Buy Cheap Woodburn, IA Auto Insurance (2022)

Woodburn, IA auto insurance rates average $255 a month. Minimum auto insurance requirements in Woodburn, Iowa are 20/40/15 to comply with Iowa laws. To buy cheap auto insurance in Woodburn, IA, compare Woodburn auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Woodburn, IA are $255/month
  • Average auto insurance rates in Woodburn, IA after a DUI are $3,686/year
  • The most expensive auto insurance company in Woodburn is Travelers

Finding affordable Woodburn, Iowa auto insurance can be challenging, but everything you need to know to buy cheap Woodburn, IA auto insurance with confidence is right here. Auto insurance rates in Woodburn are affected by local factors as well as personal ones like your driving record.

See how Woodburn, IA car insurance rates compare to Waterloo auto insurance rates, Council Bluffs auto insurance rates, and Iowa City auto insurance rates before you read more about the cost of auto insurance in Woodburn.

Don’t buy Woodburn, IA auto insurance until you’ve compared rates. Get free Woodburn, Iowa auto insurance quotes when you enter your ZIP code above.

Woodburn, IA Minimum Auto Insurance Requirements

The required auto insurance in Woodburn, IA is 20/40/15 according to the auto insurance laws in Iowa. The minimum auto insurance in Woodburn, Iowa is outlined here.

Minimum Required Auto Insurance Coverage in Woodburn, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Find Cheap Woodburn, IA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Woodburn, IA. Take a look at Woodburn, Iowa auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Woodburn, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $4,174 $3,066 $2,573
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,265 $3,851 $3,035
Nationwide $3,281 $2,555 $2,242
Progressive $3,159 $2,539 $2,295
State Farm $3,157 $1,953 $1,541
Travelers $6,249 $5,329 $5,075
USAA $2,454 $1,675 $1,447

Buy Cheap Woodburn, IA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Woodburn, Iowa auto insurance rates? Find out how car insurance rates in Woodburn, IA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woodburn, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $2,116 $2,116 $1,889 $1,889 $5,602 $7,889 $2,116 $2,553
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,144 $2,331 $1,875 $2,277 $10,031 $11,292 $2,430 $2,686
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $1,896 $1,834 $1,560 $1,617 $4,527 $5,121 $2,285 $2,475
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,528 $2,582 $2,450 $2,456 $11,064 $17,577 $2,628 $3,125
USAA $1,264 $1,289 $1,153 $1,189 $3,266 $3,496 $1,524 $1,691

Buy Cheap Woodburn, IA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Woodburn can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Woodburn, IA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Woodburn, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $5,602 $7,889
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,031 $11,292
Nationwide $4,255 $5,540
Progressive $4,527 $5,121
State Farm $3,891 $4,937
Travelers $11,064 $17,577
USAA $3,266 $3,496

Buy Cheap Woodburn, IA Auto Insurance for Seniors

You can save on senior auto insurance rates in Woodburn, Iowa by comparing Woodburn senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Woodburn, IA here.

Annual Auto Insurance Rates for Senior Drivers in Woodburn, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $1,889 $1,889
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,875 $2,277
Nationwide $1,676 $1,797
Progressive $1,560 $1,617
State Farm $1,269 $1,269
Travelers $2,450 $2,456
USAA $1,153 $1,189

Find Cheap Auto Insurance Rates in Woodburn, IA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Woodburn, Iowa auto insurance. Compare Woodburn, IA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woodburn, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,298 $3,452 $3,063
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,218 $4,376 $4,557
Nationwide $2,822 $2,674 $2,582
Progressive $2,528 $2,671 $2,794
State Farm $2,111 $2,229 $2,311
Travelers $5,247 $5,634 $5,773
USAA $1,768 $1,864 $1,944

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Find Cheap Woodburn, IA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Woodburn. Compare auto insurance rates in Woodburn, IA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Woodburn, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,233 $3,309
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,383 $4,383
Nationwide $2,693 $2,693
Progressive $2,664 $2,664
State Farm $2,164 $2,270
Travelers $5,551 $5,551
USAA $1,791 $1,927

Find Cheap Woodburn, IA Auto Insurance Rates by Driving Record

Auto insurance rates in Woodburn, Iowa are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Woodburn, IA, take a look at the average cost for various violations versus rates for a clean driving record in Woodburn.

Annual Woodburn, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,363 $3,448 $4,494 $2,779
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,791 $4,675 $4,783 $4,285
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,145 $3,500 $2,324 $2,688
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,050 $5,392 $7,217 $5,547
USAA $1,427 $1,901 $2,473 $1,635

Find Cheap Woodburn, IA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Woodburn, Iowa is higher than for a clean driving record. You can buy auto insurance after a DUI in Woodburn for less when you shop around and compare rates from multiple Woodburn, IA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Woodburn, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,710
American Family $4,494
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,783
Nationwide $3,838
Progressive $2,324
State Farm $2,217
Travelers $7,217
USAA $2,473

Winners by Category: Where to Buy Cheap Auto Insurance in Woodburn, IA

Compare rates from the cheapest auto insurance companies in Woodburn, IA for your needs. Take a look at how Woodburn, Iowa auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Woodburn, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Woodburn, Iowa Auto Insurance Companies

If you’re looking for the cheapest Woodburn, IA auto insurance companies overall, you can compare them here. Find the best price for Woodburn, Iowa car insurance by company.

Average Annual Auto Insurance Rates by Company in Woodburn, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,271
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,383
Nationwide $2,693
Progressive $2,664
State Farm $2,217
Travelers $5,551
USAA $1,859

What affects Woodburn, Iowa auto insurance rates?

Local factors affect auto insurance rates in Woodburn, IA, including traffic, theft statistics, and commute length. Take a look at the things that impact Woodburn auto insurance rates.

Commute Times in Woodburn

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Woodburn, IA is 33.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Woodburn, IA

You can buy cheap Woodburn, IA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Woodburn, Iowa auto insurance quotes from top companies.

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