Buy Cheap Woodbridge, NJ Auto Insurance (2021)

Woodbridge, NJ auto insurance rates average $513 a month. Minimum auto insurance requirements in Woodbridge, New Jersey are 15/30/5 to comply with New Jersey laws. To buy cheap auto insurance in Woodbridge, NJ, compare Woodbridge auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Woodbridge, NJ after a DUI are $7,220/year
  • The most expensive auto insurance company in Woodbridge is Liberty Mutual
  • Average auto insurance rates in Woodbridge, NJ for teens drivers are $11,402/year

Finding affordable Woodbridge, New Jersey auto insurance can be challenging, but everything you need to know to buy cheap Woodbridge, NJ auto insurance with confidence is right here. Auto insurance rates in Woodbridge are affected by local factors as well as personal ones like your driving record.

See how Woodbridge, NJ car insurance rates compare to Clifton auto insurance rates, Union City auto insurance rates, and Trenton auto insurance rates before you read more about the cost of auto insurance in Woodbridge.

Don’t buy Woodbridge, NJ auto insurance until you’ve compared rates. Get free Woodbridge, New Jersey auto insurance quotes when you enter your ZIP code above.

Woodbridge, NJ Minimum Auto Insurance Requirements

The required auto insurance in Woodbridge, NJ is 15/30/5 according to the auto insurance laws in New Jersey. The minimum auto insurance in Woodbridge, New Jersey is outlined here.

Minimum Required Auto Insurance Coverage in Woodbridge, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Find Cheap Woodbridge, NJ Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Woodbridge, NJ. Take a look at Woodbridge, New Jersey auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Woodbridge, New Jersey

Insurance Company Poor Fair Good
Allstate $8,187 $5,265 $4,145
Farmers $10,233 $7,933 $7,476
GEICO $4,410 $2,532 $1,832
Liberty Mutual $11,325 $8,371 $7,051
Progressive $4,726 $4,131 $3,819
State Farm $11,742 $7,075 $5,512
Travelers $6,100 $4,454 $3,033

Buy Cheap Woodbridge, NJ Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Woodbridge, New Jersey auto insurance rates? Find out how car insurance rates in Woodbridge, NJ are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woodbridge, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,529 $3,511 $3,429 $3,429 $11,098 $13,511 $4,156 $4,261
Farmers $5,437 $5,485 $5,299 $5,167 $15,832 $18,189 $6,449 $6,521
GEICO $2,370 $2,337 $2,325 $2,325 $4,346 $4,304 $2,740 $2,647
Liberty Mutual $5,876 $5,876 $6,459 $6,459 $15,346 $17,423 $6,459 $7,427
Progressive $2,149 $1,987 $1,942 $1,994 $9,878 $10,866 $2,547 $2,438
State Farm $4,713 $4,713 $4,274 $4,274 $15,552 $19,959 $5,380 $6,011
Travelers $3,412 $3,311 $3,169 $3,195 $7,760 $8,787 $3,316 $3,283

Buy Cheap Woodbridge, NJ Auto Insurance for Teen Drivers

Auto insurance for teenagers in Woodbridge can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Woodbridge, NJ are listed here.

Annual Auto Insurance Rates for Teen Drivers in Woodbridge, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,098 $13,511
Farmers $15,832 $18,189
GEICO $4,346 $4,304
Liberty Mutual $15,346 $17,423
Progressive $9,878 $10,866
State Farm $15,552 $19,959
Travelers $7,760 $8,787

Buy Cheap Woodbridge, NJ Auto Insurance for Seniors

You can save on senior auto insurance rates in Woodbridge, New Jersey by comparing Woodbridge senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Woodbridge, NJ here.

Annual Auto Insurance Rates for Senior Drivers in Woodbridge, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,429 $3,429
Farmers $5,299 $5,167
GEICO $2,325 $2,325
Liberty Mutual $6,459 $6,459
Progressive $1,942 $1,994
State Farm $4,274 $4,274
Travelers $3,169 $3,195

Find Cheap Auto Insurance Rates in Woodbridge, NJ by Coverage Level

The amount of coverage you choose is a big factor in the cost of Woodbridge, New Jersey auto insurance. Compare Woodbridge, NJ auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woodbridge, New Jersey

Insurance Company Low Medium High
Allstate $5,403 $5,953 $6,241
Farmers $7,649 $8,486 $9,507
GEICO $2,589 $2,983 $3,201
Liberty Mutual $7,940 $9,193 $9,614
Progressive $3,791 $4,294 $4,591
State Farm $7,513 $8,219 $8,596
Travelers $4,113 $4,526 $4,949

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Find Cheap Woodbridge, NJ Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Woodbridge. Compare auto insurance rates in Woodbridge, NJ by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Woodbridge, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,855 $5,877
Farmers $8,547 $8,547
GEICO $2,900 $2,949
Liberty Mutual $8,828 $9,003
Progressive $4,225 $4,225
State Farm $7,898 $8,321
Travelers $4,529 $4,529

Find Cheap Woodbridge, NJ Auto Insurance Rates by Driving Record

Auto insurance rates in Woodbridge, New Jersey are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Woodbridge, NJ, take a look at the average cost for various violations versus rates for a clean driving record in Woodbridge.

Annual Woodbridge, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,391 $7,325 $6,398 $5,349
Farmers $6,627 $11,245 $9,168 $7,150
GEICO $2,273 $2,991 $4,161 $2,273
Liberty Mutual $8,558 $9,810 $8,737 $8,558
Progressive $3,634 $4,883 $4,151 $4,233
State Farm $4,399 $8,025 $12,907 $7,107
Travelers $3,472 $5,173 $5,018 $4,454

Find Cheap Woodbridge, NJ Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Woodbridge, New Jersey is higher than for a clean driving record. You can buy auto insurance after a DUI in Woodbridge for less when you shop around and compare rates from multiple Woodbridge, NJ auto insurance companies.

Annual Auto Insurance Rates After a DUI in Woodbridge, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,398
Farmers $9,168
GEICO $4,161
Liberty Mutual $8,737
Progressive $4,151
State Farm $12,907
Travelers $5,018

Winners by Category: Where to Buy Cheap Auto Insurance in Woodbridge, NJ

Compare rates from the cheapest auto insurance companies in Woodbridge, NJ for your needs. Take a look at how Woodbridge, New Jersey auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Woodbridge, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Woodbridge, New Jersey Auto Insurance Companies

If you’re looking for the cheapest Woodbridge, NJ auto insurance companies overall, you can compare them here. Find the best price for Woodbridge, New Jersey car insurance by company.

Average Annual Auto Insurance Rates by Company in Woodbridge, New Jersey

Insurance Company Average Annual Rates
Allstate $5,866
Farmers $8,547
GEICO $2,924
Liberty Mutual $8,916
Progressive $4,225
State Farm $8,110
Travelers $4,529

What affects Woodbridge, New Jersey auto insurance rates?

Local factors affect auto insurance rates in Woodbridge, NJ, including traffic, theft statistics, and commute length. Take a look at the things that impact Woodbridge auto insurance rates.

Commute Times in Woodbridge

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Woodbridge, NJ is 35.6 minutes according to City-Data.

Traffic in Woodbridge

How is traffic in Woodbridge, New Jersey? Inrix data shows that Woodbridge, NJ traffic makes it the 588th-most congested city compared to other cities worldwide.

Compare Auto Insurance Quotes in Woodbridge, NJ

You can buy cheap Woodbridge, NJ auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Woodbridge, New Jersey auto insurance quotes from top companies.

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