Buy Cheap Winters, CA Auto Insurance (2021)

Winters, CA auto insurance rates average $283 a month. Minimum auto insurance requirements in Winters, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Winters, CA, compare Winters auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • Average auto insurance rates in Winters, CA after a DUI are $4,772/year
  • Average auto insurance rates in Winters, CA are $283/month
  • The most expensive auto insurance company in Winters after a DUI is Allstate

Finding affordable Winters, California auto insurance can be challenging, but everything you need to know to buy cheap Winters, CA auto insurance with confidence is right here. Auto insurance rates in Winters are affected by local factors as well as personal ones like your driving record.

See how Winters, CA car insurance rates compare to Sacramento auto insurance rates, San Francisco auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in Winters.

Don’t buy Winters, CA auto insurance until you’ve compared rates. Get free Winters, California auto insurance quotes when you enter your ZIP code above.

Winters, CA Minimum Auto Insurance Requirements

The required auto insurance in Winters, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Winters, California is outlined here.

Minimum Required Auto Insurance Coverage in Winters, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Buy Cheap Winters, CA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Winters, California auto insurance rates? Find out how car insurance rates in Winters, CA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Winters, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,821 $2,823 $2,058 $2,076 $7,807 $9,820 $3,606 $3,960
Farmers $2,460 $2,460 $2,216 $2,216 $7,833 $12,846 $2,913 $3,243
GEICO $1,827 $1,828 $1,718 $1,718 $5,540 $5,639 $2,622 $2,684
Liberty Mutual $2,226 $2,110 $2,068 $2,004 $4,865 $5,169 $2,513 $2,531
Nationwide $3,032 $2,896 $2,656 $2,506 $7,664 $8,471 $3,612 $3,569
Progressive $1,508 $1,549 $1,300 $1,531 $4,033 $4,826 $2,174 $2,330
State Farm $2,821 $2,821 $2,519 $2,519 $5,157 $6,393 $3,121 $3,219
Travelers $2,255 $2,183 $1,994 $1,974 $4,626 $5,254 $2,911 $2,854
USAA $1,821 $1,726 $1,775 $1,783 $4,158 $4,169 $2,510 $2,374

Buy Cheap Winters, CA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Winters can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Winters, CA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Winters, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,807 $9,820
Farmers $7,833 $12,846
GEICO $5,540 $5,639
Liberty Mutual $4,865 $5,169
Nationwide $7,664 $8,471
Progressive $4,033 $4,826
State Farm $5,157 $6,393
Travelers $4,626 $5,254
USAA $4,158 $4,169

Buy Cheap Winters, CA Auto Insurance for Seniors

You can save on senior auto insurance rates in Winters, California by comparing Winters senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Winters, CA here.

Annual Auto Insurance Rates for Senior Drivers in Winters, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,058 $2,076
Farmers $2,216 $2,216
GEICO $1,718 $1,718
Liberty Mutual $2,068 $2,004
Nationwide $2,656 $2,506
Progressive $1,300 $1,531
State Farm $2,519 $2,519
Travelers $1,994 $1,974
USAA $1,775 $1,783

Find Cheap Auto Insurance Rates in Winters, CA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Winters, California auto insurance. Compare Winters, CA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Winters, California

Insurance Company Low Medium High
Allstate $4,133 $4,410 $4,571
Farmers $4,217 $4,557 $4,796
GEICO $2,657 $2,979 $3,205
Liberty Mutual $2,741 $2,961 $3,105
Nationwide $3,856 $4,376 $4,670
Progressive $2,119 $2,489 $2,610
State Farm $3,253 $3,625 $3,836
Travelers $2,605 $3,089 $3,325
USAA $2,292 $2,591 $2,736

Find Cheap Winters, CA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Winters. Compare auto insurance rates in Winters, CA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Winters, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,940 $4,802
Farmers $4,104 $4,942
GEICO $2,677 $3,217
Liberty Mutual $2,696 $3,176
Nationwide $3,800 $4,801
Progressive $2,183 $2,630
State Farm $3,442 $3,701
Travelers $2,710 $3,303
USAA $2,339 $2,740

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Find Cheap Winters, CA Auto Insurance Rates by Driving Record

Auto insurance rates in Winters, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Winters, CA, take a look at the average cost for various violations versus rates for a clean driving record in Winters.

Annual Winters, California Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,636 $4,430 $6,962 $3,457
Farmers $3,344 $4,553 $5,673 $4,522
GEICO $2,061 $3,178 $3,991 $2,557
Liberty Mutual $2,548 $3,414 $3,080 $2,700
Nationwide $3,002 $3,848 $6,504 $3,848
Progressive $1,576 $2,682 $3,096 $2,271
State Farm $2,545 $3,038 $5,746 $2,956
Travelers $2,017 $3,269 $3,785 $2,954
USAA $1,688 $2,509 $4,112 $1,849

Find Cheap Winters, CA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Winters, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Winters for less when you shop around and compare rates from multiple Winters, CA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Winters, California

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,962
Farmers $5,673
GEICO $3,991
Liberty Mutual $3,080
Nationwide $6,504
Progressive $3,096
State Farm $5,746
Travelers $3,785
USAA $4,112

Winners by Category: Where to Buy Cheap Auto Insurance in Winters, CA

Compare rates from the cheapest auto insurance companies in Winters, CA for your needs. Take a look at how Winters, California auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Winters, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Find Cheap Winters, California Auto Insurance Companies

If you’re looking for the cheapest Winters, CA auto insurance companies overall, you can compare them here. Find the best price for Winters, California car insurance by company.

Average Annual Auto Insurance Rates by Company in Winters, California

Insurance Company Average Annual Rates
Allstate $4,371
Farmers $4,523
GEICO $2,947
Liberty Mutual $2,936
Nationwide $4,301
Progressive $2,406
State Farm $3,571
Travelers $3,006
USAA $2,540

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What affects Winters, California auto insurance rates?

Local factors affect auto insurance rates in Winters, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Winters auto insurance rates.

Auto Theft in Winters

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Winters, CA auto theft show a total of 7 vehicle thefts annually.

Commute Times in Winters

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Winters, CA is 34.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Winters, CA

You can buy cheap Winters, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Winters, California auto insurance quotes from top companies.

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