $3,669 $3,819 $4,080
USAA $3,250 $3,324 $3,442

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Find Cheap Woodstock, NY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Woodstock. Compare auto insurance rates in Woodstock, NY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Woodstock, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,536 $4,663
GEICO $2,118 $2,247
Liberty Mutual $5,686 $6,015
Nationwide $3,618 $3,618
Progressive $3,373 $3,373
State Farm $4,523 $4,853
Travelers $3,856 $3,856
USAA $3,305 $3,372

Find Cheap Woodstock, NY Auto Insurance Rates by Driving Record

Auto insurance rates in Woodstock, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Woodstock, NY, take a look at the average cost for various violations versus rates for a clean driving record in Woodstock.

Annual Woodstock, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,865 $3,865 $5,741 $4,929
GEICO $1,719 $1,873 $3,419 $1,719
Liberty Mutual $4,698 $4,698 $9,308 $4,698
Nationwide $2,747 $2,747 $6,165 $2,811
Progressive $3,281 $3,281 $3,630 $3,300
State Farm $4,462 $4,462 $4,913 $4,913
Travelers $3,315 $4,109 $4,166 $3,835
USAA $2,972 $3,020 $4,343 $3,020

Find Cheap Woodstock, NY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Woodstock, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Woodstock for less when you shop around and compare rates from multiple Woodstock, NY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Woodstock, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,741
GEICO $3,419
Liberty Mutual $9,308
Nationwide $6,165
Progressive $3,630
State Farm $4,913
Travelers $4,166
USAA $4,343

Winners by Category: Where to Buy Cheap Auto Insurance in Woodstock, NY

Compare rates from the cheapest auto insurance companies in Woodstock, NY for your needs. Take a look at how Woodstock, New York auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Woodstock, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Find Cheap Woodstock, New York Auto Insurance Companies

If you’re looking for the cheapest Woodstock, NY auto insurance companies overall, you can compare them here. Find the best price for Woodstock, New York car insurance by company.

Average Annual Auto Insurance Rates by Company in Woodstock, New York

Insurance Company Average Annual Rates
Allstate $4,600
GEICO $2,182
Liberty Mutual $5,850
Nationwide $3,618
Progressive $3,373
State Farm $4,688
Travelers $3,856
USAA $3,339

What affects Woodstock, New York auto insurance rates?

Local factors affect auto insurance rates in Woodstock, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Woodstock auto insurance rates.

Commute Times in Woodstock

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Woodstock, NY is 27.2 minutes according to City-Data.

Compare Auto Insurance Quotes in Woodstock, NY

You can buy cheap Woodstock, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Woodstock, New York auto insurance quotes from top companies.

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