Buy Cheap Wolcott, IN Auto Insurance (2021)

Wolcott, IN auto insurance rates average $277 a month. Minimum auto insurance requirements in Wolcott, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Wolcott, IN, compare Wolcott auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Wolcott, IN after a DUI are $3,934/year
  • The most expensive auto insurance company in Wolcott is Liberty Mutual
  • Average auto insurance rates in Wolcott, IN are $277/month

Finding affordable Wolcott, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Wolcott, IN auto insurance with confidence is right here. Auto insurance rates in Wolcott are affected by local factors as well as personal ones like your driving record.

See how Wolcott, IN car insurance rates compare to Evansville auto insurance rates, Bloomington auto insurance rates, and Hammond auto insurance rates before you read more about the cost of auto insurance in Wolcott.

Don’t buy Wolcott, IN auto insurance until you’ve compared rates. Get free Wolcott, Indiana auto insurance quotes when you enter your ZIP code above.

Wolcott, IN Minimum Auto Insurance Requirements

The required auto insurance in Wolcott, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Wolcott, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Wolcott, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Wolcott, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Wolcott, IN. Take a look at Wolcott, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Wolcott, Indiana

Insurance Company Poor Fair Good
Allstate $5,298 $3,915 $3,553
American Family $4,820 $3,129 $2,619
Farmers $4,098 $3,352 $3,109
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,780 $5,064 $4,683
Nationwide $3,363 $2,839 $2,651
Progressive $4,391 $3,889 $3,667
State Farm $3,181 $1,898 $1,472
Travelers $3,576 $3,030 $3,028
USAA $2,105 $1,388 $1,189

Buy Cheap Wolcott, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Wolcott, Indiana auto insurance rates? Find out how car insurance rates in Wolcott, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wolcott, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,683 $2,762 $2,338 $2,560 $7,955 $9,987 $2,756 $3,000
American Family $2,207 $2,207 $1,982 $1,982 $6,087 $8,808 $2,207 $2,702
Farmers $1,564 $1,542 $1,337 $1,507 $8,640 $9,260 $2,076 $2,233
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,986 $3,986 $3,662 $3,662 $8,754 $13,230 $3,986 $5,473
Nationwide $1,813 $1,859 $1,583 $1,698 $5,292 $6,902 $2,126 $2,333
Progressive $1,689 $1,600 $1,530 $1,539 $9,970 $11,233 $2,123 $2,172
State Farm $1,361 $1,361 $1,206 $1,206 $4,012 $5,154 $1,502 $1,668
Travelers $1,167 $1,189 $1,089 $1,091 $7,147 $11,344 $1,230 $1,430
USAA $998 $984 $927 $936 $2,756 $3,085 $1,350 $1,448

Buy Cheap Wolcott, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Wolcott can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wolcott, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Wolcott, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,955 $9,987
American Family $6,087 $8,808
Farmers $8,640 $9,260
GEICO $4,461 $4,147
Liberty Mutual $8,754 $13,230
Nationwide $5,292 $6,902
Progressive $9,970 $11,233
State Farm $4,012 $5,154
Travelers $7,147 $11,344
USAA $2,756 $3,085

Buy Cheap Wolcott, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Wolcott, Indiana by comparing Wolcott senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wolcott, IN here.

Annual Auto Insurance Rates for Senior Drivers in Wolcott, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,338 $2,560
American Family $1,982 $1,982
Farmers $1,337 $1,507
GEICO $1,431 $1,480
Liberty Mutual $3,662 $3,662
Nationwide $1,583 $1,698
Progressive $1,530 $1,539
State Farm $1,206 $1,206
Travelers $1,089 $1,091
USAA $927 $936

Find Cheap Auto Insurance Rates in Wolcott, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Wolcott, Indiana auto insurance. Compare Wolcott, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wolcott, Indiana

Insurance Company Low Medium High
Allstate $4,075 $4,240 $4,451
American Family $3,477 $3,639 $3,452
Farmers $3,382 $3,514 $3,664
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,656 $5,828 $6,043
Nationwide $3,007 $2,927 $2,919
Progressive $3,764 $3,921 $4,261
State Farm $2,085 $2,183 $2,284
Travelers $3,141 $3,241 $3,250
USAA $1,506 $1,557 $1,618

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Find Cheap Wolcott, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Wolcott. Compare auto insurance rates in Wolcott, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Wolcott, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,255 $4,255
American Family $3,480 $3,566
Farmers $3,520 $3,520
GEICO $2,193 $2,275
Liberty Mutual $5,687 $5,998
Nationwide $2,951 $2,951
Progressive $3,982 $3,982
State Farm $2,121 $2,246
Travelers $3,211 $3,211
USAA $1,540 $1,581

Find Cheap Wolcott, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Wolcott, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wolcott, IN, take a look at the average cost for various violations versus rates for a clean driving record in Wolcott.

Annual Wolcott, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,413 $4,979 $4,585 $4,044
American Family $2,427 $3,874 $4,898 $2,891
Farmers $3,155 $3,663 $3,783 $3,478
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,572 $5,380 $8,386 $5,033
Nationwide $2,531 $3,276 $3,139 $2,857
Progressive $2,982 $5,234 $3,560 $4,152
State Farm $2,134 $2,332 $2,134 $2,134
Travelers $2,729 $3,369 $3,817 $2,928
USAA $1,180 $1,676 $1,923 $1,463

Find Cheap Wolcott, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Wolcott, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Wolcott for less when you shop around and compare rates from multiple Wolcott, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Wolcott, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,585
American Family $4,898
Farmers $3,783
GEICO $3,115
Liberty Mutual $8,386
Nationwide $3,139
Progressive $3,560
State Farm $2,134
Travelers $3,817
USAA $1,923

Winners by Category: Where to Buy Cheap Auto Insurance in Wolcott, IN

Compare rates from the cheapest auto insurance companies in Wolcott, IN for your needs. Take a look at how Wolcott, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Wolcott, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Wolcott, Indiana Auto Insurance Companies

If you’re looking for the cheapest Wolcott, IN auto insurance companies overall, you can compare them here. Find the best price for Wolcott, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Wolcott, Indiana

Insurance Company Average Annual Rates
Allstate $4,255
American Family $3,523
Farmers $3,520
GEICO $2,234
Liberty Mutual $5,842
Nationwide $2,951
Progressive $3,982
State Farm $2,184
Travelers $3,211
USAA $1,561

What affects Wolcott, Indiana auto insurance rates?

Local factors affect auto insurance rates in Wolcott, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Wolcott auto insurance rates.

Commute Times in Wolcott

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wolcott, IN is 21.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Wolcott, IN

You can buy cheap Wolcott, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wolcott, Indiana auto insurance quotes from top companies.

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