Buy Cheap Woodlake, CA Auto Insurance (2021)

Woodlake, CA auto insurance rates average $281 a month. Minimum auto insurance requirements in Woodlake, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Woodlake, CA, compare Woodlake auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Woodlake is Farmers
  • Average auto insurance rates in Woodlake, CA after a DUI are $4,734/year
  • Average auto insurance rates in Woodlake, CA are $281/month

Finding affordable Woodlake, California auto insurance can be challenging, but everything you need to know to buy cheap Woodlake, CA auto insurance with confidence is right here. Auto insurance rates in Woodlake are affected by local factors as well as personal ones like your driving record.

See how Woodlake, CA car insurance rates compare to Fresno auto insurance rates, San Jose auto insurance rates, and San Diego auto insurance rates before you read more about the cost of auto insurance in Woodlake.

Don’t buy Woodlake, CA auto insurance until you’ve compared rates. Get free Woodlake, California auto insurance quotes when you enter your ZIP code above.

Woodlake, CA Minimum Auto Insurance Requirements

The required auto insurance in Woodlake, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Woodlake, California is outlined here.

Minimum Required Auto Insurance Coverage in Woodlake, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Woodlake, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Woodlake, California auto insurance rates? Find out how car insurance rates in Woodlake, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woodlake, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,750 $2,764 $1,985 $2,018 $7,399 $9,321 $3,538 $3,929
Farmers $2,734 $2,734 $2,459 $2,459 $8,717 $14,324 $3,238 $3,605
GEICO $1,611 $1,613 $1,516 $1,516 $4,897 $4,994 $2,314 $2,373
Liberty Mutual $2,082 $1,967 $1,936 $1,875 $4,482 $4,788 $2,340 $2,367
Nationwide $2,718 $2,597 $2,383 $2,249 $6,831 $7,553 $3,230 $3,192
Progressive $1,630 $1,678 $1,392 $1,649 $4,351 $5,238 $2,352 $2,528
State Farm $2,941 $2,941 $2,626 $2,626 $5,374 $6,656 $3,255 $3,358
Travelers $2,277 $2,209 $2,011 $1,990 $4,630 $5,303 $2,948 $2,890
USAA $1,857 $1,758 $1,814 $1,821 $4,232 $4,247 $2,566 $2,424

Buy Cheap Woodlake, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Woodlake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Woodlake, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Woodlake, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,399 $9,321
Farmers $8,717 $14,324
GEICO $4,897 $4,994
Liberty Mutual $4,482 $4,788
Nationwide $6,831 $7,553
Progressive $4,351 $5,238
State Farm $5,374 $6,656
Travelers $4,630 $5,303
USAA $4,232 $4,247

Buy Cheap Woodlake, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Woodlake, California by comparing Woodlake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Woodlake, CA here.

Annual Auto Insurance Rates for Senior Drivers in Woodlake, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,985 $2,018
Farmers $2,459 $2,459
GEICO $1,516 $1,516
Liberty Mutual $1,936 $1,875
Nationwide $2,383 $2,249
Progressive $1,392 $1,649
State Farm $2,626 $2,626
Travelers $2,011 $1,990
USAA $1,814 $1,821

Find Cheap Auto Insurance Rates in Woodlake, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Woodlake, California auto insurance. Compare Woodlake, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woodlake, California

Insurance Company Low Medium High
Allstate $3,972 $4,251 $4,416
Farmers $4,703 $5,070 $5,328
GEICO $2,379 $2,631 $2,803
Liberty Mutual $2,535 $2,754 $2,900
Nationwide $3,444 $3,910 $4,179
Progressive $2,324 $2,682 $2,801
State Farm $3,403 $3,775 $3,988
Travelers $2,658 $3,108 $3,331
USAA $2,346 $2,640 $2,783

Find Cheap Woodlake, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Woodlake. Compare auto insurance rates in Woodlake, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Woodlake, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,792 $4,634
Farmers $4,568 $5,500
GEICO $2,366 $2,842
Liberty Mutual $2,506 $2,954
Nationwide $3,399 $4,289
Progressive $2,362 $2,842
State Farm $3,588 $3,856
Travelers $2,732 $3,333
USAA $2,385 $2,794

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Find Cheap Woodlake, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Woodlake, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Woodlake, CA, take a look at the average cost for various violations versus rates for a clean driving record in Woodlake.

Annual Woodlake, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,533 $4,272 $6,722 $3,326
Farmers $3,719 $5,066 $6,317 $5,033
GEICO $1,823 $2,806 $3,527 $2,261
Liberty Mutual $2,369 $3,173 $2,866 $2,510
Nationwide $2,686 $3,442 $5,808 $3,442
Progressive $1,704 $2,895 $3,357 $2,453
State Farm $2,653 $3,166 $5,989 $3,080
Travelers $2,037 $3,292 $3,825 $2,975
USAA $1,721 $2,558 $4,195 $1,886

Find Cheap Woodlake, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Woodlake, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Woodlake for less when you shop around and compare rates from multiple Woodlake, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Woodlake, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,722
Farmers $6,317
GEICO $3,527
Liberty Mutual $2,866
Nationwide $5,808
Progressive $3,357
State Farm $5,989
Travelers $3,825
USAA $4,195

Winners by Category: Where to Buy Cheap Auto Insurance in Woodlake, CA

Compare rates from the cheapest auto insurance companies in Woodlake, CA for your needs. Take a look at how Woodlake, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Woodlake, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Woodlake, California Auto Insurance Companies

If you’re looking for the cheapest Woodlake, CA auto insurance companies overall, you can compare them here. Find the best price for Woodlake, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Woodlake, California

Insurance Company Average Annual Rates
Allstate $4,213
Farmers $5,034
GEICO $2,604
Liberty Mutual $2,730
Nationwide $3,844
Progressive $2,602
State Farm $3,722
Travelers $3,032
USAA $2,590

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What affects Woodlake, California auto insurance rates?

Local factors affect auto insurance rates in Woodlake, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Woodlake auto insurance rates.

Auto Theft in Woodlake

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Woodlake, CA auto theft show a total of 13 vehicle thefts annually.

Commute Times in Woodlake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Woodlake, CA is 26.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Woodlake, CA

You can buy cheap Woodlake, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Woodlake, California auto insurance quotes from top companies.

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