Buy Cheap Winona Lake, IN Auto Insurance (2021)

Winona Lake, IN auto insurance rates average $261 a month. Minimum auto insurance requirements in Winona Lake, Indiana are 25/50/25 to comply with Indiana laws. To buy cheap auto insurance in Winona Lake, IN, compare Winona Lake auto insurance quotes from top companies.

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    Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the ...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Jul 20, 2021

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A Concise Overview

  • The most expensive auto insurance company in Winona Lake after a DUI is Liberty Mutual
  • Average auto insurance rates in Winona Lake, IN are $261/month
  • Average auto insurance rates in Winona Lake, IN after a DUI are $3,714/year

Finding affordable Winona Lake, Indiana auto insurance can be challenging, but everything you need to know to buy cheap Winona Lake, IN auto insurance with confidence is right here. Auto insurance rates in Winona Lake are affected by local factors as well as personal ones like your driving record.

See how Winona Lake, IN car insurance rates compare to Fort Wayne auto insurance rates, Bloomington auto insurance rates, and Indianapolis auto insurance rates before you read more about the cost of auto insurance in Winona Lake.

Don’t buy Winona Lake, IN auto insurance until you’ve compared rates. Get free Winona Lake, Indiana auto insurance quotes when you enter your ZIP code above.

Winona Lake, IN Minimum Auto Insurance Requirements

The required auto insurance in Winona Lake, IN is 25/50/25 according to the auto insurance laws in Indiana. The minimum auto insurance in Winona Lake, Indiana is outlined here.

Minimum Required Auto Insurance Coverage in Winona Lake, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Winona Lake, IN Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Winona Lake, IN. Take a look at Winona Lake, Indiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Winona Lake, Indiana

Insurance Company Poor Fair Good
Allstate $4,481 $3,331 $3,031
American Family $4,594 $2,986 $2,501
Farmers $4,194 $3,419 $3,167
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,010 $2,544 $2,379
Progressive $3,910 $3,456 $3,257
State Farm $3,096 $1,847 $1,433
Travelers $3,589 $3,044 $3,043
USAA $2,134 $1,404 $1,202

Buy Cheap Winona Lake, IN Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Winona Lake, Indiana auto insurance rates? Find out how car insurance rates in Winona Lake, IN are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Winona Lake, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,258 $2,316 $1,982 $2,171 $6,807 $8,592 $2,295 $2,492
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,633 $1,612 $1,396 $1,567 $8,744 $9,320 $2,150 $2,326
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,630 $1,668 $1,428 $1,526 $4,739 $6,162 $1,910 $2,091
Progressive $1,529 $1,447 $1,384 $1,396 $8,823 $9,901 $1,907 $1,942
State Farm $1,315 $1,315 $1,169 $1,169 $3,928 $5,043 $1,453 $1,612
Travelers $1,156 $1,177 $1,080 $1,083 $7,202 $11,476 $1,220 $1,410
USAA $1,016 $1,004 $940 $954 $2,764 $3,105 $1,376 $1,482

Buy Cheap Winona Lake, IN Auto Insurance for Teen Drivers

Auto insurance for teenagers in Winona Lake can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Winona Lake, IN are listed here.

Annual Auto Insurance Rates for Teen Drivers in Winona Lake, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,807 $8,592
American Family $5,778 $8,378
Farmers $8,744 $9,320
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,739 $6,162
Progressive $8,823 $9,901
State Farm $3,928 $5,043
Travelers $7,202 $11,476
USAA $2,764 $3,105

Buy Cheap Winona Lake, IN Auto Insurance for Seniors

You can save on senior auto insurance rates in Winona Lake, Indiana by comparing Winona Lake senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Winona Lake, IN here.

Annual Auto Insurance Rates for Senior Drivers in Winona Lake, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,982 $2,171
American Family $1,897 $1,897
Farmers $1,396 $1,567
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,428 $1,526
Progressive $1,384 $1,396
State Farm $1,169 $1,169
Travelers $1,080 $1,083
USAA $940 $954

Find Cheap Auto Insurance Rates in Winona Lake, IN by Coverage Level

The amount of coverage you choose is a big factor in the cost of Winona Lake, Indiana auto insurance. Compare Winona Lake, IN auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Winona Lake, Indiana

Insurance Company Low Medium High
Allstate $3,438 $3,600 $3,804
American Family $3,333 $3,473 $3,277
Farmers $3,469 $3,587 $3,725
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,690 $2,623 $2,619
Progressive $3,346 $3,486 $3,792
State Farm $2,023 $2,124 $2,229
Travelers $3,148 $3,256 $3,273
USAA $1,526 $1,576 $1,638

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Find Cheap Winona Lake, IN Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Winona Lake. Compare auto insurance rates in Winona Lake, IN by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Winona Lake, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,614 $3,614
American Family $3,320 $3,401
Farmers $3,594 $3,594
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,644 $2,644
Progressive $3,541 $3,541
State Farm $2,064 $2,186
Travelers $3,225 $3,225
USAA $1,559 $1,601

Find Cheap Winona Lake, IN Auto Insurance Rates by Driving Record

Auto insurance rates in Winona Lake, Indiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Winona Lake, IN, take a look at the average cost for various violations versus rates for a clean driving record in Winona Lake.

Annual Winona Lake, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,898 $4,237 $3,894 $3,428
American Family $2,315 $3,701 $4,670 $2,757
Farmers $3,214 $3,750 $3,861 $3,549
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,273 $2,932 $2,811 $2,561
Progressive $2,662 $4,639 $3,172 $3,692
State Farm $2,076 $2,273 $2,076 $2,076
Travelers $2,744 $3,383 $3,832 $2,943
USAA $1,198 $1,696 $1,944 $1,483

Find Cheap Winona Lake, IN Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Winona Lake, Indiana is higher than for a clean driving record. You can buy auto insurance after a DUI in Winona Lake for less when you shop around and compare rates from multiple Winona Lake, IN auto insurance companies.

Annual Auto Insurance Rates After a DUI in Winona Lake, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,894
American Family $4,670
Farmers $3,861
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,811
Progressive $3,172
State Farm $2,076
Travelers $3,832
USAA $1,944

Winners by Category: Where to Buy Cheap Auto Insurance in Winona Lake, IN

Compare rates from the cheapest auto insurance companies in Winona Lake, IN for your needs. Take a look at how Winona Lake, Indiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Winona Lake, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Find Cheap Winona Lake, Indiana Auto Insurance Companies

If you’re looking for the cheapest Winona Lake, IN auto insurance companies overall, you can compare them here. Find the best price for Winona Lake, Indiana car insurance by company.

Average Annual Auto Insurance Rates by Company in Winona Lake, Indiana

Insurance Company Average Annual Rates
Allstate $3,614
American Family $3,361
Farmers $3,594
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,644
Progressive $3,541
State Farm $2,125
Travelers $3,225
USAA $1,580

What affects Winona Lake, Indiana auto insurance rates?

Local factors affect auto insurance rates in Winona Lake, IN, including traffic, theft statistics, and commute length. Take a look at the things that impact Winona Lake auto insurance rates.

Commute Times in Winona Lake

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Winona Lake, IN is 14.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Winona Lake, IN

You can buy cheap Winona Lake, IN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Winona Lake, Indiana auto insurance quotes from top companies.

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